The Crawford Decision & Its Impact on the Debt Collection Industry
National Service Bureau
JULY 1, 2015
The Eleventh Circuit Court of Appeals held last year to broaden the scope of the ‘least sophisticated’ standard when considering FDCPA (Fair Debt Collection Practices Act) violations. This change can have far-ranging effects for debt buyers and debt collectors alike. Even though the 11th Circuit doesn’t necessarily have legislative authority for other jurisdictions, the Crawford v LVNV decision can be set an important precedent, and collection agencies need to know about it.
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