Account Recovery

AUGUST 11, 2020

The New York City Department of Consumer Affairs has extended the period through which it will not issue any enforcement actions for violations of its new language access rule until October 1. The grace period was set to expire on August 26. No reason was given for the extension, but it will be very much … The post NYC Extends Enforcement Grace Period for Language Access Rule appeared first on AccountsRecovery.net.

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Nerd Wallet

AUGUST 11, 2020

You don’t have to make another federal student loan payment in 2020. Now is the time, though, to decide what to do before your bill arrives in January 2021. Federal student loan borrowers were already in an automatic interest-free pause on payments as part of the original coronavirus relief bill, known as the CARES Act. Anna Helhoski is a writer at NerdWallet.

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Student loans Student Loans Loans 130

Account Recovery

AUGUST 11, 2020

The FFAM360 Alliance of Companies, with the support of its executive leadership and countless valued employees, took part in the One Team ATL 5k, a virtual race to raise money for social justice education. FFAM360 is proud to serve the communities in which we live. Through participation in this company-wide event, we demonstrated our commitment … The post Team FFAM360 Participates in the Virtual One Team ATL 5k appeared first on AccountsRecovery.net.

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Education 237

TCPA

AUGUST 11, 2020

In Allan v. Pennsylvania Higher Education Assistance Agency, the Sixth Circuit weighed in on the definition of an ATDS, joining the Second and Ninth Circuits in reading it expansively.

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Education 116

Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

Account Recovery

AUGUST 11, 2020

Because an individual chose to only dispute a debt to the furnisher and did not notify a credit reporting agency of the dispute, the individual does not have standing to sue under Section 1681-2(b) of the Fair Credit Reporting Act, the Third Circuit Court of Appeals ruled yesterday in affirming a lower court’s dismissal of … The post Appeals Court Upholds Dismissal of FCRA Suit Because Plaintiff Failed to Dispute Debt With CRA appeared first on AccountsRecovery.net.

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Account Recovery

AUGUST 11, 2020

NYC EXTENDS ENFORCEMENT GRACE PERIOD FOR LANGUAGE ACCESS RULE The New York City Department of Consumer Affairs has extended the period through which it will not issue any enforcement actions for violations of its new language access rule until October 1. APPEALS COURT AFFIRMS DISMISSAL OF FCRA SUIT BECAUSE PLAINTIFF FAILED TO DISPUTE WITH CRA … The post Daily Digest – August 11.

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Credit Corp

AUGUST 11, 2020

Taking out a life insurance policy is a great way to protect your family’s financial future. A policy can also be a useful financial planning tool. But life insurance is a notoriously tricky subject to tackle. One of the hardest challenges is deciding whether term life or whole life insurance is a better fit for you. Not sure what separates term life from whole life in the first place?

Loans 98

Loans Creditors Banks 98

Account Recovery

AUGUST 11, 2020

A District Court judge in New York has denied a defendant’s motion to dismiss a lawsuit that claims it violated the Fair Debt Collection Practices Act because it included two addresses on the coupon portion of a collection letter and did not specify to which address a payment should be sent. A copy of the … The post Judge Denies MTD in FDCPA Case Over Multiple Addresses on Payment Coupon appeared first on AccountsRecovery.net.

Fair Debt Collection 147

Fair Debt Collection Collections 147

PDC Flow

AUGUST 11, 2020

The way accounts receivable businesses operate is changing. Consumers and potential clients spend more time researching companies online and less speaking directly to your business. That means your agency’s website must speak to visitors as clearly as possible. A concise marketing message and clear website copy can help you communicate to all your audiences.

Financial services 96

Financial services Creditors Collections 96

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Collections

Nerd Wallet

AUGUST 11, 2020

The best time to visit Hawaii is … no one knows. The coronavirus pandemic didn’t come with an expiration date, so it’s impossible to foresee when travel will be safe again. But the time to book a trip to Hawaii is far easier to answer: It’s right now. Airlines and hotels are offering some of. June Casagrande is a writer at NerdWallet. Email: travel@nerdwallet.com.

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Prosperity Now

AUGUST 11, 2020

On July 23, 2020, the Department of Housing and Urban Development (HUD) released a major change to its Affirmatively Furthering

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Nerd Wallet

AUGUST 11, 2020

A personal loan may be harder to get now than before the coronavirus pandemic took hold. A shaky economy has forced some lenders to tighten their credit standards and examine applicants more closely. But it’s still possible to qualify for a loan. The economic crisis has highlighted things borrowers have needed in the past —. Annie Millerbernd is a writer at NerdWallet.

Personal loans 91

Personal loans Loans Lender 91

Prosperity Now

AUGUST 11, 2020

On July 23, 2020, the Department of Housing and Urban Development (HUD) released a major change to its Affirmatively Furthering

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Speaker: William Hord, Senior VP of Risk & Professional Services

Enterprise Risk Management (ERM) is critical for industry growth in today’s fast-paced and ever-changing risk landscape. When building your ERM program foundation, you need to answer questions like: Do we have robust board and management support? Do we understand and articulate our bank’s risk appetite and how that impacts our business units? How are we measuring and rating our risk impact, likelihood, and controls to mitigate our risk?

