Fri.Jun 24, 2022

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Judge Grants Defendant’s Motion in FCRA Case Over Disputed Debt

Account Recovery

A District Court judge in Washington has granted a defendant’s motion for judgment on the pleadings in a Fair Credit Reporting Act case, even though the judge took the step of pointing out that the facts of the case were “disheartening,” ruling that a credit reporting agency could not be held responsible for reporting information … The post Judge Grants Defendant’s Motion in FCRA Case Over Disputed Debt appeared first on AccountsRecovery.net.

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FIRE: Financial Independence, Retire Early

Nerd Wallet

Sitting at your desk daydreaming about bottomless mimosas and unlimited naps instead of working until retirement age in your mid-60s? It could be more than a daydream because of movements such as Financial Independence, Retire Early. Also known as FIRE, this financial movement is helping people globally achieve retirement quicker. What is Financial Independence, Retire.

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Judge Rules for Defendant in FDCPA Case Over Dispute Response

Account Recovery

A District Court judge in North Carolina has granted a defendant’s motion for judgment on the pleadings in a Fair Debt Collection Practices Act case, ruling that the plaintiff’s expectation for what he should have received when he disputed the debt was well beyond what the defendant had to provide under the statute and existing … The post Judge Rules for Defendant in FDCPA Case Over Dispute Response appeared first on AccountsRecovery.net.

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4 Items for Your Midyear Money Checklist

Nerd Wallet

A lot can happen in six months. That’s why, as we close out the first half of the year, it makes sense to check in on your financial life. “With inflation, I think people this year are more heavily impacted than they probably have been in many years leading up to this point,” says Jason. Lauren Schwahn writes for NerdWallet. Email: lschwahn@nerdwallet.com.

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From Complexity to Clarity: Strategies for Effective Compliance and Security Measures

Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

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Settlement Will Cancel $6B of Unpaid Student Loans

Account Recovery

The Department of Education yesterday announced a settlement in a lawsuit that will see the debts of 200,000 individuals forgiven, wiping out $6 billion in unpaid loans owed by individuals who had filed borrower defense claims that were left pending for years by previous administrations. A copy of the settlement in the case of Sweet … The post Settlement Will Cancel $6B of Unpaid Student Loans appeared first on AccountsRecovery.net.

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Do You Really Know How Your Employees Are Doing?

Account Recovery

C-level executives are dramatically underestimating how much their employees are struggling with their well-being, which is perhaps insightful, because a significant majority of C-level execs revealed they would seriously consider resigning for a job that better supports their mental and physical welfare, according to the results of a poll released this week by Deloitte.

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What Is PayPal? A Guide for Small Businesses

Nerd Wallet

PayPal is a digital payments company founded in 1998. Known for creating the world’s first digital payments platform, PayPal streamlined the way people and businesses send and receive funds with its user-friendly solution. » MORE: PayPal Business review While still best known for its familiar payment platform, PayPal has grown by leaps and bounds since.

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Daily Digest – June 24. Judge Rules for Defendant in FDCPA Case Over Dispute Response; Settlement Will Cancel $6B in Student Loans

Account Recovery

JUDGE RULES FOR DEFENDANT IN FDCPA CASE OVER DISPUTE RESPONSE A District Court judge in North Carolina has granted a defendant’s motion for judgment on the pleadings in a Fair Debt Collection Practices Act case, ruling that the plaintiff’s expectation for what he should have received when he disputed the debt was well beyond what … The post Daily Digest – June 24.

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The Guide to AmEx Platinum Rental Car Benefits

Nerd Wallet

The Platinum Card® from American Express provides a slew of travel benefits — including access to over 1,400 airport lounges and up to $200 in Uber cash each year. Among these marquee benefits, the less-glamorous ones can often get overlooked. However, these other travel perks and protections can really make a difference to your travels. JT Genter writes for NerdWallet.

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When It Comes to Collections Software, “Good Enough” Isn’t Good Enough

Are you finding some snags in your collections process? With delinquencies, and the number of consumers looking for payment assistance on the rise, it may be time to consider an efficient cloud-based software to support your team. Learn how MeridianLink® Collect has helped financial institutions like yours streamline collections processes.

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Debt Collection of Medical Judgments in New York to Become Further Limited By S6522A

FFGN COLLECT NY

Aside from judgments from family court, New York currently allows all judgment creditors the same opportunities to enforce their judgments. The remedies available differ based on whether the judgment is entered against a natural person, an individual, or a corporation. The nature of the debt alleged in the underlying action and the industry or profession of the judgment creditor has never been relevant to the ability and enforcement of a money judgment.

