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Free Customizable Monthly Budget Template to Plan Your Finances

Credit Corp

With the monthly budget template, you’ll see exactly where you’re overspending and whether it’s in the wants or necessities category. Overspending in the wants category is easier to adjust, and you may need to spend less on non-necessities. Step 2: Begin filling out your expense categories. ” cells alone for now.

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Downgrading Credit Card

Payment Savvy

Also known as interchange categories , these buckets establish interchange rates with every processed transaction between the credit card issuers and the merchant processors. The interchange category, or bucket, is the key point at play here and the reason for a fair amount of distress among business owners. What Is a Bucket?

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Asset-Driven Approaches in NPL Management & Collections Tech

Qualco

As a result, loan borrowers with floating rates, also referred to as adjustable or variable rates, face higher monthly payments due to increased interest expenses. As a result, borrowers with variable interest rates are experiencing significant increases in their monthly payments.

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Care and Feeding: How to Keep Clients Updated on Cases

NCBA Law Practice Management Blog

Even at this late stage, with all of the technology available to lawyers and law firms, one of the major complaints of clients is that law firms don’t communicate with them, or keep them abreast of what’s happening with their cases. CaseStatus and Milestones are the leading companie s in this category. Client Portals.

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Department of Labor Issues New Proposed Rule on Independent Contractors

Fraser

The new rules are a reversion to prior tests, which consider certain “economic reality factors;” factors that were originally set out in a pair of cases before the Supreme Court of the United States in 1947 (See United States v. We all know that employee misclassification can result in severe financial consequences. Silk, 331 U.S.

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Americans Are Carrying Record Household Debt into 2024

Collection Industry News

Our experts used debt statistics from the NYFRB broken down by debt category and down to the state level to get a detailed picture of what kinds of debt Americans are holding and where they are holding it. The largest increase in any category was credit card debt, which swelled by 16.6% Paying it off does not result in having an asset.

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Produce Department: 3 Ways to Track Staff Performance

NCBA Law Practice Management Blog

There are, however, ways to measure the performance of your staff, and those effectively break down across three categories: (1) Efficiency; (2) Proficiency; (3) Profitability. For example, for associate attorneys, you can grade 10 assignments each year o n a scale of 1-10, or A-F, and use those results as part of a performance review.