Banks

Nerd Wallet

AUGUST 11, 2020

Managing your money without a bank account is doable. But it can pose challenges — and the COVID-19 pandemic has only added more. Your economic impact payment might’ve arrived weeks or months after others’ did, in the form of a check or prepaid debit card, because you couldn’t choose the faster delivery option of direct. Spencer Tierney is a writer at NerdWallet.

Banks 71

Banks 71

Prosperity Now

AUGUST 11, 2020

As fall approaches, colleges and universities face many of the same planning issues as school districts, especially those with heavily

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Burr Forman

AUGUST 11, 2020

Like many states around the country, North Carolina placed a moratorium on eviction proceedings to allow its citizens to stay in place during the shelter-in-place order due to the Coronavirus pandemic. Also like many other states, that moratorium came to an end and after the federal moratorium ended, the state saw a massive influx of eviction filings.

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Collections 52

Prosperity Now

AUGUST 11, 2020

About this blog: This is the second blog in a two-part series about low- and moderate-income youth.

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Collections

Collections Law

AUGUST 11, 2020

Whether you operate in or outside Massachusetts, if your customer to whom you had provided goods or rendered services on credit is located in Massachusetts and is not paying off your debt, then get in touch with our experienced and aggressive debt collection lawyer, Alan M. Cohen, today. With us, the Law Offices of Alan M. Cohen LLC, you don’t have to suffer from the stress and frustration that comes with the legwork involved in following up with debtors.

Judgment 52

Judgment Debtor Construction Lawyers 52

Payment Savvy

AUGUST 11, 2020

Getting ready to launch a startup business is exciting! But one can easily get overwhelmed with all the details. Before looking for an office space or hiring personnel, individuals should first put their ideas on paper in the form of a business plan. Doing this will help one remain focused and organized as you get up and running. Elements of a Business Plan.

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Startups Banks 52

Nerd Wallet

AUGUST 11, 2020

In 1916, the National Park Service was created for people to get out and enjoy America’s natural wonders. Over 100 years later, these national treasures are as important as ever. In these trying times, a low-cost excursion into the great outdoors can be the perfect way to enjoy the (well deserved) time off you have. Ben Nickel-D’Andrea is a writer at NerdWallet.

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Better Credit Blog

AUGUST 11, 2020

If you fail to pay a debt, you may start to hear from a collection agency called Palisades Collection LLC. Palisades Collection LLC is a debt collection agency that will open a collection account on your credit report in order to pursue you for the debt. Even if you pay your debt, having a collections entry on your credit report can damage your credit score for up to seven years.

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Collections Debt collector Collection Agencies Collections Agency 52

Speaker: Dr. Karen Hardy, CEO and Chief Risk Officer of Strategic Leadership Advisors LLC

Communication is a core component of a resilient organization's risk management framework. However, risk communication involves more than just reporting information and populating dashboards, and we may be limiting our skillset. Storytelling is the ability to express ideas and convey messages to others, including stakeholders. When done effectively, it can help interpret complex risk environments for leaders and inform their decision-making.

Nerd Wallet

AUGUST 11, 2020

Hilton offers multiple co-branded credit cards issued by American Express. The Hilton Honors American Express Aspire Card and Hilton Honors American Express Surpass® Card attract the most attention because they offer notable luxurious benefits. But they also have annual fees. Hilton Honors American Express Card, with a $0 annual fee, can be a great alternative.

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Public Citizen

AUGUST 11, 2020

Cheryl Wade, author of Predatory Lending and The Destruction of the African American Dream, Sarah Ludwig, Executive Director, New Economy Project, and Cathi Kim, Director, Inclusiv/Capital will speak on Thursday, August 13 at 7 pm EDT. Attendance is free but registration is required. The registration link is at [link].

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Burr Forman

AUGUST 11, 2020

The “Legal Elite” are voted on by other attorneys in the area who choose the top lawyers in 26 different practice group categories. Winners are nominated and selected by their peers. Those nominated are viewed as the best and most well-respected attorneys in their fields. The attorneys selected to the list are featured in the August issue of Columbia Business Monthly , Greenville Business Magazine, and Charleston Business Magazine.

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Acquisition Creditor's Rights Healthcare Bankruptcy 40

Collection Industry News

AUGUST 11, 2020

What many were hoping to be a bombshell Telephone Consumer Protection Act (TCPA) case came and went without much more than a pop and a fizzle. In Barr v. American Association of Political Consultants , petitioners argued that the government debt collection exemption to the TCPA’s Automatic Telephone Dialing System (ATDS) provision violated the First Amendment by impermissibly favoring government speech.

Debt collector 40

Debt collector Debtor Government Creditors 40

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Credit Unions