Account Recovery

FEBRUARY 3, 2021

AGs SEEK TO STOP SETTLEMENT IN FDCPA PROCESSING FEE CASE A group of 33 state attorneys general are attempting to intervene and stop a settlement in a class-action Fair Debt Collection Practices Act case in which a mortgage servicer was accused of charging processing fees when taking payments over the phone or via its website. … The post Daily Digest – February 3.

Fair Debt Collection 246

Fair Debt Collection Collections 246

Nerd Wallet

FEBRUARY 3, 2021

Moms and dads who want to teach their kids about money have some trendy tools at their disposal: kid-focused mobile banking apps, many of which come with personalized debit cards. They teach kids how to save and spend (with mom or dad safely supervising account use) and make it easy to give an allowance. But. Margarette Burnette writes for NerdWallet.

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Banks 142

Account Recovery

FEBRUARY 3, 2021

A credit reporting agency has filed its brief with the Supreme Court as it seeks to have a class of plaintiffs decertified in a Fair Credit Reporting Act case that will answer the question of whether every member of a class must have Article III standing in order to recover damages, which could significantly impact … The post TransUnion Makes Case to Decertify Class in $40M FCRA Case appeared first on AccountsRecovery.net.

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Nerd Wallet

FEBRUARY 3, 2021

If you tend to spend at one particular place more than anywhere else, a store-branded credit card could benefit you more than a general-purpose card might. Even with so-so credit, you can often get approved for store-branded cards from major retailers, and many such products have improved in recent years, offering better rewards and becoming more useful.

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Retail 104

Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

Account Recovery

FEBRUARY 3, 2021

Consumer advocacy groups and 33 state attorneys general have lined up behind the plaintiff in a Telephone Consumer Protection Act case currently before the Sixth Circuit Court of Appeals that will determine whether calls made to an individual’s cell phone using an automated telephone dialing system before July 6 — when the Supreme Court ruled … The post Consumer Advocates, State AGs Line Up Behind Plaintiff in TCPA ATDS Appeals Case appeared first on AccountsRecovery.net.

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Account Recovery

FEBRUARY 3, 2021

The Government Accountability Office has issued a report analyzing the Consumer Financial Protection Bureau’s compliance with procedural steps related to its release of the debt collection rule, which the GAO is required to perform and provide to both houses of Congress. A copy of the report can be accessed by clicking here. The primary assessment … The post GAO Reviews Debt Collection Rule appeared first on AccountsRecovery.net.

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Collections Government 217

Jimerson Firm

FEBRUARY 3, 2021

In Florida, lenders may find themselves foreclosing on real property with a mobile home attached to the land. Initially, a mobile home is considered personal property (like a vehicle) and is titled by the Department of Motor Vehicles. However, a mobile home may be “retired” to the real property and become part of the real property. If the mobile home has been retired and is part of the real property, it will be included in the foreclosure.

Foreclosure 96

Foreclosure Collateral Lender Repossession 96

Account Recovery

FEBRUARY 3, 2021

Hospitals across the country are using century-old lien laws to increase their revenue when treating victims of accidents, such as car crashes, by bypassing the discounts that are normally provided to health insurance companies, according to a report in The New York Times. The practice is “so lucrative” that some hospitals use debt collection companies … The post Article Details How Hospitals Are Using Lien Laws to Bill Accident Victims Instead of Their Insurance appeared first

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Collection Companies Collections Healthcare 173

Nerd Wallet

FEBRUARY 3, 2021

Why is it so hard to find good, cheap flights? Online travel search engines like Google Flights, Kayak and Expedia were supposed to simplify and improve the airfare shopping process, and in many ways they have. But airlines keep concocting strategies — such as hidden fees and complicated fare classes — to make it harder to. Sam Kemmis writes for NerdWallet.

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Collections

Account Recovery

FEBRUARY 3, 2021

A group of 33 state attorneys general are attempting to intervene and stop a settlement in a class-action Fair Debt Collection Practices Act case in which a mortgage servicer was accused of charging processing fees when taking payments over the phone or via its website. A copy of the brief in the case of Morris … The post AGs Seek to Stop Settlement in FDCPA Processing Fees Case appeared first on AccountsRecovery.net.

Fair Debt Collection 130

Fair Debt Collection Collections 130

Nerd Wallet

FEBRUARY 3, 2021

As we peek out from underneath the COVID covers and contemplate booking travel for later this year, many of us are being reminded of a hard truth: Shopping for airfare is an awful experience. From choosing between basic and regular economy to navigating airlines’ horrifically obscure add-on fees, the process of finding the best flight. Sam Kemmis writes for NerdWallet.

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Albuquerque Law

FEBRUARY 3, 2021

In today’s world, it is not difficult for debt to spiral and become a major dilemma. Perhaps you can make the minimum payments on your credit card and other pressing loans, but debt can still pile up quickly and become unmanageable. Many people in this situation worry about whether they can still file bankruptcy. It is true that paying off debt before bankruptcy can cause problems.

Bankruptcy 70

Bankruptcy Chapter 13 bankruptcy Chapter 7 bankruptcy Loans 70

Nerd Wallet

FEBRUARY 3, 2021

The increase of remote work over the past year has given rise to an overlooked type of trip: the workcation. You still clock in every day to work online, but you spend the evenings or weekends exploring your change in scenery. If you’re one of those people who recoil at the idea of lifting a. Meghan Coyle writes for NerdWallet. Email: mcoyle@nerdwallet.com.

