Account Recovery

NOVEMBER 3, 2021

A District Court judge in New York has granted a defendant’s motion to dismiss after it was sued for violating the Fair Debt Collection Practices Act because the plaintiff believed that a collection letter he received which was signed by an attorney was not actually signed by the attorney and that the attorney was not … The post N.Y. Judge Grants MTD in Meaningful Attorney Involvement Case appeared first on AccountsRecovery.net.

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Fair Debt Collection Collections 246

UK debt collections

NOVEMBER 3, 2021

A shocking survey has revealed that 32% of businesses are spending up to 75% on late payment issues. Businesses are surprisingly spending more time chasing overdue debts when that time would be better used for more positive purposes. The online survey conducted by Debt Register, found that almost a third of all businesses spend up to three-quarters of their time on overdue invoices.

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Collection Agencies Collections Agency Manufacturing Healthcare 103

Account Recovery

NOVEMBER 3, 2021

For all of the excitement and possibility that surrounds the area of collectors communicating electronically with consumers via email, text messaging, and other digital channels, one of the areas that collectors tend to shy away from is sending the initial validation notice through such channels. But the Consumer Financial Protection Bureau has laid out instructions … The post Bedard Breaks Down Electronic Delivery of Validation Notices appeared first on AccountsRecovery.net.

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Nerd Wallet

NOVEMBER 3, 2021

Packaged snacks like Oreos and Ritz Crackers are going to get more expensive — and that’s even if you can find the varieties you want on store shelves. Snack maker Mondelez is looking at starting off 2022 with a 7% price increase in the U.S., CEO Dirk Van de Put said during Tuesday’s episode of. Sally French writes for NerdWallet. Email: sfrench@nerdwallet.com.

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Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

Account Recovery

NOVEMBER 3, 2021

A nonpartisan public policy institute that is part of Congress has published a report on the Internal Revenue Service’s Private Collection Agency program, detailing its history and sharing the pros and cons of using private companies to collect on debts owed by taxpayers to the federal government. The IRS in late September awarded contracts to … The post Report Breaks Down Pros, Cons of IRS’s Private Collection Agency Program appeared first on AccountsRecovery.net.

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Collection Agencies Collections Agency Collections Government 246

Account Recovery

NOVEMBER 3, 2021

BEDARD BREAKS DOWN ELECTRONIC DELIVERY OF VALIDATION NOTICES For all of the excitement and possibility that surrounds the area of collectors communicating electronically with consumers via email, text messaging, and other digital channels, one of the areas that collectors tend to shy away from is sending the initial validation notice through such channels.

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Nerd Wallet

NOVEMBER 3, 2021

When it comes to estate planning, a commonly used tool is a revocable living trust, also called a revocable trust or “living trust.” A revocable living trust is a legal document created during your lifetime that allows you — the grantor or creator — to retitle assets in the name of the trust and select. Tiffany Lam-Balfour writes for NerdWallet. Email: tlambalfour@nerdwallet.com.

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Account Recovery

NOVEMBER 3, 2021

Consumers that live in neighborhoods where the majority of individuals are African-American or Hispanic, or who are delinquent on their payments, or who are younger, or who have lower credit scores are the individuals who are most likely to dispute items on their credit reports, according to an analysis conducted and released by the Consumer … The post CFPB Analyzes Dispute Trends on Credit Reports appeared first on AccountsRecovery.net.

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Nerd Wallet

NOVEMBER 3, 2021

Nope, sorry, you don’t have time to catch your breath from Halloween before careening into the next holiday — well, shopping holiday. Black Friday is upon us. Walmart, Best Buy and other retailers are already promoting Black Friday sales, and Amazon has been boasting them for about a month. Here’s what these early promotions mean for. Laura McMullen writes for NerdWallet.

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Retail 93

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Collections

Consumer Finance

NOVEMBER 3, 2021

The CFPB today issued an advisory opinion affirming that consumer reporting companies, including tenant and employment screening companies, are violating the law if they engage in shoddy name-matching procedures.

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Nerd Wallet

NOVEMBER 3, 2021

Black Friday is the day after Thanksgiving, making this year’s shopping holiday Nov. 26. But you can already find Black Friday deals out in the wild from several retailers where the discounts will be spread out over the next several weeks. As you wade through promotions — and headlines about supply-chain issues and shortages —. Laura McMullen writes for NerdWallet.

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Retail 92

Credit Corp

NOVEMBER 3, 2021

Disclaimer: The views and opinions expressed in this article are those of the author only and are not endorsed by Credit.com. When a consumer wants to start building credit , a logical step to take is to get a credit card. However, credit card issuers want to check your credit and payment history before they approve you for a card. Now, if you’re just starting out with credit, you have no credit history to show for, and are often not eligible for credit cards with higher credit limits and reward

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Collateral Credit Bureau Loans 98

Nerd Wallet

NOVEMBER 3, 2021

Medigap Plan N serves as supplemental insurance to help pay out-of-pocket costs that Medicare Part A and Medicare Part B, also known as Original Medicare, don’t cover. If you don’t spend a lot each year on copays, coinsurance and deductibles for medical appointments, then Medigap Plan N may be an option to help you save. Jason Jenkins writes for NerdWallet.

