Better Credit Blog

APRIL 6, 2022

If you’re ready to tackle improving your credit, a credit repair service can help save you time, energy, and a whole lot of hassle. Credit repair companies challenge items on your credit report that are inaccurate, incomplete, or unverifiable. Compare the Top 5 Credit Repair Companies.

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Better Credit Blog

MAY 3, 2022

Be careful when you buy credit repair software. Many programs promise a lot, including dramatic increases in your credit score. In reality, the software cannot provide a miracle cure for a bad credit score. So which credit repair software program offers the best tool kit for your project?

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Better Credit Blog

APRIL 1, 2022

It’s smart to know how to remove negative items from your credit report, especially if you are soon to be applying for a mortgage or car loan. In fact, you can remove something from your credit history before seven years pass. Here’s How To Remove Negative Items From Your Credit Report. Credit Limit.

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Better Credit Blog

APRIL 1, 2022

In this article, we’ll walk you through some of the most commonly asked questions about bankruptcy, how it can affect your credit score, and how to get a bankruptcy removed. Is it Even Possible to Get a Bankruptcy Removed From Your Credit Report? How Long Does a Bankruptcy Stay On Your Credit Report?

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Better Credit Blog

DECEMBER 17, 2021

There are several steps you can take to get the best possible deal and make getting a loan, and eventually a car, a smoother process. One of the best steps you can take for yourself is to get pre-approved for an auto loan. But getting pre-approved will temporarily lower your credit rating , so there are some downsides.

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Better Credit Blog

MAY 11, 2022

Refinancing your student loans could help lower your monthly payments and reduce your overall repayment amount. To make things easier, we assessed multiple companies and compared interest rates, minimum credit score required, repayment flexibility, and Better Business Bureau scores to find the top options.

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Better Credit Blog

DECEMBER 31, 2020

Have a hard inquiry on your credit report from Comenity Bank/VCTRSSEC? If so, you may be wondering how it got there and what it means for your credit score. A hard inquiry is simply a way for a lender to check your credit reports before approving your application. Birthday gift.

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Better Credit Blog

AUGUST 21, 2020

Wondering if your credit score is up to snuff? If you have a 620 credit score, you aren’t alone. While a 620 credit score could use some improvement if you’re looking for guaranteed approval with competitive rates, it does fall into the “fair” range. Is 620 a Good Credit Score?

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Better Credit Blog

OCTOBER 29, 2021

Lenders and credit card issuers carry out two types of checks on your credit. The first, a soft credit check, doesn’t impact your credit score at all. The second, a hard check, knocks a few points off your score every time. Why Your Credit Score Matters. 740 to 799.

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Better Credit Blog

MAY 20, 2022

Life is filled with unanticipated expenses, and when you least expect it, you could be hit with a financial need that extends beyond your paycheck and your savings. On the other hand, a personal loan might not always be the best solution to your money problems. How Personal Loans Affect Your Credit Score.

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Better Credit Blog

AUGUST 14, 2020

Have you noticed the name Americollect on your credit report? When you forget to pay a bill, it can lead to a collections account on your credit report from an agency like Americollect. As long as a collections account stays on your credit report, it can hurt your credit score.

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Better Credit Blog

APRIL 30, 2021

The highest credit score you can have is an 850 on commonly used credit score models. Few achieve this financial feat because it requires consistent and sound credit-building habits, and time. There are several versions of credit scoring models. There are several versions of credit scoring models.

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Better Credit Blog

NOVEMBER 12, 2021

If you’re in the market to buy a vehicle, a car loan is one option for financing your purchase. Here, we’ll cover the steps you need to take for a successful application and what you need to know about your credit score when applying for this loan type. Select your state to get started! The Basics. Ads by Money.

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Fico Collections

APRIL 21, 2023

Q: Dale, to start with, can you provide a little background on your business motivation as a credit risk executive for exploring the value of consumer-permissioned DDA data? Can you explain your rationale? Can you explain your rationale? Dale is a featured panelist at FICO World 2023.

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Fico Collections

AUGUST 18, 2022

The truth is that most of us have a long way to go when it comes to personal finance and money management. The COVID-19 pandemic and the rising cost of living have intensified this issue – however, there may be opportunity for banks that are willing and able to help consumers improve their financial future. Wed, 09/09/2020 - 15:36.

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Better Credit Blog

AUGUST 21, 2020

Not only are they notoriously rude, but having a debt collector on your tail can mean that your credit score is about to take a dive. If you have heard from a debt collector called MRS BPO LLC recently, you may already be aware of this and looking for a way to fix the situation. You can do this is one of many ways.

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Better Credit Blog

DECEMBER 2, 2020

When you apply for a Banana Republic credit card or get added as an authorized user on someone else’s account, it could lead to a hard inquiry. This type of entry can lower your score, particularly if you have several hard credit checks on your report. Banana Republic SYNCB On My Credit Report.

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Better Credit Blog

DECEMBER 2, 2020

When you apply for a Banana Republic credit card or get added as an authorized user on someone else’s account, it could lead to a hard inquiry. This type of entry can lower your score, particularly if you have several hard credit checks on your report. Banana Republic SYNCB On My Credit Report.

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Better Credit Blog

MARCH 2, 2021

While missing a payment is an easy mistake to make, it could result in significant damage to your credit score. If you have a collections account from H&R Accounts on your report, it’s important to get it removed as soon as possible. As long as the entry stays on your report, it can bring down your credit.

