July, 2022

Mega Millions: 5 Ways to Spend a Billion Dollars

Nerd Wallet

The latest Mega Millions lottery jackpot has passed $1 billion for only the third time in the lottery game’s 26-year history. That’s, well, a lot of money. How much? Here’s one way to think about it: Let’s say you’ve just scored a dream salary of $1 million a year. Go, you! So, at that blistering.

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5 debts that are not discharged in Chapter 7

Albuquerque Law

Filing bankruptcy is an option that many people in New Mexico choose to help them manage their debts and gain a fresh financial start. This fresh start is often made possible with the discharge, where the court eliminates your debts. However, a Chapter 7 bankruptcy does not discharge all debts.

Depth Perception: Don’t Overvolunteer

NCBA Law Practice Management Blog

A lot of attorneys, new and seasoned, volunteer for everything under the sun, until they’re so busy, they just wanna puke. Now, that’s not the goal of volunteering.

ABI’s Industry Viewpoint Interview: Intellectual Property And Bankruptcy

In the Red

recently had the honor of talking with the American Bankruptcy Institute’s Editor-at-Large Bill Rochelle about the intersection of intellectual property and bankruptcy, as part of ABI’s Industry Viewpoints video series. Bill and I discussed issues ranging from the U.S.

Successful Change Management with Enterprise Risk Management

Speaker: William Hord, Vice President of ERM Services

Join us as we discuss the various tangents of data and the change management process that will help you make better risk-based business decisions to save time and money for your organization.

Setting up your child's first bank account

Kasasa

When the topic of financial literacy pops up, we often think of learning about the ideas of principal, earning interest, and managing money. Those are good lessons to learn and skills to have.

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More Trending

Can you protect your home in a Tennessee Chapter 7 bankruptcy?

Roths Child Law

Most individuals considering bankruptcy will either file for Chapter 7 or Chapter 13 bankruptcy. Those with income low enough to pass the Tennessee means test given their household size may consider Chapter 7 proceedings because they are fast and relatively effective at eliminating unsecured debt.

To Fee or Not to Fee: New Law Changes the Fee In Lieu of Tax Analysis for Manufacturers

Burr Forman

On June 17th, South Carolina Governor Henry McMaster signed Act No. 228, the “Comprehensive Tax Cut Act of 2022” (“Act”), into law after extensive debate and efforts by leadership of the State House of Representatives and Senate.

Visual Aid: Workflow Management Can Be Different Now

NCBA Law Practice Management Blog

Law firms have developed workflows in much the same way for years and years. And, those are standard task lists, with timekeepers and reminders attached. For someone who is trying to learn a workflow – or , even , to better understand them – that can be kind of daunting.

Advice for Renters Priced Out of Homebuying

Nerd Wallet

Today’s housing market can feel like a dream killer. Rising mortgage rates, high home prices and a shortage of properties for sale deliver a one-two-three punch. If you’ve been knocked out of one too many deals and need a timeout, here’s how to regroup and keep the homeownership dream alive.

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How Preparation and Strategy Can Be Used to Fight and Defeat Any Ransomware Attack

Speaker: Karl Camilleri, Cloud Services Product Manager at phoenixNAP

Through a detailed analysis of major attacks and their consequences, Karl Camilleri, Cloud Services Product Manager at phoenixNAP, will discuss the state of ransomware and future predictions, as well as provide best practices for attack prevention and recovery.

How to avoid overpaying for a hotel

Kasasa

All of us love traveling, especially just the getting-away-from-it-all part of the vacation. When it comes to the cost, it is always better to spend extra on memorable souvenirs or a special dinner at a local restaurant than on hotel add-ons. But how do avoid overpaying and enjoy your stay?

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Getting to Know Larry Baker of RGS Financial

Account Recovery

The “Getting to Know” series is sponsored by Applied Innovation. Applied Innovation is helping to shape the future of accounts receivable management.

CFPB Fines U.S. Bank $37.5 Million for Illegally Exploiting Personal Data to Open Sham Accounts for Unsuspecting Customers

Consumer Finance

Today, the Consumer Financial Protection Bureau (CFPB) took action against U.S. Bank for illegally accessing its customers’ credit reports and opening checking and savings accounts, credit cards, and lines of credit without customers’ permission.

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What Is a Personal Guarantee in Bankruptcy?

