FDCPA Defense

MAY 6, 2014

The CFPB does not want debt collectors to tell consumers that paying their debts might help them to improve their credit score. Nor does the CFPB want collectors to encourage consumers to pay by informing them that their failure to do so might harm their credit. 2013 WL 3223367 (D. DO NOT DISREGARD THIS NOTICE.

Creditworthiness 40

Creditworthiness Debtor Debt collector Consumer Credit 40

National Service Bureau

APRIL 15, 2015

Per Section 809 of the FDCPA, debt collectors are required to disclose certain information. Section 809 of the FDCPA mandates that a debt collection agency provide written notification of such if it does not verbally inform the debtor on first communication. The CFPB started publishing statistics on 10 July, 2013.

Collection Agencies 40

Collection Agencies Collections Agency Collections Credit Card Collections 40

FDCPA Defense

FEBRUARY 1, 2018

This would render meaningless the FDCPA's carefully drawn distinction between debt collectors and enforcers of security interests, and expand the scope of the FDCPA well past the boundary of clear congressional intent and common sense.” 2013 WL 1249598, at *8 (D. AOAO of Lihue Townhouse, 2013 WL 139058, at *5 (D.

Accrued Interest 40

Accrued Interest Foreclosure Debt collector Debtor 40

FDCPA Defense

NOVEMBER 11, 2014

It is impossible to catalogue the manifold ways, some subtle and some not, in which a debt collector may attempt to circumnavigate section 1692g.” 1996) (the phrase “if you pay it within the next 10 days we will not post this collection to your file” overshadowed the validation notice). Law Office of Mandy L. Spaulding , 766 F.3d

Debt collector 40

Debt collector Debtor Creditors Original Creditor 40

FDCPA Defense

MARCH 2, 2014

But how can a collector know exactly what the CFPB will consider to be an “unfair” or “deceptive” or “abusive” collection practice? The CFPB has provided some guidance on UDAAPs in the bulletin it released in July 2013 and in the Examination Manual that it published in 2012. f/k/a NCO Group, Inc. (“NCO”). and Chase Bank USA, N.A.

Debtor 40

Debtor Banks Original Creditor Collections 40

Collection Industry News

SEPTEMBER 23, 2020

Some key findings from the Pew research include: • Between 1993 and 2013, the number of debt collection cases filed annually more than doubled, from 1.7 Debt collection cases have claimed an increasing share of the civil docket, making up about 30% of the civil court caseload in the one state where comprehensive data was available. •

Collections 40

Collections Debt collector Chapter 13 bankruptcy Chapter 7 bankruptcy 40

FDCPA Defense

AUGUST 19, 2013

291 (1995), lawyers have known that if they seek to collect consumer debts for clients – even when doing so through litigation – they might qualify as a "debt collector" under the Fair Debt Collection Practices Act, 15 U.S.C. 3d _, 2013 WL 3928631 (10th Cir. See 2013 WL 3928631, at *4. Jenkins , 514 U.S.

Law Firms 40

Law Firms Lawyers Collections Debt collector 40