Sawin & Shea

MARCH 13, 2024

If you’re considering bankruptcy, you may wonder which filing type is right for you. The two basic types of bankruptcy classifications for individuals and families are Chapter 7 and Chapter 13. A common question we receive regarding these forms is whether you can reaffirm a debt during the process.

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Credit Corp

SEPTEMBER 7, 2023

The average American net worth varies due to many factors, with some people making far more than others. If you’re behind the national average, it may seem difficult to catch up, but whether you have bad credit or a lot of debt, you can still begin building your net worth by learning how to generate passive income.

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Sawin & Shea

NOVEMBER 15, 2022

In this blog, we discuss situations in which your employer will be notified about your bankruptcy, and we also cover whether or not you can be legally fired for declaring bankruptcy. So if your employer goes searching for your bankruptcy records, they will be able to find out that you filed.

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Credit Corp

MAY 30, 2023

Bankruptcy can happen to anyone—despite their best efforts. And while most people understand that bankruptcy is generally bad for them, many don’t realize the details of how it can impact you. Read below to find out what happens to your credit score after bankruptcy and what you can do to repair your credit afterward.

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Credit Corp

APRIL 17, 2023

By October 2021, unemployment reached a high of 4.9%, causing many to look for creative ways to earn an income. Job security is rarely guaranteed, which is why learning how to make money online is a great way to ensure you’re able to take care of yourself and your family when times are tough.

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Trade 94

Dear Debt

MARCH 31, 2021

13 Ways You Can Make Money. The post Come to My Money Party Tonight appeared first on DEAR DEBT. What have I done? It seems I’ve gone… Related Posts: Dear Debt, I Need Something Else. Lola LA Brunch + Retreat. Resources for Taking Care of Your Mental Health and Wealth.

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Dear Debt

JUNE 27, 2022

If you’d like to write a dear debt letter, get in touch with me. 13 Ways You Can Make Money. 10 Signs You Have a Toxic Relationship With Credit. 6 Clever Money-Saving Hacks to Reach Your Financial Goals. It’s been a while but we’re back!

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Dear Debt

SEPTEMBER 3, 2020

Today’s post is from my friends at Bold.org, a site where you can find exclusive scholarships and grants. Life is expensive these days, especially if you… Related Posts: Financial Literacy Matters, Especially for Women. 13 Ways You Can Make Money. Look How Far You've Come.

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Sawin & Shea

JANUARY 25, 2023

Increased inflation makes it all the more challenging to overcome existing debts, and the rising prices increase the likelihood of more Americans going into debt. Here’s what you need to know about getting a new loan and interest rate after bankruptcy. As long as you keep up with your repayment plan, you will be able to keep your home.

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Sawin & Shea

SEPTEMBER 13, 2023

When you are struggling to pay your bills, there may come a point where you are faced with deciding between bankruptcy vs foreclosure. Which decision you make or which one is the best decision can depend on your individual circumstances. The individual (you) The lender Who controls the property?

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Foreclosure Bankruptcy Chapter 7 bankruptcy Chapter 13 bankruptcy 52

Sawin & Shea

JULY 14, 2021

Student loan debt can be crippling. Trying to put money towards a house or a car, as well as paying all of your other bills on top of student loan debt, is often exhausting and can sometimes feel impossible. Will My Student Loans Be Discharged if I File for Chapter 13 Bankruptcy? However, don’t let that dissuade you.

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Credit Corp

MAY 24, 2021

The problem was, I usually had spent all my birthday money, and my parents were not in the habit of buying me whatever I wanted just because. If I wanted to buy something, I needed to learn how to make money as a kid on my own. An Easy Way to Make Money as a Kid–If You’re 13 Years Old or Older.

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Collections 106

Credit Corp

MARCH 21, 2023

That accounts for an increase of over 13 million over the last three years. Even with that many credit cards in circulation, though, not everyone can get one. Why can’t you get a credit card? A lower credit score can lead to fewer financial opportunities. What Credit Score Do You Need for a Credit Card?