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Speaker: William Hord, Senior VP of Risk & Professional Services

Enterprise Risk Management (ERM) is critical for industry growth in today’s fast-paced and ever-changing risk landscape. When building your ERM program foundation, you need to answer questions like: Do we have robust board and management support? Do we understand and articulate our bank’s risk appetite and how that impacts our business units? How are we measuring and rating our risk impact, likelihood, and controls to mitigate our risk?

Banks

Micro Bilt

NOVEMBER 3, 2021

Of the 122.8 million households in America, roughly 36% of those are renters. As a landlord, you hope you get good honest renters who follow their lease agreement and pay their rent on time. Yet, as a landlord, you probably also know there are some less than honest renters out there.

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Nerd Wallet

NOVEMBER 3, 2021

Sure, you’d like to get a new car now, but prices are through the roof and inventories are bone dry. Instead, put a little TLC and proactive maintenance into your current car and you could fall in love with it all over again. “If you have a car you don’t exactly love, but it’s functional, Philip Reed writes for NerdWallet. Email: articles@nerdwallet.com.

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Loans 86

Consumer Finance

NOVEMBER 3, 2021

As the economy recovers from the pandemic, many Americans are seeking new jobs and housing. But too many have been blocked, due to false identity matching by a background screening company or another outfit that sells our personal data.

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Nerd Wallet

NOVEMBER 3, 2021

Like their sustainable fund cousins, green bonds have become more popular than ever. As investors are looking for new ways to green up their portfolios and companies are looking to finance more green projects, green bonds are stepping in as the answer to both problems. Green bond definition A green bond is a fixed-income investment. Alana Benson writes for NerdWallet.

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Collections

Sawin & Shea

NOVEMBER 3, 2021

Prior to filing for bankruptcy, it is not uncommon for debtors to feel as though they have to make tough decisions regarding which creditors they can pay and which ones they can’t. This is usually because they don’t have the money to pay all of them, so they feel they need to rank which ones are more important to pay first. Unfortunately, this decision to prioritize paying one creditor over another can complicate their case should they decide to file for bankruptcy.

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Nerd Wallet

NOVEMBER 3, 2021

Whether you’re traveling within the U.S. or to a foreign country, you should take extra precautions to stay safe. Distractions born of travel — such as taking in the sights, eating delectable food and exploring new cities — can increase your risk. But it doesn’t have to be this way. These international and domestic travel safety. Lee Huffman writes for NerdWallet.

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Sawin & Shea

NOVEMBER 3, 2021

Prior to filing for bankruptcy, it is not uncommon for debtors to feel as though they have to make tough decisions regarding which creditors they can pay and which ones they can’t. This is usually because they don’t have the money to pay all of them, so they feel they need to rank which ones are more important to pay first. Unfortunately, this decision to prioritize paying one creditor over another can complicate their case should they decide to file for bankruptcy.

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Bankruptcy Creditors Debtor Lawyers 52

Nerd Wallet

NOVEMBER 3, 2021

NerdWallet’s credit cards experts have reviewed nearly all of the major cards on the market, as well as noteworthy products from smaller issuers. Follow the links below for reviews of more than 230 credit cards in all categories. » Cash back credit cards » Travel credit cards General-purpose travel credit cards Airline credit cards Hotel. Paul Soucy writes for NerdWallet.

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Speaker: Dr. Karen Hardy, CEO and Chief Risk Officer of Strategic Leadership Advisors LLC

Communication is a core component of a resilient organization's risk management framework. However, risk communication involves more than just reporting information and populating dashboards, and we may be limiting our skillset. Storytelling is the ability to express ideas and convey messages to others, including stakeholders. When done effectively, it can help interpret complex risk environments for leaders and inform their decision-making.

Foster Swift

NOVEMBER 3, 2021

The U.S. Court of Appeals for the Sixth Circuit recently ruled in a case involving a Chapter 13 debtors’ attempt to shield contributions to a 401(k) retirement account from “projected disposable income,” therefore making such amounts inaccessible to the debtors’ creditors. [1] For the reasons explained below, the Sixth Circuit rejected the debtors’ arguments.

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Troutman Sanders

NOVEMBER 3, 2021

On October 27, the Federal Trade Commission (FTC) announced a final rule (Final Rule), amending the Standards for Safeguarding Customer Information (Safeguards Rule) under the Gramm-Leach-Bliley Act (GLBA) as it applies to covered financial institutions. The Final Rule provides guidance on developing and implementing information security programs, such as access controls, authentication, and encryption.

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Financial Institution Retail Government Trade 52

Burr Forman

NOVEMBER 3, 2021

On November 1, 2021, the Safer Federal Workforce Task Force issued additional guidance for federal contractors with respect to vaccine mandates and other COVID-19 safety protocols. The new guidance is available on the Safer Federal Workforce website FAQ section for federal contractors. While the information does not substantially alter any previously issued guidance, it does address several of the practical concerns and questions that federal contractors have been raising since Executive Order 1

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Education 52

NCBA Law Practice Management Blog

NOVEMBER 3, 2021

Arizona has recently stricken the rule barring non-lawyer ownership in law firms from its professional ethics code. Utah is creating a sandbox environment to explore the same option. Mixed ownership law firms are called ‘ alternative business structures ’ , and they already exist in other parts of the world, most notably the United Kingdom. It’s only a matter of time before the traditional lawyer monopoly is broken.

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Law Firms Lawyers Creditors 52

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