Sawin & Shea

A common question we receive from those considering bankruptcy is how it impacts personal guarantees.

Mandatory COVID Vaccination Policy Template

The federal government is developing a rule requiring employers with more than 100 employees ensure their workers are vaccinated or produce a negative COVID test weekly before entering the workplace. So, what can your organization do to prepare? Get Paycor’s COVID Vaccination Policy Template to help communicate important details to your employees.

Would Recommend: Attorney Recommendations Can Complement Client Reviews

NCBA Law Practice Management Blog

Client reviews are fantastic marketing tools for any business, including law firms. Testimonials drive conversion, because it is a window into how lawyers have had success with other clients.

How to Book a Flight That (Likely) Won’t Get Canceled

Nerd Wallet

Flight delays and cancellations are uncomfortably frequent right now. In fact, the on-time arrivals rate thus far in 2022 among U.S. airports hasn’t been this low since 2014, according to the Bureau of Transportation Statistics.

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How to grow wealth and shake up your financial strategy

Kasasa

It's no secret that the banking industry has transformed since the global financial crisis of 2008. The revelation of the dangers of too much debt and too little regulation required banks — and the regulators that monitor them — to find new ways to offer products and services to consumers.

Report Analyzes Garnishment Data to Lobby N.Y. Governor to Sign Anti-Garnishment Bill into Law

Account Recovery

CFPB Sues ACE Cash Express for Concealing No-Cost Repayment Plans and Improperly Withdrawing Consumers’ Funds

Consumer Finance

The Consumer Financial Protection Bureau (CFPB) filed a lawsuit today accusing payday lender ACE Cash Express of concealing free repayment plans from struggling borrowers.

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Do not put off hiring a collection agency this year

American Profit

Our economy is changing, and you need to be ready! If your business has thought about hiring a collection agency to improve cash flow, but has never made a firm decision, you’ll want to listen up.

Service Charge: Your Law Firm Isn’t a Bank, So Stop Acting Like It Is

NCBA Law Practice Management Blog

Law firms have traditionally extended credit to clients by billing in arrears. This is, in fact, the most common way for law firms using an hourly billing model to invoice their clients.

Business Inspiration: Selling Direct-to-Consumer Custom Fashion

Nerd Wallet

When you see one of Ramon Smothers’ custom-made suits, there’s no mistaking it for an off-the-rack design. As the owner of Legacy Lapels, he’s made a business out of making people look good.

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6 Tips to make your camping trip even cheaper

Kasasa

If you are prepping for your next outdoor adventure or considering the relaxing benefits of taking to the forest for a few days of "roughing it," you'll figure out that there are several costs associated with getting away from it all.

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Compliance Digest – July 18

Account Recovery

I’m thrilled to announce that Bedard Law Group is the new sponsor for the Compliance Digest. Bedard Law Group, P.C. – Compliance Support – Defense Litigation – Nationwide Complaint Management – Turnkey Speech Analytics.

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Federal Regulators Fine Bank of America $225 Million Over Botched Disbursement of State Unemployment Benefits at Height of Pandemic

Consumer Finance

The Consumer Financial Protection Bureau (CFPB) and the Office of the Comptroller of the Currency (OCC) have fined Bank of America $225 million for botching the disbursement of state unemployment benefits at the height of the pandemic.

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MEDC to Make $237 Million Available to Help Michigan Small Businesses

Fraser

The Michigan Economic Development Corporation (MEDC), joined by Governor Whitmer, announced that the U.S. Department of Treasury has approved up to $237 million in State Small Business Credit Initiative (SSBCI) funding for businesses in the State of Michigan.

What Business Leaders Can Do To Survive an Economic Downturn

Enterprise Recovery

Business leaders have long known that the economy was going into a recession. It's important to prepare a business for any economic challenge , whether it's externally or internally driven. With accelerated technology and startup growth, eventually, there will be a slowdown.

Innovative Digital Workflows: One Company’s Creative Solution

PDC Flow

Businesses now have so many software choices it can be overwhelming to decide what systems to use. Technology should make doing business easier and create a better digital workflow for both staff and customers.

How to Buy Stuff That Lasts

Nerd Wallet

Savvy consumers consider price, performance and reliability when making a major purchase, such as a car or home appliance. The greatest of these is reliability — particularly lately. Supply chain disruptions can mean long waits for parts or replacements if something breaks.

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