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Loans 98

Roths Child Law

APRIL 1, 2021

Even for those who have good insurance, the co-pays and deductibles can be very costly. There are a few ways to handle these types of medical bills. Some people might have some disposable income that they can use to make payments, but others might not have that available. What happens if crowdfunding doesn’t work?

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Sawin & Shea

AUGUST 17, 2022

There are two primary types of bankruptcies that a person might file when struggling to pay their debts: Chapter 7 and Chapter 13. In a Chapter 13 bankruptcy , the debtor agrees to a payment plan instead of having their property taken to pay creditors. Nonexempt assets can still be used to pay creditors. Devaluing assets.

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Sawin & Shea

NOVEMBER 8, 2022

Voluntary repossession is sometimes the best option for borrowers who can no longer afford their car payments. Rather than have your car seized involuntarily, you can give up your vehicle willingly to your lender. For that reason, you should first consider other ways to make payments or give up your vehicle.

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Roths Child Law

NOVEMBER 13, 2023

Realizing that you should file for bankruptcy may make you wonder about your future. One of the most important things you can do when you figure out that bankruptcy is your next step is to take a deep breath and focus on the fresh financial start you’re getting. Remember, this is only temporary.

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Dear Debt

MARCH 25, 2021

Money is tighter than ever before in the midst of the pandemic, and personal debt remains a major issue for many Americans. 10 Signs You Have a Toxic Relationship With Credit. 13 Ways You Can Make Money. The post How to Free up Money to Put Towards Debt Repayment appeared first on DEAR DEBT.

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Credit Corp

APRIL 9, 2024

A tax deduction reduces your taxable income, potentially lowering the amount of income you can be taxed on. Tax credits are applied after calculating how much you owe in taxes and can provide a dollar-for-dollar reduction. To maximize your savings, you need to know the difference between a tax credit vs. a deduction.

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Student loans Student Loans Education Loans 52

Roths Child Law

DECEMBER 30, 2020

If you are struggling to make payments on a second mortgage, it may be possible to file bankruptcy in an effort to have the debt discharged. What type of bankruptcy protection should you seek? In a Chapter 7 case, nonexempt property is sold in an effort to raise money to pay off your creditors.

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Credit Corp

NOVEMBER 12, 2020

You might have heard that bankruptcy gives you a clean financial slate, but that’s not exactly accurate. For those experiencing serious financial distress, bankruptcy can be a way to eventually restart. Depending on your financial situation, you can get rid of debts or restructure them.

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Sawin & Shea

FEBRUARY 14, 2023

Although bankruptcy is often the only solution to get your finances back in order if you are struggling under mountains of debt, it does show up on your credit report for years, even after the bankruptcy has been discharged. You can, however, make your credit better post-filing.

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Bankruptcy Chapter 7 bankruptcy Chapter 13 bankruptcy Credit Bureau 72

Credit Corp

OCTOBER 6, 2023

before you decide to purchase. Average Car Loans by Age Group Average Car Loan Term by Credit Score Car Loans by Lender Type 4 Tips to Lower Your Car Payments 2023 Car Loan Statistics Key Findings Knowing the different statistics for monthly car payments can help you have a better idea of where you stand before purchasing a vehicle.

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Sawin & Shea

APRIL 3, 2024

It enables you to discharge eligible debts, such as credit card and medical debt, so that you can live with a fresh start in the future. But you may be wondering, “What Is the Impact of Bankruptcy on Professional Licenses and Certifications?” How Will Filing Bankruptcy Impact My Professional License?

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Sawin & Shea

APRIL 26, 2023

A judgment lien against you can have a variety of distressing and negative consequences. Read on to learn everything you need to know about judgment liens in Indiana, including how they work and how to avoid them. The judgment lien definition is that if you owe a creditor money and don’t pay, they can sue you for the balance.

