Wed.Feb 24, 2021

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Appeals Court Affirms MSJ For Contact Center in ADA Case

Account Recovery

The Court of Appeals for the Eleventh Circuit has affirmed a summary judgment ruling in favor of a contact center that was sued for violating the Americans with Disabilities Act because it allegedly fired the plaintiff for being anemic, even though she never mentioned having anemia until after she was fired. A copy of the … The post Appeals Court Affirms MSJ For Contact Center in ADA Case appeared first on AccountsRecovery.net.

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8 Reasons Why an RV Is Your Spring Break Best Friend

Nerd Wallet

You’re yearning to get away for spring break this year, but you’re not ready to hop on a plane. You need a change of scenery, as long as the scenery isn’t full of other people. And you’d like to travel in a COVID-responsible manner. Sound familiar? If that’s you, consider booking an RV vacation this. Sally French writes for NerdWallet. Email: sfrench@nerdwallet.com.

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Judge Grants Stay in TCPA Case Against Collector

Account Recovery

A District Court judge in Washington, D.C., has granted a collection agency’s request for a stay in a Telephone Consumer Protection Act case pending the outcome of a Supreme Court case that will seek to define how an Automated Telephone Dialing System is defined under the statute. A copy of the ruling in the case … The post Judge Grants Stay in TCPA Case Against Collector appeared first on AccountsRecovery.net.

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10 Things Taxes Pay For: Where Do Your Federal Tax Dollars Go?

Credit Corp

Your taxes pay for a variety of government services, as well as government debt and salaries. The federal government spends a lot of money. In 2019, for example, the government spent a total of around $4.4 trillion. You know that sounds like a lot, but how much is it really? . For comparison, $4.4 trillion was around a fifth of the total national GDP for that year.

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From Complexity to Clarity: Strategies for Effective Compliance and Security Measures

Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

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Bill Introduced in Senate to Ban ‘Extraordinary’ Collection Actions Of Medical Debt

Account Recovery

A bill has been reintroduced in the Senate that would prohibit healthcare providers and their agents from engaging in “extraordinary collection actions” until the COVID-19 pandemic is over or 18 months after the law is enacted. S.355, or The COVID-19 Medical Debt Collection Relief Act of 2021 was introduced this week by Sen. Chris Van … The post Bill Introduced in Senate to Ban ‘Extraordinary’ Collection Actions Of Medical Debt appeared first on AccountsRecovery.net

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Crown Asset Management, LLC Selected to the 2021 Seminole 100

Account Recovery

TALLAHASSEE, Fla. – Crown Asset Management, LLC (CAM) was recognized during Florida State University’s 4th Annual Seminole 100 Celebration on February 18th during a virtual ceremony. The 2021 Seminole 100, hosted by the Jim Moran Institute for Global Entrepreneurship, part of the FSU College of Business, recognized the 100 fastest-growing businesses owned or led by … The post Crown Asset Management, LLC Selected to the 2021 Seminole 100 appeared first on AccountsRecovery.net.

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5 IRA Mistakes You May Be Making

Nerd Wallet

This article provides information and education for investors. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. For some investors, IRAs may be long-term, hands-off investment vehicles. That doesn’t mean you should ignore them completely. This year, give a little love.

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Judge Denies Plaintiff’s Attorney’s Request to Withdraw in FDCPA, FCRA Case

Account Recovery

A District Court judge in Pennsylvania has denied a plaintiff’s attorney’s renewed motion to withdraw from a case against a student loan servicer for allegedly violating the Fair Debt Collection Practices Act and the Fair Credit Reporting Act, saying her “ill-conceived notion” that her client would be engaging in unlawful or improper behavior by not … The post Judge Denies Plaintiff’s Attorney’s Request to Withdraw in FDCPA, FCRA Case appeared first on A

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What Is Redlining?

Nerd Wallet

Homeownership is a major goal for many people. Not only is a house the biggest purchase many will ever make, but owning a home is a way to build and transfer wealth. While nearly 75% of non-Hispanic white Americans were homeowners in 2020, the homeownership rate was almost 60% for Asian Americans and just over 49%. Linda Bell writes for NerdWallet. Email: lbell@nerdwallet.com.

