Account Recovery

JULY 26, 2021

In one fell swoop on Friday, a District Court judge in New York dismissed six Hunstein cases for lack of standing, ruling that a recent Supreme Court decision “casts significant doubt on the continued viability of Hunstein” cases, but giving the plaintiffs time to amend their complaints, either in federal or state court. A copy … The post Judge Dismisses Six Hunstein Cases for Lack of Standing appeared first on AccountsRecovery.net.

Collections 246

Collections 246

Nerd Wallet

JULY 26, 2021

With COVID-19 shutdowns easing across the country, many Americans are finding themselves in a time of transition. If you’re switching jobs, working on your health or trying to pay off a debt, a short-term life insurance policy could cover you until your situation changes. How does short-term life insurance work? There are two types of. Katia Iervasi writes for NerdWallet.

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Account Recovery

JULY 26, 2021

I’m thrilled to announce that Bedard Law Group is the new sponsor for the Compliance Digest. Bedard Law Group, P.C. – Compliance Support – Defense Litigation – Nationwide Complaint Management – Turnkey Speech Analytics. And Our New BLG360 Program – Your Low Monthly Retainer Compliance Solution. Visit www.bedardlawgroup.com, email John H.

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Nerd Wallet

JULY 26, 2021

As interest rates fell and home prices rose last year, Carlette Duffy of Indianapolis applied to refinance her mortgage and got a gut-punch of a surprise when the appraisal came in. Duffy estimated her home was worth $185,000, but the appraisal ordered by the lender valued her home at $125,000. She purchased a market analysis, Barbara Marquand writes for NerdWallet.

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Lender 132

Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

Account Recovery

JULY 26, 2021

A District Court judge in New York has granted a plaintiff’s motion for summary judgment in a Fair Debt Collection Practices Act case, but awarded the plaintiff only $500 in damages because of mitigating circumstances, after the defendant was accused of overstating the amount that was owed. A copy of the ruling in the case … The post Judge Grants MSJ for Plaintiff in FDCPA Case Over Mis-Stated Debt in Letter appeared first on AccountsRecovery.net.

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Fair Debt Collection Judgment Collections 246

Account Recovery

JULY 26, 2021

JUDGE DISMISSES SIX HUNSTEIN CASES FOR LACK OF STANDING In one fell swoop on Friday, a District Court judge in New York dismissed six Hunstein cases for lack of standing, ruling that a recent Supreme Court decision “casts significant doubt on the continued viability of Hunstein” cases, but giving the plaintiffs time to amend their complaints, either in … The post Daily Digest – July 26.

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Nerd Wallet

JULY 26, 2021

Gusto and Paychex both offer cloud-based payroll products that have payroll processing, benefits administration services and human resources support. How do they stack up against each other? Gusto is the clear winner when it comes to providing the fundamental features a typical small business needs at an affordable price. Paychex stands out for taking benefits.

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Account Recovery

JULY 26, 2021

The Seventh Circuit Court of Appeals on Friday overturned a $59 million award issued against a pair of law firms and four attorneys that were accused by the Consumer Financial Protection Bureau of improperly engaging in the practice of law and collecting advance fees from homeowners in exchange for debt relief services that were not … The post Appeals Court Overturns $59M Penalty Against Attorneys in CFPB Suit appeared first on AccountsRecovery.net.

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Law Firms Collections 246

Nerd Wallet

JULY 26, 2021

When you’re frequently bombarded with ads for credit cards at big banks, it’s easy to overlook credit cards at a local credit union. These not-for-profit organizations typically require membership based on location or affiliation with an employer, a family member or an organization. Major credit card issuers generally don’t have these requirements. But while the.

Credit Unions 99

Credit Unions Credit Unions Banks 99

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Collections

Credit Corp

JULY 26, 2021

DISCLAIMER. The information provided in this article does not, and is not intended to be, legal, financial or credit advice; instead, it is for general informational purposes only. . Losing a loved one is hard on so many levels. Funeral arrangements and estate matters have to be dealt with in the midst of grief—and questions abound. What debts are forgiven at death, for instance?

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Student loans Student Loans Credit Card Debt Loans 98

Nerd Wallet

JULY 26, 2021

Rippling and Gusto offer similar cloud-based payroll software and also partner with brokers to offer employee benefits. In a direct comparison, Gusto finishes first by offering full-service payroll features plus health benefits administration and onboarding tools at a price that is simple and affordable. Rippling does stand out when it comes to an all-in-one platform.

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Prosperity Now

JULY 26, 2021

Earned Income Tax Credit (EITC) recipients typically earn less than $20,000 per year—yet they are more likely to be audited

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Nerd Wallet

JULY 26, 2021

Editor’s note: Online banking platform Simple announced its shutdown and transition to BBVA USA in January this year. Then in June, BBVA was acquired by PNC Bank. According to PNC, the full conversion of bank systems and branches will occur in October 2021. Ally Bank and PNC Bank are two leading banking services. Customers can. Ruth Sarreal writes for NerdWallet.

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Banks Credit Unions Credit Unions 97

Speaker: William Hord, Senior VP of Risk & Professional Services

Enterprise Risk Management (ERM) is critical for industry growth in today’s fast-paced and ever-changing risk landscape. When building your ERM program foundation, you need to answer questions like: Do we have robust board and management support? Do we understand and articulate our bank’s risk appetite and how that impacts our business units? How are we measuring and rating our risk impact, likelihood, and controls to mitigate our risk?

