Suit Accuses Law Firm of Filing False Affidavit of Service
- There are two sides to every story, the saying goes. But, in a lot of cases, those two sides don’t always tell the whole story. Or the story lies somewhere in between both stories. A collection law firm and process serving company are being sued for violating the Fair Debt Collection Practices Act because they filed an affidavit claiming to have served a summons and complaint for a collection lawsuit on a “co-resident” of the plaintiff’s house, except for the fact that the plaintiff claims there are no co-residents living there.
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CFPB Letters Demonstrate Support for State Medical Debt Credit Reporting Efforts
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- The Consumer Financial Protection Bureau has made no secret of the fact that it wants states to be more proactive when it comes to regulating the financial services industry, and now there are a couple of pieces of evidence to show just how supportive the Bureau is of those efforts.
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Judge Recommends Dismissal of FCRA ‘Permissible Purpose’ Case Against Collector
- In a case that was defended by Martin Golden Lyons Watts Morgan with local representation by Smith Debnam, a Magistrate Court judge in South Carolina has recommended that a Fair Credit Reporting Act lawsuit against a debt collector be dismissed because the plaintiff failed to plead facts that the defendant did not have a permissible purpose for accessing his credit report.
- More details here
Ed. Dept. Releases Student Loan Repayment Data
- The Department of Education has released data regarding repayment trends following the end of the student loan payment moratorium with the intention of noting how many borrowers are making their loan payments on time and how the average payment among those making payments has “nearly” returned to its pre-pandemic level. But only 42% of borrowers with federal student loans were current on their payments as of December 2023, compared with 48% in December 2019.
- More details here
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