Account Recovery

NOVEMBER 29, 2022

The No Surprises Act has prevented more than 9 million individuals from receiving surprise medical bills during the first nine months of 2022, according to the results of a survey conducted by Blue Cross Blue shield Association, but the process of how disputes are resolved is facing a legal challenge that could make a growing … The post No Surprises Act Stops 9M Bills, But Disputes Piling Up as Legal Challenges Continue first appeared on AccountsRecovery.net.

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Healthcare 246

Nerd Wallet

NOVEMBER 29, 2022

The housing market is in grim shape. People yearn to buy but are thwarted by rising mortgage rates, unaffordable homes and an inadequate supply of properties for sale. The hopeful news is that America has been through this before — in 1981 — and things eventually got better. The sobering news is that the early-’80s. Holden Lewis writes for NerdWallet.

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Account Recovery

NOVEMBER 29, 2022

If you are furnishing information to credit reporting agencies — especially within the Seventh Circuit — you better make sure that you haven’t received any disputes in the day or two prior to submitting updates to the CRAs. A District Court judge in Illinois has denied a defendant’s motion for summary judgment and granted a … The post Judge Grants MSJ For Plaintiff in FDCPA Case Over Disputed Debt Not Being Reported Soon Enough first appeared on AccountsRecovery.net

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Judgment 245

Credit Corp

NOVEMBER 29, 2022

Did you know that financial behaviors are set by age seven ? Even if a student is receiving a financial literacy education in school, they’re likely not learning important lessons like budgeting, saving, investing, and managing income until high school. By then, they’re already facing tough decisions about how to spend their first paycheck and determining how to afford higher education.

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Education Banks 105

Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

Account Recovery

NOVEMBER 29, 2022

EDITOR’S NOTE: This article is part of a series that is sponsored by WebRecon. WebRecon identifies serial plaintiffs lurking in your database BEFORE you contact them and expose yourself to a likely lawsuit. Protect your company from as many as one in three new consumer lawsuits by scrubbing your consumers through WebRecon first. Want to learn more? Call … The post Collector Facing FDCPA Class Action for Sending Undated MVN first appeared on AccountsRecovery.net.

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Account Recovery

NOVEMBER 29, 2022

COLLECTOR FACING CLASS ACTION FOR SENDING UNDATED MVN Ahhh, the undated Model Validation Notice. Leaving out something that is “so basic in the business world,” that is “arouses suspicions” why it was done in the first place, a plaintiff has filed a class-action lawsuit accusing a collector of violating the Fair Debt Collection Practices Act … The post Daily Digest – November 29.

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Healthcare Fair Debt Collection Collections 242

Nerd Wallet

NOVEMBER 29, 2022

There’s a magical feeling in the air this time of year, but that magic costs money. Every year, the pressure looms large to spend more to create perfect holidays. This high-cost season can leave you with debt that sticks around. According to NerdWallet’s 2022 Holiday Shopping Report, 31% of 2021 U.S. holiday shoppers who used. Sara Rathner writes for NerdWallet.

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Account Recovery

NOVEMBER 29, 2022

A company that is offering consumers credit in the form of zero-interest, fee-free payments on their medical debts has raised $220 million to expand its operations and grow its business faster. Payzen says it uses technology like artificial intelligence and machine learning to generate payment plans tailored to the budget and repayment ability of each … The post Healthcare Fintech Raises $220M To Offer Zero-Interest Payment Plans to Consumers first appeared on AccountsRecovery.net.

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Nerd Wallet

NOVEMBER 29, 2022

Disney fans know that where you stay can be an important part of the theme park experience. Two of the more iconic hotels in the Florida resort area, the Walt Disney World Swan and Dolphin, may puzzle some travelers: The buildings look similar enough in color and design that they could be confused for one. Ramsey Qubein writes for NerdWallet. Email: travel@nerdwallet.com.

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Collections

Consumer Finance

NOVEMBER 29, 2022

Cuando compañías de informes del consumidor y proveedores de información fallan en investigar información disputada, los consumidores quedan pagando tasas más altas y teniendo más dificultades para encontrar vivienda o empleo.

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Nerd Wallet

NOVEMBER 29, 2022

Investing definition Investing involves putting your money to work by buying assets — such as stocks or bonds — to generate profits (often called returns) beyond your initial investment. When speaking about investing, people often refer to financial markets where investors connect to buy and sell assets, such as stocks or bonds. Investing vs. saving.

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Consumer Finance

NOVEMBER 29, 2022

Cuando compañías de informes del consumidor y proveedores de información fallan en investigar información disputada, los consumidores quedan pagando tasas más altas y teniendo más dificultades para encontrar vivienda o empleo.

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Nerd Wallet

NOVEMBER 29, 2022

The Hartford offers policies designed for older homeowners through its partnership with AARP. The company has been the provider of AARP home insurance since the 1980s. However, you don’t need to be an AARP member to buy insurance from The Hartford. Non-members can get coverage through independent agents. The Hartford is one of the insurance. Sarah Schlichter writes for NerdWallet.

