April, 2022

Flipping the Script: Collecting with Kindness

True Accord

Historically, debt collectors have been depicted as hostile, intimidating or downright rude – and over the years they’ve confirmed those stereotypes through aggressive phone calling and deceptive tactics. But to what success and at what cost? We know there’s a better way.

Why do banks put a hold on checks?


Consider this scenario: You deposited a check into your account yesterday and need to use the funds to make a purchase today. When you go to complete the transaction, though, it won’t go through.

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Spike in Debt Recovery action expected

UK debt collections

A big spike in Debt Recovery action is expected following the end of temporary measures introduced by the government to help bolster Small Businesses during the pandemic.

How To Deal with Debt Collectors When You Can’t Pay

Better Credit Blog

If you are like most people, you have dealt with or are currently dealing with debt collectors. I’ve been preaching about the dangers of debt collectors for years and get countless emails from readers who end up in trouble by answering the phone when a debt collector calls.

Cyber Security, Change Management and Enterprise Risk Management: Scaling Operations for Growth

Speaker: William Hord, Vice President of Risk Management and Compliance

Join us as we discuss the various tangents of data and the change management process that will help you make better risk-based business decisions to save time and money for your organization.

Engagement Party: Your Fee Agreement Is More than a Recitation of the Cost of Legal Services

NCBA Law Practice Management Blog

Many attorneys will try to rush through the drafting and explanation of a fee agreement.

More Trending

US Wholesale Inflation Rose at Fastest Pace Ever Recorded in March


Supplier prices rose 11.2% from a year ago in March, according to data released today by the Bureau of Labor Statistics. Food and energy played a massive role in rising inflation. If you exclude more volatile food and energy prices, the core Producer Price Index (PPI) rose 0.9%


Mobile banking security tips: Is your information safe?


You love the convenience of mobile money apps, but how much of your information is actually protected? Mobile and online security remain hot topics due to news of data breaches , and each new report reminds you to take mobile safety into your own hands.

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Insolvency Service continues to target Bounce Back loan abusers

UK debt collections

The Insolvency Service has continued to target bounce back loan abusers in the UK. They have successfully secured restrictions against a gym operator and roofer after they falsely claimed bounce back loans for their respective businesses.

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How To Remove Negative Items From Your Credit Report

Better Credit Blog

It’s smart to know how to remove negative items from your credit report, especially if you are soon to be applying for a mortgage or car loan. In fact, you can remove something from your credit history before seven years pass.

How Preparation and Strategy Can Be Used to Fight and Defeat Any Ransomware Attack

Speaker: Karl Camilleri, Cloud Services Product Manager at phoenixNAP

Through a detailed analysis of major attacks and their consequences, Karl Camilleri, Cloud Services Product Manager at phoenixNAP, will discuss the state of ransomware and future predictions, as well as provide best practices for attack prevention and recovery.

Ringer: Who Should Answer the Phone at Your Law Firm?

NCBA Law Practice Management Blog

This is kind of a trick question. It’s one that initiates the lawyer’s go-to response: It depends. But, in reality, the choice of who answers your phone when clients and potential clients call has a lot of la yers to it, not unlike an onion.

Managing Partner Charles B. Jimerson Interviewed by the Columbus Dispatch

Jimerson Firm

On Monday, April 11, 2022, the Columbus Dispatch published an article in its crime section about the comparative ease of removing a presiding judge over a trial in Florida as opposed to Ohio. Managing partner Charles B.


Burr & Forman’s Intellectual Property Practice and Attorneys Recognized in Top Categories by IP STARS

Burr Forman

Burr & Forman has been recognized by Managing IP’s IP STARS rankings in the top category as a “Highly Recommended” trademark firm in the jurisdictions of Alabama, Florida, South Carolina and Rhode Island.


Why do banks charge fees?


Bank fees might be the single most annoying part of having a checking or savings account. Sometimes they're hidden and sneak up on you, other times they’re blatantly up front, feeling like they're just taunting you.

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Mandatory COVID Vaccination Policy Template

The federal government is developing a rule requiring employers with more than 100 employees ensure their workers are vaccinated or produce a negative COVID test weekly before entering the workplace. So, what can your organization do to prepare? Get Paycor’s COVID Vaccination Policy Template to help communicate important details to your employees.

