Thu.Oct 15, 2020

From Blogs to Apps: 11 Financial Resources for Women

Credit Corp

Women often face unique challenges when managing their personal finances. One of those, for example, is the gender pay gap. According to PayScale, in 2020 women make on average 81% of what men earn in the workplace.

Non-Bankruptcy Litigation in Bankruptcy Court

PBWT

It seems to be a common misunderstanding, even among lawyers who are not bankruptcy lawyers, that litigation in federal bankruptcy court consists largely or even exclusively of disputes about the avoidance of transactions as preferential or fraudulent, the allowance of claims and the confirmation of plans of reorganization.

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Encore to Pay $15M to Settle CFPB Lawsuit

Account Recovery

The Consumer Financial Protection Bureau today announced it has settled a lawsuit it filed last month against Encore Capital Group and its subsidiaries, Midland Funding, Midland Credit Management, and Asset Acceptance Capital Corp.

The Digest: October 2020

True Accord

For this edition of The Digest, we’re taking stock of what we’ve learned so far from the economic impacts of COVID-19, its implications for collections and emerging fintech trends.

7 Steps to Protect Yourself and Your Personal Information

Account Recovery

October is National Cybersecurity Awareness Month. This year, unlike any other, Americans of every age are spending more and more time online. Working from home, meeting by Zoom, ordering groceries, and attending school have become a way of life rife with opportunities for identify theft.

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Suddenly Retired? Here’s What to Do Next

Nerd Wallet

The pandemic seems to be driving a surge of early retirements as businesses close or downsize and older people weigh the health risks of continuing to work.

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More Trending

How To Remove ARstrat From Your Credit Report

Better Credit Blog

Is ARstrat calling you about unpaid medical bills? If so, they’re also bringing down your credit score. Confronting a debt collector can seem like a daunting task, but getting a collections entry off your credit report is actually quite simple.

Branding Arc Helps Increase Awareness for Stop Abuse

Account Recovery

Branding Arc announces the donation of marketing support aimed at increasing awareness for Stop Abuse. This contribution will help reach child sexual abuse victims who have been silenced during stay-at-home orders resulting from the coronavirus pandemic.

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Duration of outstanding invoices is increasing

On Guard

Amsterdam – The number of days that an invoice remains open will increase in the coming months, according to one in three finance professionals (32%). This is evident from a recent poll in The Netherlands by fintech company Onguard among more than 300 Dutch finance professionals.

Getting to Know Jenna Guyton of Americollect

Account Recovery

The “Getting to Know” series is sponsored by Arbeit. Arbeit is a powerful, and easy to use communications platform that empowers businesses to reach more consumers.

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Some People Aren’t Allowed to Vote and It’s Perfectly Legal

Rocket Lawyer

The 2020 General Election is less than a month away and millions of Americans will not be able to cast ballots. Among them, pop icon Britney Spears. Spears, 38, is among an estimated 1.5

Judge Approves $6M Settlement in TCPA Case Against Collector

Account Recovery

A District Court judge in California has granted final approval of a $6 million settlement in a Telephone Consumer Protection Act case that alleged a debt collector placed calls to individuals’ cell phones using an automated telephone dialing system without first obtaining their consent.

New Medicare Advantage Benefits May Be Hard to Find — and Qualify For

Nerd Wallet

If you’re tempted by the new benefits some Medicare Advantage plans are touting, the annual open enrollment season (Oct. 15 through Dec. 7) is the time to look. But finding a plan offering the benefits might be hard.

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Judge Grants Motion For Defense in FDCPA Case Over Creditor Identification in Letter

Account Recovery

Why Are Fewer Students Seeking College Aid? They’re Not Going

Nerd Wallet

Students are not submitting as many financial aid applications as they typically would this fall because fewer would-be students are attending college — another example of economic fallout from the pandemic, experts say. Undergraduate enrollment is 4% lower this year compared with last year, according to October 2020 data from the National Student Clearinghouse Research. Anna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski.

Can’t Decide on the Perfect Payment Solution – We’re Here to Help!

Payment Savvy

Selecting a perfect payment solution is a big decision irrespective of the size of your business. No matter which industry your business falls under, finding the perfect payment processor contributes immensely to your overall success. So one might ask, how do you identify the ideal payment processing package? Allow us to be your guide. To help you decide on the perfect payment solution, let’s consider the five W’s: Who? This payment solution is for your customers.

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How to Get the Best Lowe’s Black Friday 2020 Deals

Nerd Wallet

NerdWallet is here to help you win Black Friday, while leaving your budget intact. We spend the time, you save the money. Visit regularly for holiday shopping tips and announcements about your favorite retailers. Black Friday is Nov. What are Lowe’s Black Friday 2020 store hours?

