Wed.Nov 25, 2020

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Daily Digest – November 25. EDPA Judge Partially Denies MTD in FCRA Case; Trade Groups Urge FCC To Strengthen Measures to Fix Call Blocking Issues

Account Recovery

EDPA JUDGE PARTIALLY DENIES MTD IN FCRA CASE A District Court judge in Pennsylvania has become the latest to tackle the issue of whether a plaintiff has standing to sue when claiming certain violations of the Fair Credit Reporting Act, partially denying the defendant’s motion to dismiss in a class-action suit. TRADE GROUPS, INCLUDING ACA … The post Daily Digest – November 25.

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Giving Thanks!

American Profit Recovery

By Matt Moskowitz: “Your hardest times often lead to the greatest moments of your life. Keep going. Tough situations build strong people in the end” – Roy Bennett. “The flower that blooms in adversity is the rarest and most beautiful of all” – Walt Disney. No surprise, but 2020 has been a challenge for all of us! I find that in the most challenging and darkest times is when I have grown and reflected the most.

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Trending Sources

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EDPA Judge Partially Denies MTD in FCRA Case

Account Recovery

A District Court judge in Pennsylvania has become the latest to tackle the issue of whether a plaintiff has standing to sue when claiming certain violations of the Fair Credit Reporting Act, partially denying the defendant’s motion to dismiss in a class-action suit. A copy of the ruling in the case of Coulter v. Sagestream … The post EDPA Judge Partially Denies MTD in FCRA Case appeared first on AccountsRecovery.net.

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‘Better Late Than Never’ Applies to Retirement Investing, Too

Nerd Wallet

This article provides information and education for investors. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Have a mortgage, older kids but little to no retirement savings? Alas, that’s not unusual: In 2016, the average American ages 50 to 55. Kevin Voigt is a writer at NerdWallet.

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From Complexity to Clarity: Strategies for Effective Compliance and Security Measures

Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

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Trade Groups, Including ACA Int’l, Urge FCC to Strengthen Measures to Fix Call Blocking, Mislabeling Issues

Account Recovery

A number of trade groups, including ACA International, met with representatives of the Federal Communications Commission last week to discuss the agency’s efforts ensure that legitimate calls are not either blocked or mislabeled by carriers, and, when they are, to provide notification to the callers in real-time. Also meeting with the FCC’s Consumer and Government … The post Trade Groups, Including ACA Int’l, Urge FCC to Strengthen Measures to Fix Call Blocking, Mislabeli

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More Trending

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Phony IP claims advanced to block Medicare pricing transparency

Public Citizen

by Paul Alan Levy. A couple of months ago, South Carolina lawyer B. Craig Killough advanced vague intellectual property claims in objecting to a blog post by a California health policy expert who commented on some aspects of the pricing policies being followed by Palmetto GBA, one of the companies retained by the federal Centers on Medicare and Medicaid Services to process Medicare claims by health providers in several states.

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How to Conquer Black Friday From Your Couch

Nerd Wallet

’Twas days before Black Friday when all around the country, shoppers were gearing up for a day full of shopping. OK, so maybe you haven’t exactly been gearing up for the day after Thanksgiving. Maybe you haven’t done any research at all. No need to worry; we’ve broken down everything you need to do between. Courtney Jespersen is a writer at NerdWallet.

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How to Remove Assetcare LLC from Your Credit Report

Better Credit Blog

Medical debt is one of the most common types of debt in the United States. If you have an old medical bill hanging over your head, you may begin to hear from a company called Assetcare LLC. Assetcare LLC is a debt collector that specifically collects debts in the health care industry. In order to collect money from you, they have either purchased your debt from the original provider or have been contracted to collect payments from you.

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Discover Adds Best Buy to Bonus Cash Back List for Rest of 2020

Nerd Wallet

With Black Friday looming, Discover is tweaking its bonus categories for the fourth quarter of 2020, adding Best Buy to the mix. Select cards from the issuer, including the Discover it® Cash Back and the Discover it® Student Cash Back, pay 5% cash back in categories that you activate, on up to $1,500 per quarter. Paul Soucy is a writer at NerdWallet.

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When It Comes to Collections Software, “Good Enough” Isn’t Good Enough

Are you finding some snags in your collections process? With delinquencies, and the number of consumers looking for payment assistance on the rise, it may be time to consider an efficient cloud-based software to support your team. Learn how MeridianLink® Collect has helped financial institutions like yours streamline collections processes.

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How to Remove Assetcare LLC from Your Credit Report

Better Credit Blog

Medical debt is one of the most common types of debt in the United States. If you have an old medical bill hanging over your head, you may begin to hear from a company called Assetcare LLC. Assetcare LLC is a debt collector that specifically collects debts in the health care industry. In order to collect money from you, they have either purchased your debt from the original provider or have been contracted to collect payments from you.

