Account Recovery
FEBRUARY 23, 2022
A bill has been introduced in Congress that would expand the Fair Debt Collection Practices Act to cover small business debts in order to protect those companies from “harassment” by third-party debt collectors, according to the bill’s sponsor.
Better Credit Blog
AUGUST 31, 2020
Having debt in collections can be downright overwhelming, especially when debt collectors bombard you with dozens of phone calls. What Is the Fair Debt Collection Practices Act (FDCPA)? How the Federal Debt Collection Practices Act Protects You.
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Nerd Wallet
NOVEMBER 16, 2020
Working with third-party debt collectors can be confusing and scary. adults with debt in collections, knowing their legal rights is crucial. The article What New Debt Collector Rules Mean for You originally appeared on NerdWallet.
Nerd Wallet
FEBRUARY 18, 2022
What is a debt collector? A debt collector is a person, agency or company responsible for collecting money owed, usually on a past-due account. The article What Is a Debt Collector? Paying Off Debt Personal Finance
Roths Child Law
NOVEMBER 7, 2020
Congress needs to enact laws expanding consumer protections against abusive debt collection, the U.S. Defendant debt collector Santander Consumer USA Holdings ultimately prevailed because it was not collecting money on behalf of a third party.
Debt Free Colorado
FEBRUARY 21, 2022
Debt Relief Attorney Serving Colorado. Dray Legal Office’s attorneys will endeavor to help you obtain a fresh start by eliminating debt and reorganizing your finances. In this article we will answer the question: What can debt collectors do to you?
Direct Recovery
FEBRUARY 7, 2021
In what is supposed to be an increase in protections offered to consumers, an updated version of the Fair Debt Collection Practices Act (FDCPA) was passed in the fall of 2020 that brings that iconic piece of legislation up to date with modern forms of communication.
Credit Management Company
MAY 3, 2022
Debt collection has been around for centuries, with many changes constantly taking place. However, from a digital perspective, the debt collection industry has been slow to evolve. The basic rules of debt collection still stand: Hours of contact are between 8 a.m.
Better Credit Blog
OCTOBER 5, 2020
Has your credit score recently taken a dive as a result of a collections entry from Penn Credit? Avoiding the problem won’t make it go away, but paying your debt won’t necessarily solve anything, either. It’s been in the business of collecting on consumer debts since 1987.
Credit Management Company
FEBRUARY 22, 2022
The word debt often fills people with anxiety, and not without reason. The average American has over $90,000 of debt , and many struggle to manage this number. Therefore, many people find themselves encountering collection agencies at one point or another.
Better Credit Blog
APRIL 1, 2022
To remove Capital One Collections from your credit report, you first need to know who currently owns the debt. In other words, has Capital One sold your unpaid credit card debt to another collection agency, or is the debt still with Capital One?
Debt Free Colorado
APRIL 1, 2021
Also, it’s a violation of the Fair Debt Collection Practices Act (FDCPA) for a third party debt collector to disclose information about your debts to others. and press legal charges against you You press charges in a criminal case, not a civil debt collection you silly goose. Are you trying to collect a debt or sign me up for a new loan?
Better Credit Blog
APRIL 1, 2022
Is Credence Resource Management, LLC, contacting you about unpaid debts? The longer you avoid a debt collection agency like Credence, the more damage the agency can do to your credit score. Credence collects for several major companies in the following industries: Healthcare.
Better Credit Blog
AUGUST 14, 2020
When you forget to pay a bill, it can lead to a collections account on your credit report from an agency like Americollect. As long as a collections account stays on your credit report, it can hurt your credit score. Americollect, Inc has been in the debt collection business since 1964.
Credit Corp
NOVEMBER 9, 2020
If you or someone you know has dealt with a collection agency, you know how trying it can be. Debt collection agencies have a long history of harassment and illegal practices. Can a collection agency report to a credit bureau without notifying you? Debt Collection Laws.
Better Credit Blog
OCTOBER 7, 2020
Debt collectors can be a nuisance, and their effects on your credit score are even worse than their constant calls. It might seem like paying off your debt is the best method for getting a collections agency like AMCOL off your report, but that could do more harm than good.
Collection Industry News
NOVEMBER 6, 2020
– The Consumer Financial Protection Bureau offered collections and compliance professionals some light reading just before the weekend. On Friday, the bureau issued its final rule to restate and clarify prohibitions on harassment and abuse, false or misleading representations, and unfair practices by debt collectors when collecting consumer debt. The post CFPB releases final rule to implement FDCPA appeared first on Collection Industry News.
