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How to Stop Capio Partners

Debt Collection Answers

Adding to the burden, specialized debt collectors in the medical industry can compound the stress of an already challenging situation. Capio Partners is one such agency that focuses on debt collection in the medical field. 2018: Capio Partners merged with another debt collection agency, Debt Recovery Solutions.

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Third Circuit Doubles Down on §1692f Violations

Consumer Financial Services Law

12, 2019), the defendant debt collector sent a collection letter to the consumer in an envelope which, on its face, displayed a QR code. When scanned, the QR code revealed the debt collector’s internal account number. Convergent Outsourcing , 765 F.3d 3d 299 (3 rd Cir. In DiNaples v. MRS BPO, LLC , 934 F.3d

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Servicemembers Civil Relief Act & Debt Collection: A Primer

National Service Bureau

How does the Servicemembers Civil Relief Act affect debt collections? The SCRA is binding upon debt collectors, just as it is upon financial institutions, landlords, and other entities that may have a contractual relationship with uniformed service members. What complaints about debt collection were made to the CFPB?

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11th Cir. Reiterates That TILA Periodic Statements May Violate FDCPA

Collection Industry News

Under the FDCPA, if a communication “conveys information about a debt and its aim is at least in part to induce the debtor to pay,” it has the necessary nexus to debt collection. Bureau, CFPB Bulletin 2013-12, Implementation Guidance for Certain Mortgage Servicing Rules 6-7 (2013). McCalla Raymer, LLC , 755 F.3d Daniels , 34 F.4th

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Trends In FDCPA Litigation Filed Against HOA Attorneys

FDCPA Defense

Most courts have held that fines imposed by HOAs are not “debts” covered by the FDCPA. Ayesh, 2014 WL 2603890 (D. Kansas 2014) (HOA fines not debts under FDCPA); Mlnarik v. Smith, Gardner, Slusky, Lazer, Pohren & Rodgers, LLP , 2014 WL 6657747 (N.D. Are You A “Debt Collector” Under The FDCPA?

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Emerging Trends In FDCPA Litigation Against Community Association Attorneys

FDCPA Defense

This would render meaningless the FDCPA's carefully drawn distinction between debt collectors and enforcers of security interests, and expand the scope of the FDCPA well past the boundary of clear congressional intent and common sense.” 2014 WL 2014 WL 7785745, at *6 (C.D. See Avila , 817 F.3d 3d at 76-77.

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Why The CFPB's Position On Time-Barred Debt Is Bad For Consumers

FDCPA Defense

Can a consumer be “harmed” if he voluntarily makes a payment on a debt that he admittedly owes? These same points were echoed by the CFPB on March 20, 2013 in its Annual Report To Congress on the Fair Debt Collection Practices Act , where it stated: “Consumer debt collection is critical to the functioning of the consumer credit market.