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Better Credit Blog

AUGUST 3, 2021

Having a bad credit score can make it difficult to get a loan. “A bad credit score is somewhat of an indicator of your short, medium, and long-term ability to repay the loan, which is how banks make money.” The Most Important Factors For Loans For People With Bad Credit.

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Better Credit Blog

AUGUST 3, 2021

Having a bad credit score can make it difficult to get a loan. “A bad credit score is somewhat of an indicator of your short, medium, and long-term ability to repay the loan, which is how banks make money.” The Most Important Factors For Loans For People With Bad Credit.

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Better Credit Blog

DECEMBER 22, 2021

But it’s a much bigger headache if you owe debts to multiple places, as your odds of forgetting a payment will increase, and the varying interest rates between the different debts can end up taking a bite out of your wallet. Ad See how much you could save by consolidating your debt! Click on your state to get started!

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Better Credit Blog

DECEMBER 18, 2020

Wondering about a credit inquiry from CBCInnovis on your credit report? Below, we’ll walk through the basics of hard credit checks, give you a bit more insight into who CBCInnovis is, and layout the process for getting a fraudulent entry off your report. CBCInnovis On My Credit Report. Ask Lex Law for Help.

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Better Credit Blog

JANUARY 13, 2021

Wondering why Data Facts is on your credit report? If you’ve recently noticed the name on your report, it’s most likely there as a soft or hard inquiry. While your score may have dropped a few points, you probably don’t need to be concerned about the inquiry. Data Facts On My Credit Report.

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Better Credit Blog

JULY 14, 2020

When you apply for a mortgage, your credit history will play a major role in deciding the type and amount of home loan you’re eligible for. Mortgage lenders will take a look at more than just your credit score, utilizing what’s known as a tri-merge credit report to gauge your credibility.

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Better Credit Blog

DECEMBER 9, 2020

Did you notice a new entry on your credit report from BBY/CBNA? While the letters above may seem unfamiliar, they represent Best Buy and CitiBank. When you apply for a retail credit card from Best Buy, it can lead to a hard credit check and lower your score. BBY/CBNA On My Credit Report.

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Lender Retail Repossession Foreclosure 52

Better Credit Blog

DECEMBER 29, 2020

Are you worried about a new entry on your credit report from CFNA? An entry from CFNA is nothing to be concerned about if you applied for a credit card from Credit First National Association. When you apply for a credit card, a hard inquiry is added to your report, and it may lower your credit score by a few points.

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Better Credit Blog

DECEMBER 8, 2020

Has a new entry from BP SYNCB lowered your credit score? When BP SYNCB winds up on your credit report, it’s most likely as a hard inquiry, which occurs when you apply for new credit cards or loans. In this case, the inquiry is for a BP credit card offered through Synchrony Bank. Hard Inquiries.

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Better Credit Blog

AUGUST 21, 2020

A good credit score is essential if you’re looking to get approved for anything from a rewards credit card to a mortgage. But what score do lenders consider to be good? If you have a 560 credit score, your approval odds for loans are low, and your credit rating is pretty poor.

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Better Credit Blog

JANUARY 29, 2021

If you have a new entry from NTB/CBNA on your credit report, it’s important to understand how it got there. An inquiry from NTB/CBNA is typically the result of a credit card application. NTB/CBNA On My Credit Report. How Will an NTB/CBNA Hard Inquiry Affect Your Credit? SOFT CREDIT CHECK.

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Better Credit Blog

NOVEMBER 24, 2020

Credit monitoring should be a part of your money management routine, and there are several platforms out there that can help you track and improve your credit score. One service that you may want to consider signing up for is Chase Credit Journey. credit checks, offers, and recommendations.

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Better Credit Blog

AUGUST 7, 2020

When a debt collection agency contacts you, it also does damage to your credit score. While owing money to a debt collector can harm your credit score and confronting the agency might seem like a daunting task, there’s no need to worry. 3 Ways to Remove Reliant Capital Solutions from Your Credit Report.

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Better Credit Blog

SEPTEMBER 30, 2021

Department of Veterans Affairs (VA) backs a portion of these loans, allowing lenders to offer more favorable terms for both new home purchases and refinancing,” says Rashalon Hayes, Assistant Vice President of Field Mortgage at Navy Federal Credit Union. ” Additionally, VA loans offer some of the best interest rates on the market.

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Better Credit Blog

NOVEMBER 5, 2020

Have you discovered a collections entry from Receivable Management Systems on your credit report? Collections entries can drop your credit score for years, hurt your future creditability, and add stress to your life. They buy your debt for pennies on the dollar. Commercial debt.

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Better Credit Blog

SEPTEMBER 21, 2020

Their job is to coerce payments from you in whatever way they can. To do this, they must first open an account on your credit report that shows that they are authorized to collect on the debt. To do this, they must first open an account on your credit report that shows that they are authorized to collect on the debt.

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Better Credit Blog

OCTOBER 16, 2020

Have a collections entry from Asset Acceptance LLC on your credit report? If Asset Acceptance is on your credit report, it’s probably because you forgot about a bill. The longer you ignore their calls and letters, the more damage your credit could face. Credit card debt. What Is Asset Acceptance LLC?

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Better Credit Blog

JULY 7, 2020

But if your number has made its way onto a debt collector’s calling list, ignoring the problem won’t make it go away. Even when you pay off a collection agency, it can hurt your credit score for years to come. Even when you pay off a collection agency, it can hurt your credit score for years to come.

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