Public Citizen - Untitled Article

Public Citizen

Do Copyright Holders Get a Free Pass to Identify Alleged Infringers? by Paul Alan Levy. Suppose that, on June 4, 2022 the owner of a China-based Twitter account were to post this 2005 photo of the Gate  of Heavenly Peace, with text calling for remembrance of the martyrs of Tiananmen Square.

5 Best Credit Repair Companies – Updated April 2022

Better Credit Blog

If you’re ready to tackle improving your credit, a credit repair service can help save you time, energy, and a whole lot of hassle. Credit repair companies challenge items on your credit report that are inaccurate, incomplete, or unverifiable.

Bunker Mentality: Law Firms Cannot Stop Innovating Now

NCBA Law Practice Management Blog

Stop me if you’ve heard this before; but, COVID protocols are coming down everywhere across the world, as we cross into the Spring, and hopefully move from pandemic to endemic stage. During the pendency of the pandemic, law firms were forced to innovate.

Construction Contractors Beware the Consequences of Consequential Damages

Jimerson Firm

Consequential damages for breach of a construction contract are a significant risk that contractors need to understand and be aware of in connection with construction projects.

Apple Enters Collection Market; Will Lock iPhones Until Debts are Paid

Account Recovery

As part of its full-court push into fintech and financial services, Apple announced yesterday the creation of a new service that will lock the iPhones of individuals with unpaid debts and only allow them to be unlocked after a payment has been made.

Checking vs savings accounts


If you aren't exactly sure what the difference is between a checking account and a savings account , we can't blame you. What does "checking" even refer to at a time when most of your purchases are happening online?

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Lawyer who created use of arbitration clauses to prevent class actions doesn't read consumer contracts

Public Citizen

by Jeff Sovern. Probably my favorite podcast is Ballard Spahr's Consumer Finance Monitor Podcast. I learn a tremendous amount from it. Yes, it favors the industry view, as it is certainly entitled to do, but many episodes are devoted to interviewing consumer advocates as well. If you don't listen to it, and you like this blog, you are missing out. Which brings me to the latest episode, titled "Has America’s civil justice system crashed?

Statute of Limitations on Medical Debt

Better Credit Blog

The statute of limitations on medical debt varies from state to state. But even if your statute of limitations has expired, the medical debt still exists. An expired statute of limitations just means the debt collector couldn’t win a lawsuit against you in the civil court system.

Accommodation: Making Money in Legal Services Is About Finding More Time to Work

NCBA Law Practice Management Blog

The notion of a ‘factory practice’ gets a bad name among lawyers, who retain a burning desire to exist as white tower intellectuals. Conversations about revenue and efficiency only get in the way of a good conversation about Supreme Court cases from the late 1880s. Ah, the Gilded Age, indeed.

SIFMA’s After-Action Report on Quantum Dawn VI Cybersecurity Exercise

Burr Forman

On March 31, 2022, the Securities Industry and Financial Markets Association (“SIFMA”) released its after-action report on Quantum Dawn VI – a global financial-markets cybersecurity exercise.

Litecoin (LTC) Cryptocurrency: Current Price and How It Works

Nerd Wallet

Litecoin is a cryptocurrency that emerged more than a decade ago as one of the first alternatives to Bitcoin. Like Bitcoin, Litecoin was conceived as a form of secure payment — though some users keep it in their portfolio because they believe Litecoin is a good investment. What is Litecoin?


4 Signs that it’s time to invest in a CD


Opening your first checking account is a rite of passage for many Americans. Although your parents might start a savings account for you when you’re a kid, chances are you won’t open a checking account until you have a job that earns you money. Future Planning Rewards Banking Banking

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Daily Digest – April 18. Judge Remands FDCPA Case Back to State Court; CFPB Releases Annual FDCPA Report

Account Recovery

JUDGE REMANDS FDCPA BASE BACK TO STATE COURT Standing, with respect to Fair Debt Collection Practices Act lawsuits these days, is not necessarily always a black-and-white situation.

3 Ways To Remove Charge-Offs From Your Credit Report

Better Credit Blog

If you have recently pulled your credit report and noticed a charge-off there, you might be wondering how to remove it from your report. First, know that a charge-off in your credit history is a major deal. It will most likely cause a large decrease in your credit score.

Will you lose your government benefits in bankruptcy?

Albuquerque Law

The federal government has many programs available to assist citizens and their families if they face financial hardships. This financial assistance can make a big difference for families struggling to make ends meet.