Account Recovery

DECEMBER 31, 2020

Twenty-twenty will easily be remembered as the year of the pandemic and will also easily be remembered as the year the Consumer Financial Protection Bureau released the long-awaited debt collection rule, but there were a lot of other important events that occurred this year that will shape the accounts receivable management industry for years to … The post The Court Cases That Shaped the ARM Industry in 2020 appeared first on AccountsRecovery.net.

Accounts Receivables Management 246

Accounts Receivables Management Collections 246

Nerd Wallet

DECEMBER 31, 2020

Decluttering your wallet can give you a quick sense of accomplishment in the new year. You can check a task off your list and feel more organized and safer. A lost or stolen wallet holding too much personal and financial information puts you at risk of identity theft and fraud. Experts don’t always agree on. Bev O'Shea writes for NerdWallet. Email: boshea@nerdwallet.com.

111

111

Account Recovery

DECEMBER 31, 2020

FCC ISSUES ORDERS LIMITING NON-TELEMARKETING CALLS AND REQUIRING OPT-OUTS The Federal Communications Commission yesterday issued two orders, one of which restricts the number of non-telemarketing calls that can be made by non-commercial, commercial, and tax-exempt nonprofit organizations under the Pallone-Thune Telephone Robocall Abuse Criminal Enforcement and Deterrence (TRACED) Act.

242

242

Better Credit Blog

DECEMBER 31, 2020

Have a hard inquiry on your credit report from Comenity Bank/VCTRSSEC? If so, you may be wondering how it got there and what it means for your credit score. A hard inquiry is simply a way for a lender to check your credit reports before approving your application. While VCTRSSEC might sound unfamiliar, it represents a popular retailer: Victoria’s Secret.

Banks 89

Banks Retail Lender Repossession 89

Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

Account Recovery

DECEMBER 31, 2020

AccountsRecovery.net asked a number of industry luminaries and experts to complete a seemingly impossible task: Take everything that happened in 2020 and describe it in one word. Here is what they said: Rick Rainho, Kinum Adaptability. When Covid 19 hit and everything was closing, agencies had to adapt and set up work at home strategies. … The post Industry Experts Share the Word That Defined 2020 For Them appeared first on AccountsRecovery.net.

237

237

Account Recovery

DECEMBER 31, 2020

To help summarize, encapsulate, and put a period on 2020, AccountsRecovery.net reached out to a number of industry veterans and asked them what they will remember most about 2020. Here is what they said: Matt Kiefer, Preferred Group of Tampa I will remember how a country disrupted a world economy by withholding and distorting information … The post What The ARM Industry Will Remember About 2020 appeared first on AccountsRecovery.net.

147

147

Public Citizen

DECEMBER 31, 2020

Claudia Polsky of Berkeley and Megan Schwarzman of Berkeley's School of Public Health have written The Hidden Success of a Conspicuous Law: Proposition 65 and the Reduction of Toxic Chemical Exposures, 47 Ecology Law Quarterly, (Forthcoming 2021). Here is the abstract: Newcomers to California could be forgiven for thinking they have crossed into treacherous terrain.

75

75

Account Recovery

DECEMBER 31, 2020

The Federal Communications Commission yesterday issued two orders, one of which restricts the number of non-telemarketing calls that can be made by non-commercial, commercial, and tax-exempt nonprofit organizations under the Pallone-Thune Telephone Robocall Abuse Criminal Enforcement and Deterrence (TRACED) Act. The other order bestows more power on voice service providers to make sure their networks … The post FCC Issues Orders Limiting Non-Telemarketing Calls and Requiring Opt-Outs appea

147

147

Nerd Wallet

DECEMBER 31, 2020

The JetBlue Card is a decent starter card for casual JetBlue flyers. The card’s earning structure will help you collect points redeemable for flights and vacation packages, and the $0 annual membership fee will help you keep earning rewards in JetBlue’s frequent flyer program, TrueBlue, without worrying about fees eating into the value of your. Anya Kartashova writes for NerdWallet.

Collections 66

Collections 66

Advertisement

Are you finding some snags in your collections process? With delinquencies, and the number of consumers looking for payment assistance on the rise, it may be time to consider an efficient cloud-based software to support your team. Learn how MeridianLink® Collect has helped financial institutions like yours streamline collections processes.

Collections

Better Credit Blog

DECEMBER 31, 2020

Has a recent entry from CITGO/SYNCB brought down your credit score? If it is appearing on your credit report, it’s probably a hard inquiry. This type of inquiry gets added to your report whenever you apply for a credit card, line of credit, or loan. CITGO/SYNCB represents the CITGO credit card issued by Synchrony Bank. Whether you’re unsure of how hard inquiries work or don’t know how CITGO wound up on your credit report, the guide below is for you.

Lender 52

Lender Loans Repossession Foreclosure 52

Troutman Sanders

DECEMBER 31, 2020

On remand from the United States Supreme Court, the United States Court of Appeals for the Ninth Circuit, in Consumer Fin. Prot. Bureau v. Seila Law LLC , reaffirmed a District Court grant of a petition by the Consumer Financial Protection Bureau, Petitioner-Appellee, to enforce a civil investigatory demand issued to Seila Law LLC, Respondent-Appellant, requiring the production of documents and interrogatory answers.

Judgment 52

Judgment 52

Better Credit Blog

DECEMBER 31, 2020

Did a hard inquiry from THD/CBNA bring down your credit score? THD/CBNA represents the Home Depot card from Citibank. Whenever you apply for a retail credit card, it can lower your credit score by a few points and result in a new entry being added to your report. In most cases, that’s nothing to worry about. However, if you’ve never applied for a Home Depot card, it shouldn’t be on your report.

Retail 52

Retail Lender Loans Repossession 52