Debt Collection Answers
FEBRUARY 21, 2024
“ Pre-Screen Firm Offer of Credit ” might sound like jargon, but understanding its implications is crucial for anyone navigating the realm of credit and debt consolidation. Two entities that may send debt consolidation loan mailers are Symple Lending and Secure One Financial.
Titan Consulting
MAY 3, 2020
All three for-profit credit reporting agencies, Experian, Equifax and Transunion compile and report consumer credit and debt payment activity and sell this consumer information to lenders seeking to grant credit. Here’s why: Who Decides Your Credit Score? Final Thoughts.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Titan Consulting
MAY 24, 2020
Some credit bureaus are now incorporating alternative credit data like rent and utilities payments so that consumers with a very limited history of managing debt can qualify to take on more debt. There are millions of responsible consumers that pay bills on time without a credit score. Final Thoughts.
Credit Corp
MAY 30, 2023
You can request the removal of hard inquiries from your credit report by pointing out unauthorized checks or going through a formal dispute process with major credit agencies. Whether you’re looking to buy a house, lease a car, or get a loan, lenders need to check your credit. Note all inquiries you did authorize.
Titan Consulting
MAY 17, 2020
Rent, home payments, utilities such as gas, water, electric, and even things like cable or other on-time payment history can be used by credit bureaus to create a reliable credit score from which they can underwrite credit. What lenders use alternative credit data to grant credit?
Titan Consulting
APRIL 26, 2020
Deferring your auto payments may put you at risk for repossession if your lender requires you to catchup and make all deferred payments at the end of the deferral period. It also prevents lenders from foreclosing on a property for 60 days. . Edmonds created a list of resources and programs offered by major auto lenders here. .
Credit Corp
OCTOBER 4, 2021
When you choose a mortgage lender and are approved for your home loan, your lender is agreeing to lend you all funds necessary to cover your home purchase. Because a house is a high-cost purchase, lenders want to guarantee that you’re not a “risky borrower.” How do lenders decide whether you’re a risk?
Expert insights. Personalized for you.
40 
Let's personalize your content