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When It Comes to Collections Software, “Good Enough” Isn’t Good Enough

Are you finding some snags in your collections process? With delinquencies, and the number of consumers looking for payment assistance on the rise, it may be time to consider an efficient cloud-based software to support your team. Learn how MeridianLink® Collect has helped financial institutions like yours streamline collections processes.

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Daily Digest – February 24. Bill Introduced in Senate to Ban ‘Extraordinary’ Collection of Medical Debt; Judge Denies Attorney’s Withdrawal Request

Account Recovery

BILL INTRODUCED IN SENATE TO BAN ‘EXTRAORDINARY’ COLLECTION ACTIONS OF MEDICAL DEBT A bill has been reintroduced in the Senate that would prohibit healthcare providers and their agents from engaging in “extraordinary collection actions” until the COVID-19 pandemic is over or 18 months after the law is enacted. JUDGE DENIES PLAINTIFF’S ATTORNEY’S REQUEST TO WITHDRAW … The post Daily Digest – February 24.

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The Black Homeownership Gap: A Fair Housing Leader’s Solutions

Nerd Wallet

The Black-white homeownership gap is larger today than it was in 1968 when the Fair Housing Act, which outlawed discrimination when Americans buy or rent a home, apply for a mortgage or seek housing assistance, was signed, according to a 2020 report from the National Fair Housing Alliance. Lisa Rice, president and CEO of the NFHA. Linda Bell writes for NerdWallet.

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How To Remove First National Collection Bureau From Your Credit Report

Better Credit Blog

Whether you came across First National Collection Bureau while checking your credit or received a phone call or letter from the agency, you need to respond quickly. As long as a collections account is on your report, it hurts your credit, not to mention adding stress to your daily life. If you need more insight into how debt collection works, read on.

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Is the Amex EveryDay Credit Card Worth It?

Nerd Wallet

The $0-annual-fee Amex EveryDay® Credit Card offers some solid value. Terms apply. But should you sign up? Here are some things to consider when deciding whether this card is worth getting. Valuable perks of the Amex EveryDay® Credit Card Rewarding welcome offer The Amex EveryDay® Credit Card offers a welcome bonus: Earn 10,000 Membership Rewards® Points.

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ERM Program Fundamentals for Success in the Banking Industry

Speaker: William Hord, Senior VP of Risk & Professional Services

Enterprise Risk Management (ERM) is critical for industry growth in today’s fast-paced and ever-changing risk landscape. When building your ERM program foundation, you need to answer questions like: Do we have robust board and management support? Do we understand and articulate our bank’s risk appetite and how that impacts our business units? How are we measuring and rating our risk impact, likelihood, and controls to mitigate our risk?

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How To Remove First National Collection Bureau From Your Credit Report

Better Credit Blog

Whether you came across First National Collection Bureau while checking your credit or received a phone call or letter from the agency, you need to respond quickly. As long as a collections account is on your report, it hurts your credit, not to mention adding stress to your daily life. If you need more insight into how debt collection works, read on.

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How to Cash a Check Without a Bank Account

Nerd Wallet

A bank account can be an important component of your financial toolkit, but there are ways to work around not having one for certain tasks. If you don’t have a bank account and need to cash a check, here are some options and considerations for how to go about it. Where to cash a check. Chanelle Bessette writes for NerdWallet. Email: cbessette@nerdwallet.com.

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Augusta Baker: Twentieth Century Librarian, Author, and Champion of Inclusive Literature

Burr Forman

What do Sesame Street, Eleanor Roosevelt, and Mary Poppins all have in common? They are all a part of Augusta Baker’s inspiring story. Learn about this trailblazing, glass-ceiling-breaking champion of inclusive children’s literature. Rather than accepting the negative and limiting depictions of African Americans that predominated children’s literature in the 1930s, Augusta dedicated 40+ years of her life to changing the narrative.

