Account Recovery

MARCH 8, 2021

A bill that passed unanimously in the House of Representatives last session has been reintroduced seeking to amend the Fair Debt Collection Practices Act to provide additional protections for servicemembers. The bill, H.R. 1491, the Fair Debt Collection Practices for Servicemembers Act, was introduced last week by Rep. Madeleine Dean [D-Penn.]. She introduced the same … The post Bill Introduced in Congress to Amend FDCPA to Protect Servicemembers appeared first on AccountsRecovery.net.

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Fair Debt Collection Collections 240

Nerd Wallet

MARCH 8, 2021

Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. This week’s episode starts with a discussion of the economy’s K-shaped recovery and how that may affect how you deal with pandemic-related debt. Then we pivot to this week’s question from Emerson, who writes, “I’m planning a big move across the country. Liz Weston writes for NerdWallet.

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Account Recovery

MARCH 8, 2021

This is one of those “I’m not an attorney, but it seems like an interesting case because I think it speaks to something that a panelist said on one of my webinars would start happening” cases. A District Court judge in Wisconsin has granted a plaintiff’s motion to remand a case back to state court … The post Judge Grants Motion to Remand FDCPA Case Back to State Court appeared first on AccountsRecovery.net.

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Nerd Wallet

MARCH 8, 2021

We all want our kids to live long, healthy lives, which is why child life insurance may not feel like a top priority. It’s worth considering, though, as it can lock in low rates and act as an investment vehicle for your children. Learn more about this type of life insurance, and find out if. Georgia Rose writes for NerdWallet. Email: grose@nerdwallet.com.

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Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

Account Recovery

MARCH 8, 2021

A District Court judge in Florida has granted summary judgment on nine of 10 counts in favor of a mortgage servicer accused of violating the Fair Debt Collection Practices Act, among other laws, by the Consumer Financial Protection Bureau back in April 2017, ruling that many of the claims brought by the regulator were already … The post Judge Grants MSJ on 9 of 10 Counts For Servicer Sued by CFPB For Violating FDCPA appeared first on AccountsRecovery.net.

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Fair Debt Collection Judgment Collections 217

Account Recovery

MARCH 8, 2021

JUDGE GRANTS MOTION TO REMAND FDCPA CASE BACK TO STATE COURT A District Court judge in Wisconsin has granted a plaintiff’s motion to remand a case back to state court after agreeing that she lacked standing to sue in federal court, a point that was brought up by the defendant, which asked to move the … The post Daily Digest – March 8. Judge Grants Motion to Remand FDCPA Case to State Court; Bill Seeks to Amend FDCPA To Protect Servicemembers appeared first on AccountsRecovery.net.

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Credit Corp

MARCH 8, 2021

This post originally appeared on The Financially Independent Millennial. Table of contents. Learn to Say “NO” to Unnecessary Expenses #14: Take Advantage of Available Loyalty Programs #13: Consider Renting over Buying #12: Start a Wish List #11: Track Your Expenses #10: Save Your Money in Different Accounts #9: Organize Your Bills #8: Stop Monthly Subscriptions #7: Avoid Carrying Too Much Cash and Credit #6: Create a Strict Grocery Budget #5: Avoid Going out to Expensive Restaurants

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Banks Retail Debt Management 98

Account Recovery

MARCH 8, 2021

I’m thrilled to announce that Bedard Law Group is the new sponsor for the Compliance Digest. Bedard Law Group, P.C. – Compliance Support – Defense Litigation – Nationwide Complaint Management – Turnkey Speech Analytics. And Our New BLG360 Program – Your Low Monthly Retainer Compliance Solution. Visit www.bedardlawgroup.com, email John H.

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Nerd Wallet

MARCH 8, 2021

Square is a standout cloud-based point-of-sale system that’s mobile-friendly, rich in features and priced in a straightforward way. For retail businesses, restaurants and professional services, it’s an excellent choice. It’s also NerdWallet’s choice for best overall POS system. New business owners, in particular, can benefit from Square’s quick setup and easy-to-understand fees.

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Retail 81

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Collections

Fraser

MARCH 8, 2021

The Taxpayer Certainty and Disaster Tax Relief Act of 2020 (also known as the Consolidated Appropriations Act, 2021 or CAA) was signed into law on December 27, 2020. With regard to flexible spending accounts (FSAs), Section 214 of the CAA provided great flexibility for plan years 2021 and 2022. Please see our January 11, 2021 Client Alert. However, tax consequences of these relaxed rules were unclear.

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Lawyers 77

Jimerson Firm

MARCH 8, 2021

On December 31, 2020, the Florida Supreme Court changed Florida’s summary judgment standard by adopting the federal standard in an amendment to Florida Rule of Civil Procedure 1.510. Summary judgment can be a useful tool that allows a court to decide a case after pleadings (and most of the time after discovery) if no questions of material fact remain.

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Judgment 72

Credit Corp

MARCH 8, 2021

The following is a guest post by Daniela MckVicker, a blogger for Top Writers Review. Considering offering credit to your customers? A credit policy is a document that you need. It outlines the conditions of credit sales, giving your customers one more way to make orders. For your business, it helps encourage new sales and manage associated risks. If you need help with writing a business credit policy, consider these guidelines.

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Creditworthiness Collection Agencies Collections Agency Credit Management 69

Nerd Wallet

MARCH 8, 2021

Federal student loan payments have been on hold, interest-free, since March 13, 2020, as part of coronavirus relief. The forbearance has been extended through Sept. 30, 2021. If the pause isn’t extended again, borrowers will have had a 19-month respite from their loans. Most borrowers will resume payments owing exactly what they did when the. Anna Helhoski writes for NerdWallet.