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Speaker: William Hord, Senior VP of Risk & Professional Services

Enterprise Risk Management (ERM) is critical for industry growth in today’s fast-paced and ever-changing risk landscape. When building your ERM program foundation, you need to answer questions like: Do we have robust board and management support? Do we understand and articulate our bank’s risk appetite and how that impacts our business units? How are we measuring and rating our risk impact, likelihood, and controls to mitigate our risk?

Banks

JMA

FEBRUARY 3, 2021

Whether your business is small or large, there is a likelihood that you have customers who you provide goods or services to, with payment collected at a later date, essentially you provide your goods or services on credit. As we all know, to run a business effectively, we need to have a good positive cash. Read more » The post 9 Ways You Can Avoid Client Debts appeared first on JMA Credit Control.

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Collections 52

Nerd Wallet

FEBRUARY 3, 2021

Recently I helped a family friend buy her first car. It reminded me what an overwhelming and intimidating experience it can be for first-timers. When Susan first called, she hadn’t decided whether to buy new or used or lease, and she had no idea what her credit score was. She didn’t know how to figure. Philip Reed writes for NerdWallet. Email: articles@nerdwallet.com.

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Loans 52

Payment Savvy

FEBRUARY 3, 2021

It is the goal of every local start-up to venture onto the national stage. Though it may seem like a complicated process, it all starts with one bold move. National expansion is in itself a sign of business success and unlimited growth. As many local start-ups set their sights on national expansion, the biggest question is – where do we start?

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Startups 52

Nerd Wallet

FEBRUARY 3, 2021

Wells Fargo offers three core business checking accounts: Initiate Business Checking (formerly Simple Business Checking), Navigate Business Checking and Optimize Business Checking. It also offers additional account options based on your location and business type, such as Federal Agency Checking and the Real Estate Trust Account. With locations and ATMs in 37 states, plus Washington.

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Collections

McLane

FEBRUARY 3, 2021

This order is offered as a sample for educational purposes only. References to law and rules may not be current or accurate. Counsel must evaluate whether the order has utility in a given case. I am always happy to try to answer general questions of fellow counsel about law and practice and can be reached via the information below. Ralph F. Holmes McLane Middleton. ralph.holmes@mclane.com (603) 628-1409 (office) (857) 278-0019 (cell).

Education 52

Education 52

Nerd Wallet

FEBRUARY 3, 2021

Whether you see them in movies or know them from tourist guide books, some hotels around the world are part of popular culture. We know them by name, and many travelers add them to their must-visit lists. Though these world-famous luxury hotels may not flaunt their affiliations with popular loyalty programs, you can earn and. Ramsey Qubein writes for NerdWallet.

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McLane

FEBRUARY 3, 2021

Congratulations to Nadine Catalfimo and Lisa Bellanti for their win in In re Estate of Marie G. Dow in which the Court held that NH law governs a pretermitted heir claim, notwithstanding that the will recites that the estate is “to be administered and enforced according to the laws of the Commonwealth of Massachusetts.” The decision provides important guidance relative to the enforceability of a will’s choice of law provision and is a reminder that, when a client relocates to

Government 52

Government 52

CSA

FEBRUARY 3, 2021

Tammie Harwin is Director of Tammie Harwin Consulting Ltd. Tammie will be delivering a session on ?Future-proofing your Business: Exploring Apprenticeships as part of your workforce? alongside Chris Cherry of Strategic Development Network at our upcoming CSA Learning & Development Conference on 9 February 2021. Here, she shares an insight into what she will be discussing and asking some important questions of employers who are yet to embrace apprenticeships as a key part of their workforce p

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Collection Agencies Collections Agency Collections Education 52

Speaker: Dr. Karen Hardy, CEO and Chief Risk Officer of Strategic Leadership Advisors LLC

Communication is a core component of a resilient organization's risk management framework. However, risk communication involves more than just reporting information and populating dashboards, and we may be limiting our skillset. Storytelling is the ability to express ideas and convey messages to others, including stakeholders. When done effectively, it can help interpret complex risk environments for leaders and inform their decision-making.

Fraser

FEBRUARY 3, 2021

In one of a series of closely watched cases concerning the extent of insurance coverage available to businesses who have suffered damages as a result of the COVID-19 crisis, a federal district court recently ruled in favor of a group of restaurants that were ordered closed by government authorities. The U.S. District Court for the Northern District of Ohio ruled in favor of the policyholders on cross-motions for summary judgment in Henderson Road Restaurant Systems, Inc., dba Hyde Park Grille, e

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Government Judgment 48

Albuquerque Law

FEBRUARY 3, 2021

In today’s world, it is not difficult for debt to spiral and become a major dilemma. Perhaps you can make the minimum payments on your credit card and other pressing loans, but debt can still pile up quickly and become unmanageable. Many people in this situation worry about whether they can still file bankruptcy. It is true that paying off debt before bankruptcy can cause problems.

Bankruptcy 40

Bankruptcy Chapter 13 bankruptcy Chapter 7 bankruptcy Loans 40

Burr Forman

FEBRUARY 3, 2021

Since its 2012 inception, the Deferred Action for Childhood Arrivals (“DACA”) program has survived various lawsuits challenging its constitutionality as well as an attempt by the Department of Homeland Security (“DHS”) to rescind the program. Despite its checkered history, DACA looks poised to continue into the future after the Biden administration recently issued an Executive Order directing the Attorney General to “take all actions he deems appropriate, consistent

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Prosperity Now

FEBRUARY 3, 2021

While the spotlight is on the important debate between Congress and President Biden on the size and scope of the

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