Better Credit Blog
OCTOBER 30, 2020
Is Ad Astra Recovery Services stressing you out with calls about outstanding debts? Being contacted by a collections agency can be frustrating, but the damage to your credit score can be far worse than their persistent phone calls and letters. Ad astra collections. Collections
Better Credit Blog
NOVEMBER 17, 2020
If MBA Law Offices/Capio is calling you and sending letters claiming you owe them money, they’ve likely reported your debt to one or more of the credit bureaus. When that happens, your credit could suffer for as long as seven years, regardless of whether you pay your debt off or not.
Better Credit Blog
AUGUST 31, 2020
ConServe is a debt collection agency that may contact you regarding unpaid debts. They are a third-party debt collector, which means that they may be hired by your original creditor, or they may purchase your old debt on the chance that you pay them instead.
Troutman Sanders
DECEMBER 27, 2021
On December 22, the Federal Trade Commission (FTC) gave final approval to a settlement with a mortgage industry data analytics firm that will require the company to bolster its data security protections and oversight of its vendors to ensure third-party providers also comply with those safeguards.
Better Credit Blog
OCTOBER 14, 2020
Has your credit score taken a dive due to debt in collections? When a collections agency like Accelerated Financial Solutions gets access to your debt, it can drop your score and make your day-to-day life more stressful. Apartment complex collections. Collections
Better Credit Blog
FEBRUARY 4, 2021
Are you concerned about a collections entry from Delivery Financial Services? While falling behind on a payment or two might not seem like a big deal, collections-stage debt can do substantial damage to your credit. Credit card debt. Utility debt. Collections
Better Credit Blog
NOVEMBER 5, 2020
Have you discovered a collections entry from Receivable Management Systems on your credit report? Collections entries can drop your credit score for years, hurt your future creditability, and add stress to your life. RMS primarily collects on three types of debts: Consumer debt.
Better Credit Blog
NOVEMBER 4, 2020
And unfortunately, something as simple as forgetting to pay a single bill can hurt your credit for years if it reaches the collections stage. If Resurgent Capital Services is on your credit report as a collections entry, it’s important to get them deleted, ASAP. Collections
Better Credit Blog
FEBRUARY 2, 2021
Is BGE Collections lowering your credit score? BGE Collections is a debt collection agency. If you fell behind on power payments from Baltimore Gas and Electric Company, their collections department could contact you. About BGE Collections.
Better Credit Blog
OCTOBER 5, 2020
AT&T Collections is one of the biggest telecom providers in the country, with phone, data, and TV packages. If you missed a phone bill or canceled your AT&T account and forgot to pay the final balance, you could be contacted by their collections department. Collections
Better Credit Blog
OCTOBER 2, 2020
Is AWA Collections flooding your phone and mailbox, claiming that you owe them money? Or were you alerted to a new entry from the collections agency on your credit report? If you’re wondering how best to proceed with a debt collector like AWA, we’ve got you covered.
Better Credit Blog
SEPTEMBER 23, 2020
Are you concerned about a collections entry on your credit report? When debt reaches collections, it can hurt your credit score and leave you on the receiving end of seemingly nonstop phone calls and letters. What Is Allied Collection Service? Medical debt.
Better Credit Blog
SEPTEMBER 21, 2020
Has Capital Management Services contacted you claiming you owe them a debt? If you’ve been on the receiving end of calls and letters from a debt collection agency like CMS, it’s also negatively affecting your credit score. Ask for Proof of the Debt. Collections
Better Credit Blog
SEPTEMBER 17, 2020
Is A1 Collections bringing down your credit score? Discovering a collections entry on your credit report can be stressful, hurting your credit and leading to unwanted phone calls and letters. What Is A1 Collections? A1 Collections is a totally legitimate debt collection agency.
Better Credit Blog
AUGUST 25, 2020
When a collections account makes its way onto your report, it can do a surprising amount of damage to your credit score. While paying off the debts you owe to the agency might seem like a simple solution, it won’t help to boost your score like the strategies below. Collections
Better Credit Blog
FEBRUARY 24, 2021
Whether you came across First National Collection Bureau while checking your credit or received a phone call or letter from the agency, you need to respond quickly. As long as a collections account is on your report, it hurts your credit, not to mention adding stress to your daily life.
Better Credit Blog
JULY 13, 2020
Did you recently get a notification of a new collections account on your credit report or find a voicemail from MiraMed Revenue Group on your phone? When a collections agency like MiraMed contacts you, it’s usually about a missed bill. Miravie collection. Seek debt validation.
Better Credit Blog
FEBRUARY 24, 2021
Whether you came across First National Collection Bureau while checking your credit or received a phone call or letter from the agency, you need to respond quickly. As long as a collections account is on your report, it hurts your credit, not to mention adding stress to your daily life.
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