Average U.S. FICO Score at 711, But Uncertainty Abounds

Fico Collections

The data is in, and the average U.S. FICO® Score now sits at 711. This is 5 points higher than the average score just a year ago , and is likely to be viewed as a surprise result in light of the impacts that the COVID-19 pandemic has had on U.S. consumers and the global economy. .

Several Chase Cards Offer Higher Point Values Toward Apple (Limited Time)

Nerd Wallet

Just in time for the holiday season, Chase is giving the gift of elevated points values toward some pricey merchandise. From Oct. 15 to Nov.

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CSA urges members to increase dialogue and support for customers during tough economic environment

CSA

Regional and local lockdowns and a difficult economic environment are adding to the burden of customers committed to keeping up with debt repayments and need to be handled with increasing sensitivity. Customers may also need new advice, and old assumptions about a customer?s

Trade 52

International Van Lines: What to Know

Nerd Wallet

International Van Lines is a full-service moving company that handles relocations in the U.S. and abroad. It serves all 50 states, operating primarily in the Midwest and on the East Coast, and more than 180 countries.

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National Apartment Association Claims Nationwide Foreclosure Freeze Is Unconstitutional

Troutman Sanders

A recently filed lawsuit places renewed scrutiny on the constitutionality of the nationwide residential eviction freeze put in place by the Centers for Disease Control and Prevention (“CDC”) in response to the ongoing COVID-19 crisis. On September 18, an Amended Complaint was filed under Richard Lee Brown et al. Alex Azar et al. in the Northern District of Georgia seeking to invalidate the Order of the CDC that put a halt on evictions across the country.

What Is a Financial Coach and What Can They Help You With?

Nerd Wallet

This article provides information and education for investors. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. A fitness coach can help you with your deadlifts and core strength.

District Court Holds Letter Notifying Debtor of Change in Debt Ownership Can Fall Under FDCPA

Troutman Sanders

On October 5, 2020, the U.S. District Court for the Middle District of Florida denied a debt collector’s motion for summary judgment, holding that a letter which provides notice of a change in debt ownership and requests payments be remitted to the new owner qualifies as a communication related to a debt under the Fair Debt Collection Practices Act (“FDCPA”), which restricts how debt collectors can collect from debtors.

How to Save Money, Time and Frustration on Holiday Travel

Nerd Wallet

If you haven’t started looking to book your holiday travel yet, now is the time to get started as November and December creep closer on the calendar. Flight and hotel reservations can be made months in advance using cash or points, often with flexible change and cancellation policies, and booking early can allow you to. Lee Huffman is a writer at NerdWallet. Email: travel@nerdwallet.com. The article How to Save Money, Time and Frustration on Holiday Travel originally appeared on NerdWallet.

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Nissan Becomes Most Recent Target of CFPB Ire: Auto Finance Company Enters into $4 Million Consent Order for Alleged Unlawful Repossession Acts

Troutman Sanders

On October 13, 2020, the Consumer Financial Protection Bureau (the “CFPB”) announced that it entered into a consent order (the “Order”) with Nissan Motor Acceptance Corporation (“Nissan”) to resolve allegations that the auto finance company violated the Consumer Financial Protection Act (the “Act”. The Order requires Nissan to pay a $4 million penalty and offer $1 million in restitution to affected consumers.

The Property Line: 4 Questions to Ask Before Refinancing

Nerd Wallet

While you’ve been preoccupied with a plague and politics, mortgage rates have been falling and refinances have been booming. And the boom has a lot of room to expand. Almost 18 million homeowners could cut their mortgage’s interest rate by 0.75% or more, according to Black Knight, a mortgage analytics company. That transcends the 3. Holden Lewis is a writer at NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL.

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5 Things to Know About the Wyndham Rewards Earner Business Card

Nerd Wallet

The $95-annual-fee Wyndham Rewards® Earner? Business Credit Card is built for the small-business owner who loves staying at Wyndham properties and who is also spending heavily on marketing, advertising and utilities.

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How to Get the Best Walmart Black Friday 2020 Deals

Nerd Wallet

NerdWallet is here to help you win Black Friday, while leaving your budget intact. We spend the time, you save the money. Visit regularly for holiday shopping tips and announcements about your favorite retailers. Black Friday is Nov. What are Walmart’s Black Friday 2020 store hours?

How to Get the Best Target Black Friday 2020 Deals

Nerd Wallet

NerdWallet is here to help you win Black Friday, while leaving your budget intact. We spend the time, you save the money. Visit regularly for holiday shopping tips and announcements about your favorite retailers. Black Friday is Nov. What are Target’s Black Friday 2020 store hours?

Analysis: JetBlue Is the Biggest Loser if Its Change Fees Disappear for Good

Nerd Wallet

As the coronavirus leaves travelers wary of committing to flights, most airlines have done away with change fees — some temporarily and some permanently.

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