Sat.Oct 01, 2022

Court Rules Collector Owes Finder’s Fee

Account Recovery

The Court of Appeals for the Third Circuit has overturned a summary judgment ruling in favor of a collector, ruling that it does owe a finder’s fee to a company it hired to help it secure a contract to collect on debts owed to the federal government.

How to Make Money With Bitcoin in 2022

Nerd Wallet

Making money with Bitcoin (BTC) has become increasingly difficult in 2022. Prices have tumbled following a crypto crash. Promises of free Bitcoin are often scams.


Bill Proposed in House to Allow Furnishing of Utility, Phone Bills to Consumers’ Credit Reports

Account Recovery

Inspire Your Startup Employees to Stay Engaged

Enterprise Recovery

Growing a new company isn't for the faint at heart. Employees must be passionate, willing to go the extra mile, and work long hours as part of a cycle of endless expectations.

Successful Change Management with Enterprise Risk Management

Speaker: William Hord, Vice President of ERM Services

Join us as we discuss the various tangents of data and the change management process that will help you make better risk-based business decisions to save time and money for your organization.

CFPB Publishes Supervisory Highlights Report on Student Loan Servicing

Account Recovery

The Consumer Financial Protection Bureau yesterday published a special edition of its Supervisory Highlights, spotlighting the student loan servicing and collection markets and pointing out some of the issues it has uncovered when examining companies in that market.

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Daily Digest – September 30. Collector Facing Class Action Because Validation Items Not Adding Up; Bill Proposed in House to Amend FCRA

Account Recovery

COLLECTOR FACING CLASS ACTION BECAUSE VALIDATION ITEMS NOT ADDING UP A collector is facing a class-action lawsuit alleging it violated Regulation F and the Fair Debt Collection Practices Act because the items in the validation table of the Model Validation Notice do not add up and are “nonsensical” according to the complaint.

Cryptocurrency Tax Calculator

Nerd Wallet

When you sell cryptocurrency, you’ll owe capital gains taxes on any profits from the sale. This is the same tax you pay when you sell traditional investments, like stocks or mutual funds. The tax rate you use depends on how long you held the cryptocurrency before selling.


Collector Facing Class Action Because Validation Items Not Adding Up Correctly

Account Recovery

EDITOR’S NOTE: This article is part of a series that is sponsored by WebRecon. WebRecon identifies serial plaintiffs lurking in your database BEFORE you contact them and expose yourself to a likely lawsuit.


Is Cruise Travel Insurance Worth the Cost?

Nerd Wallet

Cruising is one of America’s favorite travel experiences. According to a 2021 report from Cruise Lines International Association, an industry trade association, 82% of cruisers will cruise again. As well, 62% of non-cruisers are open to the idea. And why not?

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How Preparation and Strategy Can Be Used to Fight and Defeat Any Ransomware Attack

Speaker: Karl Camilleri, Cloud Services Product Manager at phoenixNAP

Through a detailed analysis of major attacks and their consequences, Karl Camilleri, Cloud Services Product Manager at phoenixNAP, will discuss the state of ransomware and future predictions, as well as provide best practices for attack prevention and recovery.

Five Stories that Matter in Michigan This Week – September 30, 2022


House Bill Proposes to Establish a Version of the Telephone Consumer Protection Act in Michigan. The federal Telephone Consumer Protection Act seeks to stop unwanted telephone solicitation. Michigan House Bill 6307, the Michigan Telephone Solicitation Act (the “MTSA”), would enact similar restrictions on a state level.

How to Help Loved Ones Deal With Debt

Nerd Wallet

Juan Pinon, an electrical engineer in McAllen, Texas, struggled with credit card debt for years. It wasn’t until he confided in his sister that he began to turn things around. “It It just so happened that one day I opened up to my sister, and she confessed to me that she had debt issues and was.

Listen: Here's What Key Recession Indicators Show


⚡ Extra Credit is BACK with a hot new episode! ⚡? This week we spoke with Amy Crews Cutts about the September Credit Managers' Index results AND what some key recession indicators are currently showing.Check it out! Nacm Blog

Medicare Part C vs. Part D: What’s the Difference?

Nerd Wallet

There are two ways to get prescription drug coverage with Medicare: Medicare Part C and Medicare Part D. Your choice of Original Medicare or Medicare Advantage determines whether you get prescription drug coverage through Medicare Part C or Part D.


Mandatory COVID Vaccination Policy Template

The federal government is developing a rule requiring employers with more than 100 employees ensure their workers are vaccinated or produce a negative COVID test weekly before entering the workplace. So, what can your organization do to prepare? Get Paycor’s COVID Vaccination Policy Template to help communicate important details to your employees.

CFPB finds violations of federal law by student-loan servicers and university-owned lenders

Public Citizen

Today, the Consumer Financial Protection Bureau released a special edition of Supervisory Highlights on recent examination findings covering the practices of student loan servicers, and schools that lend to students directly. The exams found that these schools had improper blanket policies of withholding transcripts to force students to make payments.

What Is the VantageScore 4.0 Credit Scoring Model?

Nerd Wallet

Each of the three major credit bureaus, Equifax, Experian and TransUnion, issues credit report information that scoring models use to give you credit scores. The two main scoring models are FICO and VantageScore — and these models have several versions.


Night at the Museum: Focus on Fraud event report


On a chilly Tuesday evening, Sheffield & District Branch members and guests entered the historic former combined Police, Fire and Ambulance Station in Sheffield City Centre, which is now the National Emergency Services Museum. What better place to have Focused on Fraud than in a building, which has no doubt played host to fraudsters of yesteryear, in the Police cells within?

How Much Do Hybrid Car Batteries Cost?

Nerd Wallet

Hybrid vehicles use different batteries than traditional gasoline-only vehicles and can run you anywhere between $1,000 and $8,000. The final price you’ll pay depends on your car’s make and model and whether you go with a new battery or a refurbished one.

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FICO Safe Driving Score Measures Driver Risk

Fico Collections

FICO Safe Driving Score Measures Driver Risk. What are the top characteristics that help drivers achieve a good FICO ® Safe Driving Score? FICO Admin. Tue, 07/02/2019 - 20:36. by Can Arkali. expand_less Back To Top. Fri, 09/30/2022 - 15:00. Traffic collisions result in over 1.3

What Chase Cards Come with TSA PreCheck?

Nerd Wallet

TSA PreCheck can be a benefit to any kind of traveler, including both casual and frequent flyers. It saves you from waiting so long in airport security lines, allowing you to spend more time at home or in an airport lounge. It’s even more beneficial when you can get a membership for free by using.