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How to Maximize the AmEx Business Green Rewards Card

Nerd Wallet

Business owners are always looking to get value for the money they spend. The Business Green Rewards Card from American Express offers numerous benefits that justify its $0 intro for the first year, then $95 (This offer is no longer valid on our site) annual fee. Here’s how to get the most from your Business. Lee Huffman is a writer at NerdWallet. Email: travel@nerdwallet.com.

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How to Remove Advanced Collection Bureau Inc From Your Credit Report

Better Credit Blog

There’s no denying that the current pandemic has left many Americans in an impossible situation. Many people are having to choose between paying bills on their student or car loans and providing food for their families. If you have had a bill go into collections, you may start hearing from a company called Advanced Collection Bureau Inc. They are a debt collector that has either been hired by your original creditor or has purchased the debt at a fraction of the price.

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Is Frontier Airlines’ the Works Bundle Worth It?

Nerd Wallet

Frontier Airlines is an ultra-low-cost carrier, typically offering very low base fares with no extras. If you want to choose your own seat, bring a checked or carry-on bag, or the flexibility to change or cancel your flight, you will need to pay extra. So Frontier’s extremely low fares are great for the low-maintenance traveler. Dan Miller is a writer at NerdWallet.

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ERM Program Fundamentals for Success in the Banking Industry

Speaker: William Hord, Senior VP of Risk & Professional Services

Enterprise Risk Management (ERM) is critical for industry growth in today’s fast-paced and ever-changing risk landscape. When building your ERM program foundation, you need to answer questions like: Do we have robust board and management support? Do we understand and articulate our bank’s risk appetite and how that impacts our business units? How are we measuring and rating our risk impact, likelihood, and controls to mitigate our risk?

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Loan Pricing Optimization: Secrets of Success

Fico Collections

Can you use loan pricing to achieve your portfolio goals in these difficult times? Can you do it precisely enough to guarantee a significant boost in profitability? In this series of videos, hear directly from a lender who has succeeded. Petr Kapoun, Chief Risk Officer at Home Credit Russia , has used FICO optimization to achieve remarkable results: 26% increase in portfolio profit and a 29% increase in new sales.

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‘Fly Alaska, Ski Free’: How to Maximize This Promotion

Nerd Wallet

Once again this year, Alaska is partnering with ski resorts to allow its flyers to “Fly Alaska, Ski Free.” You can ski for free at qualifying resorts just by showing an Alaska boarding pass. Some participating resorts offer a free day of skiing on arrival, while others let you ski for free only on the. JT Genter is a writer at NerdWallet. Email: travel@nerdwallet.com.

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Tort liability and Covid-19

Public Citizen

Law prof Betsy Grey and law student Samantha Orwoll have written Tort Immunity in the Pandemic. Here is the abstract: A fundamental premise of our common law tort system is that the risk of liability will help deter unsafe behavior. Yet, as we continue to battle the COVID-19 pandemic, proposals abound to shield businesses from tort liability. Politicians have even conditioned fiscal-stimulus for our ailing economy on passage of tort liability shields.

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Report Calls Out Student Loan Debt Cancellation as ‘Ineffective’ Form of Stimulus

Account Recovery

There is a growing drumbeat for President-elect Joe Biden to cancel some or all of the outstanding student loan debt in America, and proponents of that plan say it would be a boost for the economy should he do it. But a report released last week argues that canceling student loan debt would be an … The post Report Calls Out Student Loan Debt Cancellation as ‘Ineffective’ Form of Stimulus appeared first on AccountsRecovery.net.

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You Put in a Full Work Week. Shouldn’t Your Collections Software Do the Same?

Discover a modern, cloud-based collection system that never takes a rest day. MeridianLink® Collect is an intuitive platform with advanced customization options developed to simplify the collections process. Here are four ways MeridianLink Collect can support your team: Omnichannel communications Compliance rules & checklists Workflows & queues One interface with supporting integrations And that’s just the start.

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What is Abt Synchrony on My Credit Report?

Better Credit Blog

Is an entry from Abt Synchrony hurting your credit score? When you apply for a credit card, it results in a hard inquiry, which can lower your score for two years. While one hard credit check won’t do too much damage to your score, several inquiries can have a bigger impact. Whether you applied for an Abt Electronics credit card or there’s been a reporting error, read on to learn more about hard inquiries and how to potentially get them removed from your report.

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Consumer Advocacy: Kraninger’s Record ‘Warrants’ Firing

Account Recovery

A consumer advocacy is calling on Kathleen Kraninger, the director of the Consumer Financial Protection Bureau, to resign or be fired once President-elect Joe Biden takes office, saying that the regulator has, among other claims, helped debt collectors “abuse and harass” “beleaguered” borrowers. The group, Americans for Financial Reform, laid out a number of arguments … The post Consumer Advocacy: Kraninger’s Record ‘Warrants’ Firing appeared first