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Home Insurance 68

Speaker: William Hord, Senior VP of Risk & Professional Services

Enterprise Risk Management (ERM) is critical for industry growth in today’s fast-paced and ever-changing risk landscape. When building your ERM program foundation, you need to answer questions like: Do we have robust board and management support? Do we understand and articulate our bank’s risk appetite and how that impacts our business units? How are we measuring and rating our risk impact, likelihood, and controls to mitigate our risk?

Banks

UK debt collections

NOVEMBER 29, 2022

New research from KSA Group shows that insolvent companies were over 40% more likely to be to run by men between October 2021-22 than by females. The study, which looked at the insolvency rate of companies with a 75%+ male or female board, showed that male-dominated companies went bust at a rate of 0.84%, versus 0.59% for majority-female companies. This means that companies were 42% more likely to become insolvent if their boards were male-dominated.

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Construction Collections 59

Nerd Wallet

NOVEMBER 29, 2022

A slight uptick in unemployment in October is the one blemish on an otherwise strong employment picture for workers, according to the jobs report released on Nov. 4 by the Bureau of Labor Statistics. A significant number of jobs were gained in October and wages remain up overall. And hiring was stronger in industries that. Anna Helhoski writes for NerdWallet.

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Troutman Sanders

NOVEMBER 29, 2022

On November 21, the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC) filed a joint amicus brief in Louis v. Bluegreen Vacations Unlimited, Inc. , No. 22-12217 (11th Cir.) regarding servicemembers’ right to sue under the Military Lending Act (MLA). The plaintiffs in the case were both covered borrowers under the MLA when they obtained a loan to purchase a vacation timeshare and paid a 10% down payment of $1,150 in addition to an administrative fee of $450.

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Nerd Wallet

NOVEMBER 29, 2022

Do you have an American Express card? Many AmEx cards include travel insurance, which can cover you in the event that an incident occurs. Among other benefits, AmEx provides complimentary rental car insurance on its cards, though the coverage level can vary depending on the card you hold. Here’s a look at AmEx car rental. Carissa Rawson writes for NerdWallet.

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Collections

Fico Collections

NOVEMBER 29, 2022

Home. Blog. FICO. Insurance Microservices Provide Needed Agility Today. Monolithic architecture hinders the evolution of cloud-hosted platforms — microservices are proving more effective at meeting insurers' demands for agility. FICO Admin. Tue, 07/02/2019 - 02:45. by Darran Simons. expand_less Back To Top. Tue, 11/29/2022 - 10:30. Agility is everything right now for insurers.

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Financial Institution Financial services Banks 52

Prosperity Now

NOVEMBER 29, 2022

Who is making the money?

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Fico Collections

NOVEMBER 29, 2022

Home. Blog. FICO. UK Cards Data: September Data Shows Rising Consumer Stress. The FICO Credit Market Report for September shows a drop in spending and includes an increase in missed payments as cost-of-living pressures take hold. Darcy Sullivan. Tue, 11/10/2020 - 12:17. by Liz Ruddick. expand_less Back To Top. Tue, 11/29/2022 - 11:05. With the rise in inflation and soaring energy costs in the UK, it’s no surprise that our data on UK card trends for September 2022 offer clear signs of consumer in

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Lender Financial services Collections 52

Jimerson Firm

NOVEMBER 29, 2022

Join Jimerson Birr on Thursday, December 8, 2022, for a free Community Association Board Member Certification Course. This is a DBPR-approved educational program designed for association board officers and directors. The course, led by Jimerson Birr Associate Attorney Bryan M. Davis , will help participants understand how effective associations can and should function, as well as how to become a more effective member of the team.

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Education 40

Speaker: Dr. Karen Hardy, CEO and Chief Risk Officer of Strategic Leadership Advisors LLC

Communication is a core component of a resilient organization's risk management framework. However, risk communication involves more than just reporting information and populating dashboards, and we may be limiting our skillset. Storytelling is the ability to express ideas and convey messages to others, including stakeholders. When done effectively, it can help interpret complex risk environments for leaders and inform their decision-making.

CICM

NOVEMBER 29, 2022

In our latest guest blog and recent podcast , two of our corporate partners, Menzies and Shoosmiths , take a look at the increased petition levels and whether they are a good idea. Insolvencies are on the rise. If we compare them to August 2019 stats to reflect on a pre-pandemic scenario, they are up by some 42%, although bankruptcies are 58% lower.

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Jimerson Firm

NOVEMBER 29, 2022

Featured in the November 2022 Issue. Partner’s Perspective: Remembering what matters most. Theresa C. Pontieri wins city council race in Palm Coast. Blog Highlights. Curiosities, Ruminations and Various Eccentricities of Firm Biz. READ NEWSLETTER. The post November Newsletter – Remembering what matters most. appeared first on Jimerson Birr.

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NACM

NOVEMBER 29, 2022

Even with some easing in recent months, inflation remains well above the Federal Reserve's target range of 2%. The Fed has aggressively raised rates this year and they don't plan to let off the gas any time soon. "Two of the Fed's regional presidents, John Williams and James Bullard, warned on Monday that the inflation threat hasn't faded," reads a.

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