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8 Best Business Auto Loans of 2021

Nerd Wallet

If your company relies on one or more vehicles, a business auto loan can be an affordable way to buy a car, van or truck — or refinance one you already own to save money. Business and commercial auto loans come with built-in collateral: the vehicle itself. That means they may cost less or be. Ryan Lane writes for NerdWallet. Email: rlane@nerdwallet.com.

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You Put in a Full Work Week. Shouldn’t Your Collections Software Do the Same?

Discover a modern, cloud-based collection system that never takes a rest day. MeridianLink® Collect is an intuitive platform with advanced customization options developed to simplify the collections process. Here are four ways MeridianLink Collect can support your team: Omnichannel communications Compliance rules & checklists Workflows & queues One interface with supporting integrations And that’s just the start.

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5 Top Business Advantages of Accepting Electronic Payments

Payment Savvy

As the world moves towards a cashless economy, there is an increased demand for electronic card and ACH payments. By bringing a technologically advanced and consumer-friendly payment solution onboard your business, you strengthen your place in your industry. Still on the fence about accepting electronic payments – here are five reasons why you should. 1.

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Sports Scheduling Optimization - Where Play Meets Science

Fico Collections

Ligalytics is joining the roster of firms that use the FICO® Xpress Optimization Suite to solve complex sports league scheduling challenges in record time. Based in Germany, Ligalytics provides custom sports scheduling optimization solutions for several major national and international sports leagues, including such top European sports leagues as: Deutscher Fußballbund (DFB).

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Loyola of Chicago Consumer Law Review Symposium: Racial Justice in Consumer Law

Public Citizen

Panel I - Antiracist Policy in Consumer Law - March 4, 4:00 PM (All times are CST.). The symposium's first panel will highlight antiracist policy arising in the various areas of consumer law. The panelists' expertise and discussion topics range from historical analysis of racist consumer facing practices to modern analyses of consumer protection most needing antiracist interventions.

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What Are Nacha Rules? A Complete Guide

Micro Bilt

The Nacha Operating Rules set the foundation for every ACH payment that gets processed in the United States. These rules help to ensure that all your online payments go smoothly, no matter which vendor or payment method you’re using.

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The Power of Storytelling in Risk Management

Speaker: Dr. Karen Hardy, CEO and Chief Risk Officer of Strategic Leadership Advisors LLC

Communication is a core component of a resilient organization's risk management framework. However, risk communication involves more than just reporting information and populating dashboards, and we may be limiting our skillset. Storytelling is the ability to express ideas and convey messages to others, including stakeholders. When done effectively, it can help interpret complex risk environments for leaders and inform their decision-making.

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TCPA Plaintiff Argues he wasn’t Injured in Attempt to Dodge Federal Jurisdiction

TCPA

Usually, it is the plaintiff that argues he or she was injured, not the defendant.

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What Are Nacha Rules? A Complete Guide

Micro Bilt

The Nacha Operating Rules set the foundation for every ACH payment that gets processed in the United States. These rules help to ensure that all your online payments go smoothly, no matter which vendor or payment method you’re using.

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How to Find a Black Financial Advisor

Nerd Wallet

This article provides information and education for investors. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. In 2020, the number of Black and Latino certified financial planners in the U.S. grew 12.6% from the previous year — certainly good news. Chris Davis writes for NerdWallet.

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Can You Get a Tax Break for Buying a House?

Credit Corp

After a long year, tax season is finally upon us. You’re probably getting all your ducks in a row—collecting all the information you need, choosing a tax software to use, etc. If you’re a homeowner, you might be able to catch a few tax breaks—but can you get a tax break for buying a house? If you itemize your deductions via Schedule A rather than claiming the standard deduction, you could be eligible for one or more home-related tax breaks.

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How to Attract Multiple Generations to Open New Accounts and Apply for Loans

The experiences of every generation are characterized by their behaviors involving finances. Understanding these attitudes and using them to inform marketing messages enables community banks, regional banks and credit unions to better serve their customers. This entertaining and informative eBook will help your financial institution uncover the best practices when it comes to appealing to mass audiences.