Banks

Credit Corp

JULY 26, 2021

We all have beliefs that get ingrained into us since we were younger. As we see with much media or social media, many more ideas get pressed upon us. We’re surrounded by beliefs holding us back from the potential to build more wealth. Dealing with money can bring about some of these unwanted beliefs. Beliefs about money might be holding you back. What Are Money Beliefs?

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Nerd Wallet

JULY 26, 2021

For travelers who live in Delta Air Lines hub cities, and even for those who don’t, the Delta frequent flyer program, SkyMiles, can provide nearly free travel on Delta and its SkyTeam partner airlines. Delta’s loyalty program has had some ups and downs, but you can still find value if you know what to look. Anya Kartashova writes for NerdWallet. Email: travel@nerdwallet.com.

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Fraser

JULY 26, 2021

House Bill 4517 is part of a package of legislation that will regulate the manufacturing, sale, and distribution of delta-8 THC products much like other legal marijuana products in Michigan. Governor Whitmer has signed a law allowing only regulated delta-8 THC products to be manufactured and sold in Michigan, effective October 11, 2021. The move to regulate, rather than ban, the delta-8 THC strand was supported by the cannabis industry.

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Manufacturing Retail 75

Nerd Wallet

JULY 26, 2021

Internship programs can be mutually beneficial for your business and for the interns you hire. But to give your interns the best possible learning experience, you’ll need a good internship program template that provides a framework for your interns’ experience — and ensures that they also learn new skills, grow professionally and gain clarity about their.

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Collections

Consumer Finance

JULY 26, 2021

The Consumer Financial Protection Bureau (CFPB) today published an issue brief showing that consumer applications for auto loans, new mortgages and revolving credit cards had mostly returned to pre-pandemic levels by May 2021.

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Loans Consumer Credit 52

Nerd Wallet

JULY 26, 2021

That first post-vaccine vacation is finally a possibility for many, but after more than a year without travel, the sticker shock is no joke. In general, travel prices are increasing to reflect higher demand. According to the U.S. Travel Association Travel Price Index for May 2021, airfare is up 24.1% and lodging prices are up. Sara Rathner writes for NerdWallet.

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NCBA Law Practice Management Blog

JULY 26, 2021

Most attorneys feel overwhelmed by everything they need to do. Especially for solo and small firm lawyers, this can be crushing. It helps to take a step back, redefine your goals, reset your tasks, and focus on what you need to do now. For many attorneys, they’re just trying to do everything at once, which is impossible; and so, they end up multitasking themselves into extinction.

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Law Firms Lawyers Creditors 52

Nerd Wallet

JULY 26, 2021

As a small-business owner, human resources tasks like reviewing job candidates and hiring may fall squarely on your shoulders. Facebook has recently made that process easier with the introduction of Facebook Jobs. This new feature is similar to LinkedIn, in that it also allows businesses and organizations to post open positions and accept applications right on.

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Speaker: Dr. Karen Hardy, CEO and Chief Risk Officer of Strategic Leadership Advisors LLC

Communication is a core component of a resilient organization's risk management framework. However, risk communication involves more than just reporting information and populating dashboards, and we may be limiting our skillset. Storytelling is the ability to express ideas and convey messages to others, including stakeholders. When done effectively, it can help interpret complex risk environments for leaders and inform their decision-making.

Roths Child Law

JULY 26, 2021

Filing for bankruptcy is a sensible move when you are troubled by debt. While filing for bankruptcy might be the right decision in light of your current financial situation, it might actually hurt your credit score in the long run. This is because declaring bankruptcy reflects poorly on your ability to manage debt ; this is likely to affect how lenders view you as a potential borrower.

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Bankruptcy Lender 52

Nerd Wallet

JULY 26, 2021

Starting a business requires legal paperwork like registering your business name, getting proper tax IDs and creating workplace policies — but most people who start businesses aren’t lawyers. Luckily, there are online legal services like Rocket Lawyer and LegalZoom to help you through this complex process. » MORE: NerdWallet’s best online legal services for small.

Lawyers 88

Lawyers 88

Fico Collections

JULY 26, 2021

The signs from our UK Credit Market Report for May suggest that consumers are practicing pragmatic financial management, as well as continuing to make use of savings accrued during the pandemic. There are, however, warning signs in our UK credit card data of the financial pressure growing for those already in debt. Whilst the effects of a full month of retail and hospitality re-openings were reflected in a further rise in card spend, the increase was just 4 percent compared to the 12 percent inc

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Retail Government Collections 52

Nerd Wallet

JULY 26, 2021

When you earn interest in a savings account, the bank is literally paying you money to keep your cash deposited there. Savings accounts earn compound interest, which means the interest you earn in one period gets deposited into your account, and then in the next period, you earn interest on that interest. Calculating exactly how. Margarette Burnette writes for NerdWallet.

Banks 84

Banks 84

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The experiences of every generation are characterized by their behaviors involving finances. Understanding these attitudes and using them to inform marketing messages enables community banks, regional banks and credit unions to better serve their customers. This entertaining and informative eBook will help your financial institution uncover the best practices when it comes to appealing to mass audiences.

Credit Unions