Thu.Dec 09, 2021

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Getting to Know Gina Eggebrecht of First Collection Services

Account Recovery

The “Getting to Know” series is sponsored by Applied Innovation. Applied Innovation is helping to shape the future of accounts receivable management. Product development is driven by customer feedback, agency profitability and compliance and includes platforms addressing client portal access, document management, payment negotiation, Regulation E focused electronic payment authorizations and TCPA communication authorization platforms. … The post Getting to Know Gina Eggebrecht

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8 Rules for Saving, Borrowing and Spending Money

Nerd Wallet

This article provides information for educational purposes. NerdWallet does not offer advisory or brokerage services, nor does it recommend specific investments, including stocks, securities or cryptocurrencies. The best personal finance advice is tailored to your individual situation. That said, a few rules of thumb can cut through the confusion that often surrounds money decisions and help.

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Daily Digest – December 9. Getting to Know Gina Eggebrecht of First Collection Services; Judge Grants MTD Over Hunstein Claim

Account Recovery

GETTING TO KNOW GINA EGGEBRECHT OF FIRST COLLECTION SERVICES Gina Eggebrecht isn’t afraid to be controversial — wars have been started over less than her stance on “Die Hard” — but it’s her methodical approach to her job that has helped her survive more than two decades in the ARM industry, and raising three teenagers. … The post Daily Digest – December 9.

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Riparian Rights and Florida Property Owners’ Rights to an Unobstructed Water View

Jimerson Firm

Among the many attractive features of owning real estate in Florida is the possibility of having a waterfront view of one of the numerous scenic bodies of water throughout the state. However, property owners in Florida are often under the mistaken impression that they have an absolute right to a view of the water once they purchase a piece of property.

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From Complexity to Clarity: Strategies for Effective Compliance and Security Measures

Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

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Student Loan Debt Relief Scammers Sentenced

Account Recovery

The Attorney General of California announced that a group of individuals involved in a student loan debt relief scam have been sentenced — three of them receiving jail time — and paying more than $330,000 in restitution to victims who were “preyed on” because they were struggling to repay their student loans. Christopher Lyell was … The post Student Loan Debt Relief Scammers Sentenced appeared first on AccountsRecovery.net.

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Judge Grants MTD For Lack of Standing Over Hunstein Claim

Account Recovery

Judge Cathy Seibel of the District Court for the Southern District of New York gets it. Judge Seibel is the latest in a growing line of judges across the country who are ruling that plaintiffs filing Hunstein claims do not have standing to sue in federal court because they did not suffer a concrete injury. … The post Judge Grants MTD For Lack of Standing Over Hunstein Claim appeared first on AccountsRecovery.net.

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How to Find the Hidden Costs of Starting a Small Business

Nerd Wallet

Monthly business applications averaged 430,000 nationwide in November, according to the U.S. Census Bureau. This marks the 11th consecutive month of numbers well above the 342,000 in December 2020. While starting a business is exciting, it can also be more challenging than expected. And because about a third of businesses with employees fail in the.

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DFPI Debt Collection Advisory Committee to Hold Public Meeting Next Week

Account Recovery

The California Department of Financial Protection and Innovation has announced that its Debt Collection Advisory Committee will hold a public meeting on Thursday, December 16 at 3:00pm PT. The meeting comes two weeks before the state enacts a new debt collection licensing law, which will go into effect on January 1. Companies must have their … The post DFPI Debt Collection Advisory Committee to Hold Public Meeting Next Week appeared first on AccountsRecovery.net.

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Best Medicare Advantage Plans in Pennsylvania

Nerd Wallet

Nearly 2.8 million people in Pennsylvania are signed up for Medicare, making it the fifth-largest U.S. state for Medicare beneficiaries. Medicare is the government health care program for people ages 65 and older. Medicare Advantage is a bundled alternative to Medicare that offers all the same benefits and usually some extras, such as cost savings. Kate Ashford writes for NerdWallet.

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When It Comes to Collections Software, “Good Enough” Isn’t Good Enough

Are you finding some snags in your collections process? With delinquencies, and the number of consumers looking for payment assistance on the rise, it may be time to consider an efficient cloud-based software to support your team. Learn how MeridianLink® Collect has helped financial institutions like yours streamline collections processes.

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Second Circuit Rules That Allegations of Statutory Damages and Risk of Future Harm Are Insufficient to Establish Article III Standing For Putative Class Action Against RMBS Trustee

Troutman Sanders

On November 18, the Court of Appeals for the Second Circuit reversed a trial court decision that had denied a motion to dismiss on Article III standing grounds. Applying recent U.S. Supreme Court precedent, the Second Circuit ruled that allegations of a state statutory violation and risk of future harm are insufficient to establish Article III standing absent allegations of concrete harm.

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The Guide to Open-Jaw Flights With Chase Points

Nerd Wallet

Whether to take a river cruise through Europe or go on a one-way road trip, sometimes you want to book flights that aren’t just a simple round trip. However, especially when traveling internationally, one-way flights can be much more expensive than round-trip flights. Chase points collectors, particularly, can avoid the upcharge of booking one-way flights.

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7 Simple Ways to Reduce Small Business Expenses in 2022

Payment Savvy

As a new year quickly approaches, it’s a wonderful time to review your current small business expenses to see where savings can be had. It’s all too easy for overhead costs to spiral out of control when running a business. We’re detailing the best cost-saving ideas for the new year, from marketing to remote work and even payment processing.

