Account Recovery

JANUARY 20, 2022

The Court of Appeals for the Ninth Circuit has affirmed a lower court’s ruling in favor of a defendant that was accused of violating the Telephone Consumer Protection Act by contacting the plaintiff using an automated telephone dialing system. A copy of the ruling in the case of Meier v. Allied Interstate can be accessed … The post Appeals Court Affirms Ruling for Defendant in TCPA ATDS Case appeared first on AccountsRecovery.net.

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Nerd Wallet

JANUARY 20, 2022

Home equity lines of credit have declined for more than a decade. But HELOCs should make a turnaround in 2022 as mortgage rates rise to their highest levels since 2019. A home equity line of credit lets you borrow against your home’s equity. You can draw from it periodically and repay some or all of. Holden Lewis writes for NerdWallet. Email: hlewis@nerdwallet.com.

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Account Recovery

JANUARY 20, 2022

GETTING TO KNOW AUDRA FUNK OF REVCO SOLUTIONS Audra Funk has a perspective that not many people in the industry have — she has worked on both the consumer and creditor side of the debt collection dynamic. That perspective has allowed her to be more understanding of handling interactions with consumers and what it takes … The post Daily Digest – January 20.

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Nerd Wallet

JANUARY 20, 2022

Welcome to NerdWallet’s Smart Money podcast, where we usually answer your real-world money questions. In this week’s episode, we continue our series about financial dreams, with conversations with Nerds who have accomplished their financial dreams and interviews with outside guests about what they want to do with their money in 2022. Check out this episode on.

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Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

Account Recovery

JANUARY 20, 2022

The “Getting to Know” series is sponsored by Applied Innovation. Applied Innovation is helping to shape the future of accounts receivable management. Product development is driven by customer feedback, agency profitability and compliance and includes platforms addressing client portal access, document management, payment negotiation, Regulation E focused electronic payment authorizations and TCPA communication authorization platforms. … The post Getting to Know Audra Funk of Re

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Accounts Receivables Management 245

Account Recovery

JANUARY 20, 2022

The Consumer Financial Protection Bureau yesterday announced a proposed settlement with a payment processing company and its founder that were both sued last year for allegedly knowingly processing payments on behalf of companies that were defrauding consumers, which will see the pair permanently banned from the debt collection industry, among others, while also imposing a … The post Payment Processor to Pay $500k Fine, Face Ban from Collection Business in Proposed Settlement with CFPB app

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Nerd Wallet

JANUARY 20, 2022

When you’re retired and seeking a new credit card, there’s one field on the application that might give you pause: the field where you state your annual income. Without a periodic paycheck, answering that question gets a little more complicated, especially if you’re concerned that you no longer earn enough to qualify for the card. Sara Rathner writes for NerdWallet.

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Credit Corp

JANUARY 20, 2022

This article originally appeared on The Financially Independent Millennial and was republished with permission. Are you looking to become financially free in 2022? Who wouldn’t? This article covers the steps you can take to reach financial freedom. Achieving financial freedom is many peoples’ goal. Everyone wants to live the American dream with enough savings, investments, and cash on hand to afford the lifestyle they want to have.

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Nerd Wallet

JANUARY 20, 2022

Southwest credit cards go from so-so to solid in terms of perks. The bigger your commitment to Southwest Airlines, the more credit card perks you’ll find useful — and the higher the annual membership fee will rise. You’ll also find more ways to offset these fees the more you travel. Here are some things to. Anya Kartashova writes for NerdWallet. Email: travel@nerdwallet.com.

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Collections

FFGN COLLECT NY

JANUARY 20, 2022

A number of companies have contacted our firm to say that they have received an unsolicited email purporting to be from “jared.turman@frankfrankgoldsteinnager.com” advising that our firm is “chasing an unpaid invoice” issued to the recipient company. The email also includes a link to an invoice which we can only assume is some sort of malware.

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Nerd Wallet

JANUARY 20, 2022

We may think spending money on ourselves will make us happier than spending it on someone else. That belief can make it hard to carve money out of our budgets to give to good causes. But research shows that spending money on others is more likely to make us happy. This seems to be a. Liz Weston writes for NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston.

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Troutman Sanders

JANUARY 20, 2022

In a succinct, emphatic opinion issued on January 19, the Ninth Circuit quietly rejected one of the last remaining arguments made by plaintiffs attempting to neutralize the Supreme Court’s decisive Facebook opinion interpreting the Telephone Consumer Protection Act (TCPA). The Ninth Circuit affirmed a district court’s grant of summary judgment to the defendant and held that a system that stores a pre-produced list of numbers does not qualify as an automatic telephone dialing system (ATDS) under

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Nerd Wallet

JANUARY 20, 2022

Business personal property insurance, or BPP insurance, can pay out to help you repair or replace items your business owns, including machinery, furniture and inventory. This coverage is part of business property insurance policies. Most businesses need property insurance as part of their small-business insurance coverage. But if you carry inventory, use specialized equipment or.

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Speaker: William Hord, Senior VP of Risk & Professional Services

Enterprise Risk Management (ERM) is critical for industry growth in today’s fast-paced and ever-changing risk landscape. When building your ERM program foundation, you need to answer questions like: Do we have robust board and management support? Do we understand and articulate our bank’s risk appetite and how that impacts our business units? How are we measuring and rating our risk impact, likelihood, and controls to mitigate our risk?