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Sawin & Shea

MARCH 27, 2024

Filing for bankruptcy can feel incredibly daunting, especially if you have concerns over whether it may impact your future job prospects. They believe those declaring bankruptcy are irresponsible or bad with money. In this blog, we take a close look at ways Chapter 7 bankruptcy affects future or current employment.

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Credit Corp

MARCH 17, 2021

One reason handing your child your credit or debit card can be an issue is that they most likely do not fully understand the money management that goes into using the card. These types of debit cards can have custom spending controls—for example, limiting spending to $10 a day or a certain amount each month. Parental Controls.

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Education 98

Credit Corp

MARCH 8, 2021

In this article, I discuss frugal living tips that you can start today and save thousands of dollars. Being a millennial who tries to save money is a hassle. But, know that frugal living doesn’t mean you should have a sad life. So, to start living frugally, these are some tricks that you can use to save money.

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Sawin & Shea

MARCH 2, 2022

Shortly after you file for Chapter 7 or Chapter 13 bankruptcy, you will receive a notice for your section 341 meeting of creditors. You might feel a bit intimidated thinking about your required appearance at the hearing, no matter how it takes place. The Chapter 7 or Chapter 13 Trustee will ask you some questions.

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Sawin & Shea

APRIL 13, 2021

What you will learn from reading this article: Facts about selling your home while going through bankruptcy. Details about Chapter 7 and Chapter 13 Bankruptcies and your house. This is a situation where timing can be extremely important. You will need the advice of an experienced bankruptcy attorney as soon as possible!

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Sawin & Shea

DECEMBER 29, 2021

In a Chapter 7, or liquidation bankruptcy, some of your property may not be protected, and you could lose it. However, after you file, a bankruptcy trustee will review your list of exempted assets to determine whether or not you have the right to protect the claimed property. Property in Chapter 13 Bankruptcy.

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Sawin & Shea

APRIL 10, 2024

With Chapter 7 bankruptcy, you as the debtor can discharge most unsecured obligations after liquidating nonexempt assets. Because Chapter 7 involves a Chapter 7 Trustee selling off certain non-exempt assets, many who consider this bankruptcy method worry about what assets and possessions they can retain.

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Sawin & Shea

FEBRUARY 2, 2022

Credit card debt can be debilitating. When your bills are more than you can handle and you are struggling to get by, debt relief options can help. If you are drowning in debt but aren’t sure which option is right for you, it can help to consult with an experienced lawyer.

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Credit Card Debt Chapter 13 bankruptcy Bankruptcy Creditors 72

Sawin & Shea

APRIL 12, 2023

In fact, for some, this may be the only way to keep afloat since family and friends generally don’t care about your credit score or charging you outrageous interest rates. So should you pay back your family and friends before filing for bankruptcy? What is the Difference Between Chapter 7 and Chapter 13?

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Bankruptcy Chapter 13 bankruptcy Chapter 7 bankruptcy Unsecured Debt 52

Debt Free Colorado

NOVEMBER 18, 2023

Do not let the weight of post-bankruptcy credit challenges stop you from financial freedom Filing for bankruptcy is undoubtedly a challenging decision, one that can have a significant impact on your financial stability and creditworthiness. By choosing our services, you are not just gaining legal representation.

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Bankruptcy Chapter 13 bankruptcy Loans Credit Unions 52

Sawin & Shea

NOVEMBER 8, 2023

With those figures, chances are you are among the millions of Americans needing credit debt relief. In this article, we will give you some ways to find relief from the weight of your debt and show you how bankruptcy attorneys like Sawin & Shea can help you. What Happens if You Get Behind?

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Credit Corp

JANUARY 24, 2024

While VA loans are typically easier to get approval for than conventional loans, private lenders still have certain requirements you must meet. However, the demands and sacrifices of military service can make maintaining a strong credit score a challenge. The waiting period for a Chapter 13 bankruptcy is 12 months after filing.

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