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6 Overlooked Cheap Flights to Europe Using Points and Miles

Nerd Wallet

Several loyalty programs from international airlines offer much better award pricing than their U.S. partners. And you might already have access to book these awards by utilizing the transfer partnerships these airlines have with AmEx, Chase, Citi and Capital One. Let’s look at six of these overlooked cheap flights to Europe that you can book. JT Genter writes for NerdWallet.

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Business insolvency rises but personal bankruptcy declines

UK debt collections

Business Insolvency continues to rise but in stark contrast, personal bankruptcy numbers dropped. The latest figures provided by the insolvency service made for interesting reading. Whilst personal bankruptcies dropped in comparison to the same period for last year, it was not the same for the business world. Business Insolvencies have risen dramatically, largely due to the drying up of Business support through the pandemic.

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Profit Margin: How to Calculate It, What It Tells You

Nerd Wallet

Profit margin is the percentage of revenue (income from sales) your business keeps as profit. It is one of the most common metrics used to determine your business’s health. Using profit margin is an easy way to compare your business with others in your industry. Because profit margin is a percentage, a mom-and-pop retail shop. Billie Anne Grigg writes for NerdWallet.

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ERM Program Fundamentals for Success in the Banking Industry

Speaker: William Hord, Senior VP of Risk & Professional Services

Enterprise Risk Management (ERM) is critical for industry growth in today’s fast-paced and ever-changing risk landscape. When building your ERM program foundation, you need to answer questions like: Do we have robust board and management support? Do we understand and articulate our bank’s risk appetite and how that impacts our business units? How are we measuring and rating our risk impact, likelihood, and controls to mitigate our risk?

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My Daughter’s @Delta Disaster Story: The Last Chapter (I hope)

Public Citizen

by Jeff Sovern. When last we left our intrepid adventurer’s story, she had arrived home, even if her bag had not. But one week after her original flight to Atlanta, she received a text from Delta indicating that her bag was about to be delivered—to the hotel she had left four days before. While she was trying to reach Delta, the bag was left in the hotel lobby without anyone speaking to the hotel staff to explain why it had been brought there.

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What is Solana (SOL) Cryptocurrency? Current Price, Definition and How it Works

Nerd Wallet

Solana, a blockchain network that launched in 2020, has seen a rapid increase in interest from both cryptocurrency enthusiasts and developers who are using it to build decentralized applications for industries such as finance, computer science and even art. Supporters describe Solana as a faster and more efficient competitor to crypto powerhouse Ethereum.

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Listen to the Latest Extra Credit Episode!

NACM

Listen up! ?? This week's episode of NACM's Extra Credit #podcast is up. and this is one you don't want to miss!Check it out here: Episode #13: The Roots of Supply Chain Disruptions Run Deep (buzzsprout.com)Have you thought of ALL the ways supply chain disruptions impact credit? Hear what challenges supply snags have created for two cr.

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Lemonade Pet Insurance Review 2022

Nerd Wallet

Plans offered: Accident and illness, wellness. Breadth of coverage: Poor.Range of plan options: Average.Can pay your vet directly: No. The bottom line: Seamless online experience and quick claims, but limited policy options. How we review pet insurance Our writers and editors follow strict editorial guidelines that ensure fairness and accuracy in order to help you choose.

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You Put in a Full Work Week. Shouldn’t Your Collections Software Do the Same?

Discover a modern, cloud-based collection system that never takes a rest day. MeridianLink® Collect is an intuitive platform with advanced customization options developed to simplify the collections process. Here are four ways MeridianLink Collect can support your team: Omnichannel communications Compliance rules & checklists Workflows & queues One interface with supporting integrations And that’s just the start.

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Five Stories that Matter in Michigan This Week – June 24, 2022

Fraser

Five Stories that Matter in Michigan This Week – June 24, 2022; Legal, Legislative, and Regulatory Insights. Michigan House Passes Bills Requiring More Stringent Work-Search Requirements. The Michigan House recently passed a pair of bills that would require those seeking unemployment benefits to report weekly about their attempts to seek work. Under the bills, individuals would have to register with the Michigan Works!

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Want to Buy Polkadot (DOT)? Here’s What to Know

Nerd Wallet

Polkadot launched in 2020, but its DOT token already has become popular among cryptocurrency investors and proponents. Advocates of Polkadot cite its unique blockchain technology and its co-founders’ tenure in the cryptocurrency space as reasons to invest in the coin. However, Polkadot’s technology is still being developed, and the fact that cryptocurrency hasn’t been widely.

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Hyatt: How to Use Free Night Awards

Nerd Wallet

One of the most appealing benefits of World of Hyatt Credit Card is the annual free night. Cardholders who renew their card each year receive a Hyatt free night certificate to use at eligible hotels every year. And there’s an opportunity to earn a second World of Hyatt free night based on your annual spending. Lee Huffman writes for NerdWallet. Email: travel@nerdwallet.com.

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