Fri.Dec 03, 2021

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CFPB Releases Draft of Strategic Plan

Account Recovery

When a football player is traded from one team to another or released, one of the first things that the team asks for is the copy of the player’s playbook, which details all of the plays that the team uses during the course of a game. The playbook is a roadmap that, if an opponent … The post CFPB Releases Draft of Strategic Plan appeared first on AccountsRecovery.net.

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Are you Ready to Take Your Side Hustle Full-Time? ??

Enterprise Recovery

As more people quit their jobs for better benefits and work-life balance, 32% of Americans have turned to entrepreneurship. Many entrepreneurs started their businesses alongside their full-time jobs, consulting or providing services to friends or businesses in their professional network. If you're looking to take the leap in the next year, allow us to offer some valuable advice and lessons learned.

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Daily Digest – December 3. Judge Rules Plaintiff in Hunstein Copycat Lacks Standing; Ohio Anti-Robocall Bill Signed Into Law

Account Recovery

JUDGE RULES PLAINTIFF LACKS STANDING IN HUNSTEIN COPYCAT CASE, REMANDS IT BACK TO STATE COURT This is one of those cases where I feel like I need to make the “I’m not a lawyer” disclaimer because, to me, this looks like one of those “good news, bad news” type of cases, but there might be … The post Daily Digest – December 3. Judge Rules Plaintiff in Hunstein Copycat Lacks Standing; Ohio Anti-Robocall Bill Signed Into Law appeared first on AccountsRecovery.net.

Lawyers 244
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Understanding NFTs: What to Know Before You Buy

Nerd Wallet

If you thought navigating the thousands of available cryptocurrencies was confusing, prepare to have your mind blown by NFTs. These one-of-a-kind digital assets number in the millions, offering their buyers ownership of digital content such as images, videos and music. NFTs — short for nonfungible tokens — have in some cases fetched staggering sums.

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From Complexity to Clarity: Strategies for Effective Compliance and Security Measures

Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

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Judge Rules Plaintiff Lacks Standing in Hunstein Copycat Case, Remands it Back to State Court

Account Recovery

This is one of those cases where I feel like I need to make the “I’m not a lawyer” disclaimer because, to me, this looks like one of those “good news, bad news” type of cases, but there might be sides to this that I am not seeing. A District Court judge in Illinois has … The post Judge Rules Plaintiff Lacks Standing in Hunstein Copycat Case, Remands it Back to State Court appeared first on AccountsRecovery.net.

Lawyers 244

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Encore Capital Survey Details Negative Financial Outlook for Consumers

Account Recovery

The COVID-19 pandemic has turned more Americans pessimistic about their financial futures, while more than one-quarter of consumers feel their financial situations are worse now than they were about a year ago, according to a report released by Encore Capital Group, which surveyed its customers both here in the United States and in the United … The post Encore Capital Survey Details Negative Financial Outlook for Consumers appeared first on AccountsRecovery.net.

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How Much is 40,000 Miles Worth?

Nerd Wallet

Ever wondered about frequent flyer programs? These programs, created as a way to ensure customer loyalty, have since allowed travelers to fly around the world for very little money. You can earn airline miles in various ways, including through credit card welcome offers, air travel, spending on co-branded credit cards and more. But at the. Carissa Rawson writes for NerdWallet.

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Ohio Anti-Robocall Bill Signed Into Law

Account Recovery

Ohio Gov. Mike DeWine has signed a bill into law that criminalizes spoofing of phone numbers while also giving the state Attorney General the power to prosecute cases in state court as well as federal court, and requires entities that have Caller ID’s that identify them as “unknown” or “blocked” to leave voicemail messages identifying … The post Ohio Anti-Robocall Bill Signed Into Law appeared first on AccountsRecovery.net.

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What Is Square?

Nerd Wallet

Square makes software and hardware that helps small businesses run, including a point-of-sale system and services for payment processing, administering payroll, customer engagement and employee management. Square also offers banking services and small-business loans. Square’s product lineup is modular: For the most part, you can choose to use one, a few or all of its.

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When It Comes to Collections Software, “Good Enough” Isn’t Good Enough

Are you finding some snags in your collections process? With delinquencies, and the number of consumers looking for payment assistance on the rise, it may be time to consider an efficient cloud-based software to support your team. Learn how MeridianLink® Collect has helped financial institutions like yours streamline collections processes.

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How Do I Get a Trial in My New York Debt Collection Case? 

FFGN COLLECT NY

In order to go to trial in a debt collection case, a few things have to happen. Firstly, all parties must have joined in the case, meaning the defendants, after being served with a complaint, have had time to file an answer and request discovery, if any. For those parties that are simply looking to stall, they may file an answer with a general denial for the purpose of delay.

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Schedule K-1: What to Know About Investment Partnership Interests

Nerd Wallet

What is Schedule K-1? The U.S. tax code allows for certain businesses and trusts to pass income-tax liability onto the shareholders or partners who have a vested interest in the business. Partnerships, S corporations, trusts or estates that shift income taxes from the entity to its partners, shareholders or beneficiaries are referred to as pass-through.

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Medicare’s Telehealth Experiment Could Be Here to Stay

Nerd Wallet

Medicare beneficiaries used 63 times more telehealth services in 2020 than in 2019 after the federal government loosened Medicare’s strict telehealth rules due to the COVID-19 pandemic, according to a report released Friday by the Department of Health and Human Services. The policy changes were intended to be temporary, but data on telehealth use is.

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What Is Cash-Back Auto Loan Refinancing?

Nerd Wallet

Cash-back auto loan refinance allows you to borrow more than you owe on your current loan and receive the difference in cash. Because the loan is secured by your car, interest rates may be lower than other sources of cash, such as a credit card, payday loan or personal loan. Not all auto refinance lenders. NerdWallet writes for NerdWallet. Email: articles@nerdwallet.com.

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ERM Program Fundamentals for Success in the Banking Industry

Speaker: William Hord, Senior VP of Risk & Professional Services

Enterprise Risk Management (ERM) is critical for industry growth in today’s fast-paced and ever-changing risk landscape. When building your ERM program foundation, you need to answer questions like: Do we have robust board and management support? Do we understand and articulate our bank’s risk appetite and how that impacts our business units? How are we measuring and rating our risk impact, likelihood, and controls to mitigate our risk?

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What Is Personal and Advertising Injury for Businesses?

Nerd Wallet

Damaging someone else’s reputation, hurting their public image or detaining them against their will can have serious repercussions for your business: Your company could be held liable for personal and advertising injury. Personal and advertising injury claims can impact your business, even if your offense is unintentional. Fortunately, general liability insurance coverage can protect your.

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What is Oneworld Connect and How Does It Work?

Nerd Wallet

Smaller airlines may not have the resources or ability to join a major, global airline alliance. This is why some airline groups have created alternative alliances to piggy back off large alliances via partial membership. Oneworld Connect is exactly this: It is a small airline alliance designed so that regional airlines can join an alliance, but. Ramsey Qubein writes for NerdWallet.

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Best Medicare Advantage Plans in Iowa

Nerd Wallet

Nearly 645,000 people in Iowa are signed up for Medicare. Medicare is the government health care program for people age 65 and older. Medicare Advantage is a bundled alternative to Medicare that offers all the same benefits and usually some extras, such as cost savings on dental and vision coverage. Medicare Advantage plans offer more. Kate Ashford writes for NerdWallet.