Banks

NCBA Law Practice Management Blog

JANUARY 20, 2022

Good help is hard to find -- and keep. It’s that latter part that you tend to hear less about , and often that latter part that managing attorneys tend to focus on less. In many ways, lawyers treat their employees the same way that they treat their clients. They work very hard to acquire them, and then roundly ignore them, as communication slows to a drip.

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Nerd Wallet

JANUARY 20, 2022

The venerable Citi® Double Cash Card – 18 month BT offer — a pioneer in high flat-rate cash-back credit cards — is changing to a points system and eliminating its minimum $25 threshold for redeeming rewards. According to Citi, starting on March 28, 2022, the card will begin earning rewards as Citi ThankYou points instead of cash. Funto Omojola writes for NerdWallet.

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Troutman Sanders

JANUARY 20, 2022

On January 20, the Third Circuit Court of Appeals held oral argument in Bibbs v. Trans Union, LLC. This case is a consolidated appeal of multiple decisions from the Eastern District of Pennsylvania, granting dispositive motions in favor of defendants on “Pay Status” claims under the Fair Credit Reporting Act (FCRA). Background. Over the past 18 months, courts have seen an influx of cases under the FCRA, alleging that a tradeline reported as closed or transferred and, simultaneously, past due is

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Nerd Wallet

JANUARY 20, 2022

Calgary is the biggest city in Western Canada and the largest in the province of Alberta. Known for its booming oil industry, the city is a hub for business, growing tourism, and of course, its world-famous Calgary Stampede rodeo event each year. The city has a vibrant dining and shopping scene, plus an entertaining zoo. Ramsey Qubein writes for NerdWallet.

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Collections

Troutman Sanders

JANUARY 20, 2022

On December 22, the U.S. District Court for the District of New Jersey dismissed putative class claims brought against a health insurance company, following a 2013 data breach incident. In In re Horizon Healthcare Servs. Data Breach Litigation , the court dismissed a putative class complaint against Horizon Healthcare Services, Inc. (Horizon) and held that (1) the plaintiffs failed to sufficiently allege that Horizon was a consumer reporting agency (CRA) under the Fair Credit Reporting Act (FCRA

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Nerd Wallet

JANUARY 20, 2022

Many consumers have shifted their grocery shopping habits from in-store to online during the pandemic, and Chase and Instacart are betting this trend will continue. The companies have announced that they are teaming up to launch the Instacart Mastercard in 2022. Future cardholders will be able to earn accelerated points on Instacart purchases made at.

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Troutman Sanders

JANUARY 20, 2022

On January 14, a D.C. federal judge granted the Consumer Financial Protection Bureau’s (CFPB) motion to dismiss a case filed by the National Association for Latino Community Asset Builders (NALCAB), after the NALCAB contested the CFPB’s decision to repeal the ability to repay requirements. The Payday Rule has been both modified and challenged since its inception in 2017.

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Nerd Wallet

JANUARY 20, 2022

PayPal is a payment services provider that helps small and medium-sized businesses accept payments in-person and online. With transparent fixed processing rates, dozens of integrations and no monthly commitment, a PayPal Business account is a great starter option for new businesses. Though PayPal’s per-transaction fees are slightly higher than its competitors like Square and Stripe, Dalia Ramirez writes for NerdWallet.

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Speaker: Dr. Karen Hardy, CEO and Chief Risk Officer of Strategic Leadership Advisors LLC

Communication is a core component of a resilient organization's risk management framework. However, risk communication involves more than just reporting information and populating dashboards, and we may be limiting our skillset. Storytelling is the ability to express ideas and convey messages to others, including stakeholders. When done effectively, it can help interpret complex risk environments for leaders and inform their decision-making.

Burr Forman

JANUARY 20, 2022

Birmingham Partners John J. Coleman III and Marcel Debruge have been recognized in the 2021 issue of Lawdragon’ s “500 Leading U.S. Corporate Employment Lawyers” list for the second year. These 500 lawyers were selected from journalistic research, submissions by firms and clients and vetting by peers. This is Lawdragon ’s guide to the nation’s top talent representing Corporate America defending wage and hour, discrimination, and an array of other claims, including advising on k

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Nerd Wallet

JANUARY 20, 2022

Based in Bloomington, Illinois, Country Financial has been selling insurance for nearly 100 years. Country Financial renters insurance may be right for you if you’re looking for solid coverage options, good customer service and reasonable rates. But you can’t buy a policy online, and the company serves only 19 states. Best for: Renters who want personal.

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Public Citizen

JANUARY 20, 2022

The National Consumer Law Center is hiring for a "Public Interest Consumer Attorney to Lead NCLC’s Student Loan Project." So, if you want to work for this great organization on that project, learn more here.

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Student loans Student Loans Loans 40

Nerd Wallet

JANUARY 20, 2022

The Hanover offers three different renters insurance packages, so policyholders can choose just the basics or upgrade to fuller coverage. The company shines when it comes to service, drawing far fewer consumer complaints than expected for an insurer of its size. Based in Massachusetts, The Hanover sells policies in 20 states. Best for: Those who don't.

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Credit Unions