Wed.Jul 08, 2020

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What Debts Will Remain After A Chapter 13 Discharge?

Sawin & Shea

Chapter 13 bankruptcy can wipe out most kinds of debts and leave you with a much brighter financial picture. But Chapter 13 can’t discharge all types of debt you’ve taken on. Some debts will remain after your bankruptcy, although you’ll be in a much better position to handle them. Here’s a closer look at how it works. Which Debts Can Be Discharged By Chapter 13 Bankruptcy?

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How the Tennessee Justice Center (TJC) is Helping Households Reduce Harmful Levels of Medical Debt

Prosperity Now

Guest blog post by Rob Watkins, Staff Attorney, Tennessee Justice Center (TJC) Medical debt is the leading cause of personal

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Read FDA's warnings on dangerous hand sanitizers

Public Citizen

Lots of folks are using hand sanitizer these days. Sometimes it is hard to find hand sanitizers on the shelves or on-line, and there might be an inclination to buy any brand you find. Because there are a bunch of dangerous brands on the market containing methanol (which can  be toxic, even life-threatening when ingested), I thought I'd post the FDA's warnings about methanol-containing hand sanitizers.

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Production Number: Is There an Alternative to Legal Services?

NCBA Law Practice Management Blog

Legal consumer habits are shifting under the feet of attorneys ; and , law firms, rooted in tradition, are feeling the pressure to reduce prices and overhead, while increasing service. Part of this legal consumer revolution involves the rise of DIY clients, who want to do more, without the involvement of lawyers, because they’re cost-sensitive. Law firms responding to these pressure points are doing so in a number of ways.

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From Complexity to Clarity: Strategies for Effective Compliance and Security Measures

Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

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Sixth Circuit Rules that Monthly 401(k) Contributions can be Excluded from “Projected Disposable Income” Under a Chapter 13 Plan

Foster Swift

A Chapter 13 bankruptcy plan requires a debtor to satisfy unsecured debts by paying all “projected disposable income” to unsecured creditors over a five-year period. In a recent case before the U.S. Court of Appeals for the Sixth Circuit (the “Sixth Circuit”), the court grappled with whether a Chapter 13 debtor’s wages that are contributed to an employer-sponsored retirement plan are considered disposable income under the Bankruptcy Code. [1] Read More › Tags:

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Permit Extension Act of 2020 – An Important Response

Price Meese

Permit Extension Act of 2020- An Important Response. Edward W. Purcell, Esq. Last Wednesday Governor Murphy signed into law the Permit Extension Act of 2020, P.L. 2020, c.53 (“Chapter 53”). The Legislature adopted this legislation in response to the present COVID-19 crisis. The law was previously conditionally vetoed by Governor Murphy. Chapter 53 benefits businesses and developers who will automatically receive extensions for various governmental approvals during the pendency of the COVID-19 cr

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Regulatory Updates: FCC to Vote on “Robocall” Measures to Mitigate Erroneous Blocking and to Advance Reassigned Numbers Database Rules to the Next Step

TCPA

The FCC recently reported a decrease of approximately 60% of consumer robocall complaints and a drop of approximately 30% in volume of “unwanted robocalls” that were placed in the first half of 2020 as compared to the first half of … Continue reading →

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The impending eviction (and homelessness) crisis

Public Citizen

This article by Renae Merle discusses in detail the impending eviction crisis as eviction moratoriums begin to expire. Something has to be done to help tenants in crisis, and it can't be extending the patchwork of moratoriums, which doesn't deal with the underlying problem: that people out of work can't afford the rent.

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A Primer On Administrative Expense Claims From An Oil And Gas Bankruptcy Case

PBWT

This post provides a quick primer on administrative expense claims. These claims are entitled to priority for actual and necessary goods and services supplied to a debtor in bankruptcy. For a claim to qualify for administrative expense status, a debtor must request that the claimant provide goods and services post-petition or induce the claimant to do so.

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When It Comes to Collections Software, “Good Enough” Isn’t Good Enough

Are you finding some snags in your collections process? With delinquencies, and the number of consumers looking for payment assistance on the rise, it may be time to consider an efficient cloud-based software to support your team. Learn how MeridianLink® Collect has helped financial institutions like yours streamline collections processes.

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Lender Response to the Coronavirus Pandemic Could Negatively Impact Your Credit

Titan Consulting

Key Takeaways. Banks are proactively working with consumers during the Coronavirus Pandemic, while quietly working behind the scenes to shed risk in their portfolios wherever possible. Banks are reducing credit lines or closing accounts altogether to lower their exposure to delinquencies and defaults. If your bank or credit card issuer lowers your available credit line, your credit score may be negatively impacted.

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How to Find a House: Try These 6 Top House Hunting Websites

Credit Corp

Buying a home is a big commitment —financially and in other ways. Searching for that home can be stressful in the best of times. During emergency times, such as the 2020 COVID-19 pandemic , your options for house hunting might even be more limited than normal. Find out how to find a house online, and check out six house hunting websites to get you started.

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Website Updates on a Budget

Payment Savvy

The number one culprit of a shoddy business website is not being sure where one should concentrate. There is no doubt that it takes resources and funds to maintain your company website. With in-person meetings still on hold for the foreseeable future, your website is the face of your company. It deserves attention, planning, and regular maintenance.

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