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Student loans Student Loans Loans 67

Speaker: William Hord, Senior VP of Risk & Professional Services

Enterprise Risk Management (ERM) is critical for industry growth in today’s fast-paced and ever-changing risk landscape. When building your ERM program foundation, you need to answer questions like: Do we have robust board and management support? Do we understand and articulate our bank’s risk appetite and how that impacts our business units? How are we measuring and rating our risk impact, likelihood, and controls to mitigate our risk?

Banks

Troutman Sanders

MARCH 8, 2021

As we recently reported , the Federal Communications Commission (FCC) provided new maximum call guidance in a December 2020 order (Order) for callers subject to the Telephone Consumer Protection Act (TCPA). The guidance was issued prior to the implementation of new regulations capping the number of permitted calls under the TCPA. But industry members quickly identified a problem — the proposed regulations seem to have a major drafting error.

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Trade 59

Nerd Wallet

MARCH 8, 2021

The Citi Rewards+® Card rounds up the number of points you earn on every purchase to the nearest 10 points, with no cap. Use the card right and its combined benefits could provide value above and beyond what you’d get from other cards. The card’s most notable perks include: Welcome bonus: Earn 15,000 bonus points. Jon Nickel-D'Andrea writes for NerdWallet.

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Fico Collections

MARCH 8, 2021

I recently had the opportunity to participate in a virtual event hosted by the Urban Institute entitled Financial Inclusion: Lessons Learned and What’s Next for Innovations in Alternative Credit Data. While we are hopefully seeing light at the end of the tunnel after a year of a devastating pandemic, there is no doubt the economic impacts have been profound and uneven.

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Lender Credit Bureau Acquisition Financial services 52

Nerd Wallet

MARCH 8, 2021

Can you cancel an American Airlines flight? Yes — and in fact, you have a variety of options to get the job done. While making travel plans these days can be unpredictable and many times out of your control, the airline has simplified policies to add flexibility for passengers. Here’s what you need to know about. Christie Olsen writes for NerdWallet.

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Collections

Fico Collections

MARCH 8, 2021

This year the Internal Revenue Service (IRS) will start accepting 2020 tax returns on February 12 , about two weeks later than usual. That’s positive news—because you definitely want to file your tax return as soon as possible, particularly if you’re claiming a refund. Why is that important? Filing early will reduce the chances that a financial criminal will use stolen personal information (your name and Social Security Number [SSN] or Tax Identification Number [TIN]) to file a fraudulent tax re

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Trade Loans Collections 52

NCBA Law Practice Management Blog

MARCH 8, 2021

What happens when you don’t convert a lead? For most law firms, the answer is a resounding: absolutely nothing. But, just because a potential client doesn’t convert immediately, that doesn’t mean that you’ve lost that opportunity forever. Legal consumers who reach out to law firms aren’t always ready to sign up right away, for a number of reasons. That doesn’t mean that those folks will never want to use your legal services -- even if most attorneys treat that as a final answer.

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Law Firms Lawyers Creditors 52

Troutman Sanders

MARCH 8, 2021

Like most industries today, Consumer Finance Services businesses are being significantly impacted by the novel coronavirus (COVID-19). Troutman Pepper has developed a dedicated COVID-19 Resource Center to guide clients through this unprecedented global health challenge. We regularly update this site with COVID-19 news and developments, recommendations from leading health organizations, and tools that businesses can use free of charge.

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Financial services Retail Foreclosure Financial Institution 52

Jimerson Firm

MARCH 8, 2021

On Wednesday, March 3, 2021, three of our partners and members of our Construction Industry team presented 15 Critical Construction Contract Provisions: How to Use Them to Protect the Project and Your Bottom Line. This webinar was geared towards General Contractors, and it covered fifteen critical contract provisions, what they mean for your business, and how they can affect your project.

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Construction 52

Speaker: Dr. Karen Hardy, CEO and Chief Risk Officer of Strategic Leadership Advisors LLC

Communication is a core component of a resilient organization's risk management framework. However, risk communication involves more than just reporting information and populating dashboards, and we may be limiting our skillset. Storytelling is the ability to express ideas and convey messages to others, including stakeholders. When done effectively, it can help interpret complex risk environments for leaders and inform their decision-making.

Troutman Sanders

MARCH 8, 2021

At the Nationwide Multistate Licensing System (NMLS) Annual Conference, state financial regulators released an updated cybersecurity examination tool for nonbank financial company supervision. The tool is designed for state regulators to use in examinations, but “companies are encouraged to use it to assess their cybersecurity health between examinations.” State regulators are continuing to find new ways to help mitigate the ever-evolving cybersecurity risks that face nonbank financial com

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Government 52

Nerd Wallet

MARCH 8, 2021

Secured cards like the SKYPASS Visa® Secured Card card can be a great option for individuals building or repairing credit. What’s more, secured cards with rewards perks are few and far between, which makes this card an even more attractive option. The card earns points toward Skypass, Korean Air’s frequent flyer program. In addition to miles-earning.

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On Guard

MARCH 8, 2021

After what has been a turbulent and at times often challenging twelve months, regular calendar events provide us with an opportunity to pause and take stock. One such example is 8 th March , which mark s International Women’s Day. While i t’s undoubtable that we have achieved new milestones in the past year, notably the appointment of Kamala Harris as the first female and African American and Asian American vice president in the USA’s history, there is still much work to be done in

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Nerd Wallet

MARCH 8, 2021

The Marriott Bonvoy loyalty program allows you to earn points toward free nights at Marriott properties while enjoying valuable perks when you gain elite status. Marriott PointSavers is a part of the Bonvoy program and features reduced points on redemptions when booking at eligible properties worldwide. If you’re hoping to make the best use of. Rebecca Lake writes for NerdWallet.

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Credit Unions