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How Purchase Plans and Pay Advances Could Change in 2022

Nerd Wallet

It’s been a big year for nontraditional financing options like “buy now, pay later” and cash advance apps. Buy now, pay later companies offer at-checkout financing that lets shoppers split the cost of a purchase into multiple smaller payments. Paycheck advances are offered by employers or apps and give consumers access to their expected earnings. Annie Millerbernd writes for NerdWallet.

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ERM Program Fundamentals for Success in the Banking Industry

Speaker: William Hord, Senior VP of Risk & Professional Services

Enterprise Risk Management (ERM) is critical for industry growth in today’s fast-paced and ever-changing risk landscape. When building your ERM program foundation, you need to answer questions like: Do we have robust board and management support? Do we understand and articulate our bank’s risk appetite and how that impacts our business units? How are we measuring and rating our risk impact, likelihood, and controls to mitigate our risk?

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The Sixth Circuit Confirms Plaintiff’s Standing Based on an Alleged Denial of a Loan in Violation of the FCRA and ECOA

Troutman Sanders

In Fillinger v. Third Fed. Sav. & Loan Ass’n , No. 21-3088 (6th Cir. 2021), the Sixth Circuit held that an alleged denial of a loan is a sufficient injury to confer standing under Article III of the Constitution. The plaintiff, Judy Fillinger, applied for a loan with Third Federal Savings and Loan Association (Third Federal) in August 2020. Fillinger’s application disclosed that Third Federal had foreclosed on a previous loan, causing the lender to request further information.

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How Much to Tip Just About Everyone

Nerd Wallet

Deciding how much to tip depends on what kind of service provider you’re working with and how well they do their job. But if you’re looking for a general rule for services in the U.S., you should typically tip 15% to 20% of the bill, according to most etiquette experts we interviewed. How to tip. Laura McMullen writes for NerdWallet. Email: lmcmullen@nerdwallet.com.

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Michael Rich Discusses Major Bid Protest Ruling with Law360

Burr Forman

Following the December 7 Federal Circuit ruling reviving Harmonia Holdings Group LLC’s dispute over a $325 million U.S. Customs and Border Protection (CBP) contract, Burr attorney Michael Rich was quoted in Law360 sharing insight on the lengthy case and the Federal Circuit’s decision. The matter centered on whether Harmonia had waived its right to protest a CBP cargo screening application by failing to “diligently pursue” the case in the Court of Federal Claims.

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How to Get Free Flights (Or Close to It)

Nerd Wallet

You may have seen or heard it. At the workplace water cooler, the holiday dinner table and just about every place else you go, proud travel hackers are boasting about scoring free flights to far-off destinations. Ready to get in on the action? Here’s everything you need to know about how to get free flights, June Casagrande writes for NerdWallet. Email: travel@nerdwallet.com.

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You Put in a Full Work Week. Shouldn’t Your Collections Software Do the Same?

Discover a modern, cloud-based collection system that never takes a rest day. MeridianLink® Collect is an intuitive platform with advanced customization options developed to simplify the collections process. Here are four ways MeridianLink Collect can support your team: Omnichannel communications Compliance rules & checklists Workflows & queues One interface with supporting integrations And that’s just the start.

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Report: 2022 Trends for Financial Services

Fico Collections

This year has taught us a lot about facing adversity and handling the unexpected. The COVID-19 pandemic has dramatically altered the way we interact and transact – and many of those changes are here to stay. For banks, credit unions, and other lenders, the sudden shift to digital-only interactions has introduced a variety of internal and external challenges, as well as some opportunities.

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Best Construction Insurance Companies

Nerd Wallet

Construction professionals face various risks, from on-the-job injuries and equipment theft to timeline delays and customer lawsuits. Business insurance helps shield your company from the financial impact if something goes wrong on the job or at your shop. The best construction insurance companies offer customizable policies so you can get the right coverage based on.

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UKCCC keynote speaker Professor David Miles nominated for appointment for Budget Responsibility

CSA

Professor David Miles, who was the keynote speaker at Credit Services Association's (CSA) UK Credit & Collections Conference (UKCCC) 2021 , has been nominated for appointment to the Budget Responsibility Committee (BRC) of the Office for Budget Responsibility (OBR) by Chancellor Rishi Sunak. The OBR is the UK's official independent fiscal watchdog, responsible for examining and report on the sustainability of public finances.

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Quicken Loans VA Review

Better Credit Blog

Quicken Loans began in 1985, and after changing its name from Rock Financial, the company switched its focus from traditional mortgages to becoming one of the leaders in the online mortgage world. In 2015 it launched the offshoot Rocket Mortgage, which specializes in quickly processing mortgages online. Quicken Loans offers a variety of different types of loans, and you can complete the process entirely online.

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The Power of Storytelling in Risk Management

Speaker: Dr. Karen Hardy, CEO and Chief Risk Officer of Strategic Leadership Advisors LLC

Communication is a core component of a resilient organization's risk management framework. However, risk communication involves more than just reporting information and populating dashboards, and we may be limiting our skillset. Storytelling is the ability to express ideas and convey messages to others, including stakeholders. When done effectively, it can help interpret complex risk environments for leaders and inform their decision-making.

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Bankruptcy Chapter 7 vs 13: Which Is The Best Option?

Debt Free Colorado

Choosing Between Chapter 7 and 13. Are you considering bankruptcy? Whether it’s Chapter 7 or 13, you have options. Bankruptcy is a challenging, life-altering experience. . If you are considering consulting with an attorney about your debt-relief options, it is essential to remember that each type of bankruptcy comes with its advantages and disadvantages. .