Account Recovery

FEBRUARY 1, 2021

February 1, 2021. Wenatchee, Washington. An ARM industry leader in technologies, geared to making companies more profitable and successful, Applied Innovation, enthusiastically announces the promotion of Harry A. Strausser III to President. In his new role, Strausser will guide the corporation into 2021, the company’s 20th anniversary, and beyond. New projects on the horizon include … The post ARM Industry Veteran Promoted to President of Applied Innovation appeared first on AccountsReco

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Nerd Wallet

FEBRUARY 1, 2021

Black-owned banks tend to serve African Americans more than other banks do. Their mission includes closing the wealth gap in America. » Skip ahead to the list of Black-owned U.S. banks and credit unions The typical white family has eight times the wealth of the typical Black family, according to a 2019 Federal Reserve survey. Spencer Tierney writes for NerdWallet.

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Credit Unions Credit Unions Banks 143

Account Recovery

FEBRUARY 1, 2021

The Consumer Financial Protection Bureau on Friday updated its list of consumer reporting companies that provide information about credit reports, employee background checks, tenant screening, gaming, and more. The update is an annual refresh that is performed by the CFPB to provide consumers with a comprehensive, but not exhaustive, list of companies that may be … The post CFPB Updates List of Consumer Reporting Companies appeared first on AccountsRecovery.net.

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Nerd Wallet

FEBRUARY 1, 2021

If you have high-interest consumer debt, getting control of your money in the new year might sound overwhelming. Most Americans say the COVID-19 outbreak has caused financial stress, according to a survey released in October by the National Endowment for Financial Education, with 30% listing debt as their top stressor. Despite the pandemic, you can.

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Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

Account Recovery

FEBRUARY 1, 2021

I’m thrilled to announce that Bedard Law Group is the new sponsor for the Compliance Digest. Bedard Law Group, P.C. – Compliance Support – Defense Litigation – Nationwide Complaint Management – Turnkey Speech Analytics. And Our New BLG360 Program – Your Low Monthly Retainer Compliance Solution. Visit www.bedardlawgroup.com, email John H.

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Account Recovery

FEBRUARY 1, 2021

MOTION TO COMPEL ARBITRATION IN FDCPA CLASS ACTION DENIED OVER LACK OF PROOF THAT PLAINTIFF SIGNED AGREEMENT A District Court judge in Illinois has denied a defendant’s motion to compel arbitration in a Fair Debt Collection Practices Act class action because it did not prove that the plaintiff actually agreed to the terms and conditions … The post Daily Digest – February 1.

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Fair Debt Collection Collections 235

Nerd Wallet

FEBRUARY 1, 2021

The next time a cashier asks you whether you’d like to buy the “extended warranty” on something, you might be better off saying no. If you’re paying with a credit card, there’s a chance you’ll qualify for extended warranty coverage at no extra cost. Here’s how it works. What is an extended warranty? The extended warranty. Claire Tsosie writes for NerdWallet.

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Account Recovery

FEBRUARY 1, 2021

EDITOR’S NOTE: The following was authored by Amanda Payton, the vice president of compliance and risk management at Solutions by Text and is re-published here with her permission. Text messaging is the most widely utilized form of communication, with over 23 billion text messages sent daily worldwide. Consumers prefer to handle personal and business matters … The post Guest Post: How to Compliantly Add Text Messaging to Your Business Tools appeared first on AccountsRecovery.net.

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Nerd Wallet

FEBRUARY 1, 2021

If you’re accustomed to using a credit card for all your purchases, you might be surprised to learn that buying bitcoin and other cryptocurrencies could be a no-go. If you try, you could be limited in two ways: by the exchange where you’re trying to buy the cryptocurrency or by your own credit card issuer. Some. Gregory Karp writes for NerdWallet. Email: gkarp@nerdwallet.com.

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Collections

Account Recovery

FEBRUARY 1, 2021

A District Court judge in Illinois has denied a defendant’s motion to compel arbitration in a Fair Debt Collection Practices Act class action because it did not prove that the plaintiff actually agreed to the terms and conditions when he signed up for a cell phone contract. A copy of the ruling in the case … The post Motion to Compel Arbitration in FDCPA Class Action Denied Over Lack of Proof That Plaintiff Signed Agreement appeared first on AccountsRecovery.net.

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Fair Debt Collection Collections 147

Jimerson Firm

FEBRUARY 1, 2021

On Tuesday, March 23, 2021 from 10:00 AM-11:00 AM, four of our partners will present Properly Handling Mortgage Foreclosures: Learn Solutions for Streamlining the Process, Overcoming Obstacles & Maximizing Recovery. How to handle mortgage foreclosures properly the first time around requires attention to the details and specific knowledge. This webinar will highlight common problems encountered during foreclosures while offering effective solutions to each issue.

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Foreclosure 98

Nerd Wallet

FEBRUARY 1, 2021

Retailer return policies can be about as easy to understand as the ingredients on a nacho chips bag. You may think you can return that big-screen TV, but the fine print may say otherwise. That’s when return protection, a service offered for free through many credit cards — but not all — can come to the rescue. What. Kevin Cash writes for NerdWallet.

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Retail 97

True Accord

FEBRUARY 1, 2021

Watch the full recording here , or read on to learn more about this webinar. Poor customer experience. Compliance challenges. Reputational risk. These are some of the factors that have prevented lending organizations – from areas as diverse as Fintech, utilities, service organizations, property management, telecommunications, and more – from investing in debt collections.

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Collections 80

Speaker: William Hord, Senior VP of Risk & Professional Services

Enterprise Risk Management (ERM) is critical for industry growth in today’s fast-paced and ever-changing risk landscape. When building your ERM program foundation, you need to answer questions like: Do we have robust board and management support? Do we understand and articulate our bank’s risk appetite and how that impacts our business units? How are we measuring and rating our risk impact, likelihood, and controls to mitigate our risk?

Banks

Nerd Wallet

FEBRUARY 1, 2021

American Express has released a fresh wave of incentives for using your eligible co-branded travel credit cards, even if you’re not traveling right now amid the COVID-19 pandemic. In moves that affect a wide range of Delta, Hilton and Marriott cards, the issuer is offering statement credits on dining purchases and wireless services, as well as bonus.

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Fico Collections

FEBRUARY 1, 2021

At the risk of stating the obvious, we can likely all agree that the pandemic has significantly accelerated the adoption of online and mobile banking. However, that doesn’t mean that this acceleration has been evenly distributed across every company in the financial services industry, nor across every part of an individual financial institution. One area that is often left behind in digital transformation initiatives, but that has also been a focus over the last year due to uncertain economic c

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Collections Financial Institution Collection Agent Banks 68

Nerd Wallet

FEBRUARY 1, 2021

The ABOC Platinum Rewards Mastercard® Credit Card from the Amalgamated Bank of Chicago is a great fee-free card that offers cardholders unlimited rewards and rotating 5x bonus categories. While this benefit alone might be reason enough to get the card, there are also a handful of underrated benefits and several perks that come with using the. Bethany Walsh writes for NerdWallet.

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Banks 87

PBWT

FEBRUARY 1, 2021

Perfect your liens on time or you may lose them. That’s the painful lesson U.S. Bankruptcy Judge Karen B. Owens taught Halliburton Energy Services, Inc. in her recent decision. Ruling on plaintiff-debtor Southland Royalty Company LLC’s motion for partial summary judgment, Judge Owens found that Halliburton did not obtain a lien on Southland’s production of oil, natural gas, or their proceeds.

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Bankruptcy Construction Debtor Acquisition 59

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Collections

Nerd Wallet

FEBRUARY 1, 2021

February mortgage rates forecast The average rate on the 30-year fixed-rate mortgage went up in January, after falling seven months in a row. But don’t fret. The story is more comforting than that. The 30-year mortgage averaged 2.92% APR in January, up from an average of 2.88% in December. The benchmark mortgage rate had fallen. Holden Lewis writes for NerdWallet.

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Troutman Sanders

FEBRUARY 1, 2021

In Vandenberg & Sons Furniture, Inc. v. Alliance Funding Grp. , Judge Quist of the District Court for the Western District of Michigan granted in part and denied in part the plaintiff’s motion for class certification arising from alleged violations of the Telephone Consumer Protection Act (TCPA). In its ruling, the court highlighted the importance of maintaining written TCPA policies.

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Nerd Wallet

FEBRUARY 1, 2021

Checking your credit reports can help you ensure that the information being used to calculate your credit scores is accurate and up to date. That’s valuable when you’re working on building credit. It’s also good to see what potential creditors see when they check your credit. Once you’ve used AnnualCreditReport.com to get your reports from. Bev O'Shea writes for NerdWallet.

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Creditors 79

Public Citizen

FEBRUARY 1, 2021

by Paul Alan Levy. Last month, a Fells Point restaurant was able to use an apparently baseless threat of defamation litigation to secure a vote renewing its liquor license by the liquor control board despite considerable neighborhood complaints. Baltimore attorney Scott Marder apparently a demand letter to every one of the 15 neighbors who objected, alleging that they had made false statements, stating Choptank’s intention to sue them, and threatening them with spoliation sanctions if they faile

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Lawyers 45

Speaker: Dr. Karen Hardy, CEO and Chief Risk Officer of Strategic Leadership Advisors LLC

Communication is a core component of a resilient organization's risk management framework. However, risk communication involves more than just reporting information and populating dashboards, and we may be limiting our skillset. Storytelling is the ability to express ideas and convey messages to others, including stakeholders. When done effectively, it can help interpret complex risk environments for leaders and inform their decision-making.

Nerd Wallet

FEBRUARY 1, 2021

Several credit cards offer purchase protection, which acts as insurance against an item being stolen or damaged for a certain period of time after you buy it. Here’s a look at how purchase protection programs work. What is purchase protection? Sometimes called damage protection, purchase protection ensures goods against theft or accidental damage for a.

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Prosperity Now

FEBRUARY 1, 2021

As we begin a new year with a new Administration and Congress, we feel optimistic about the chance to advance

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Nerd Wallet

FEBRUARY 1, 2021

Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. This week’s episode starts with a discussion of the recent $1 billion Powerball lottery and the many decisions the winner has to make now. Then we pivot to this week’s question, from Mike in Columbia, Missouri. He says, “When my wife and. Liz Weston writes for NerdWallet.

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JMA

FEBRUARY 1, 2021

Sometimes life can throw you a curveball and you’re hit with financial responsibilities that you were previously unprepared for. It could be the sudden loss of your employment, an investment gone bad, or possibly the unexpected hospitalisation of a loved one. No matter the reason, you find yourself looking at your dire financial situation and. Read more » The post Filing for Bankruptcy: Do You Know the Risks?

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Bankruptcy 40

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The experiences of every generation are characterized by their behaviors involving finances. Understanding these attitudes and using them to inform marketing messages enables community banks, regional banks and credit unions to better serve their customers. This entertaining and informative eBook will help your financial institution uncover the best practices when it comes to appealing to mass audiences.

Credit Unions