Account Recovery

APRIL 12, 2021

Last week, the Consumer Financial Protection Bureau announced it was seeking to delay the enactment of Regulation F, the debt collection rule, for two months. The CFPB said it was seeking the delay to giver companies more time to comply because of the COVID-19 pandemic. AccountsRecovery.net reached out to legal and compliance experts from around … The post Experts React to Regulation F Delay appeared first on AccountsRecovery.net.

Collections 246

Collections 246

Nerd Wallet

APRIL 12, 2021

You’ve probably seen that one friend who always lives it up on vacation. They frequently post pictures of themselves inside secluded airport lounges, champagne in hand. They always seem to be getting suite upgrades at their hotels. Meanwhile, you’re waiting at the gate as the last group to board, trying to cram your airport sandwich. Sally French writes for NerdWallet.

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Account Recovery

APRIL 12, 2021

A District Court judge in Florida went to great lengths to spell out exactly why a plaintiff lacked standing to sue in a Fair Debt Collection Practices Act case in which she alleged a collection law firm did not engage in meaningful attorney involvement before sending a validation notice on an unpaid debt. A copy … The post Judge Dismisses FDCPA Meaningful Review Case for Lack of Standing appeared first on AccountsRecovery.net.

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Fair Debt Collection Law Firms Collections 246

Nerd Wallet

APRIL 12, 2021

Choosing the right amount of car insurance can be tricky. While your state probably requires some coverage, you may find yourself wondering if it’s enough, or if you should buy more. There’s no quick and easy answer. While you’re obligated to get the minimum amount of car insurance required to drive in your state, how. Ben Moore writes for NerdWallet.

Auto Insurance 105

Auto Insurance 105

Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

Account Recovery

APRIL 12, 2021

The Attorney General of Pennsylvania announced separate settlements with the former Chief Executive Officer of Think Finance and a debt collector, National Creditor Adjusters (NCA), in relation to a $133 million allegedly illegal online payday lending scheme. As part of its settlement, NCA has agreed to pay more than $600,000 to cover the cost of … The post Pa.

Loans 241

Loans Debt collector Creditors 241

Account Recovery

APRIL 12, 2021

JUDGE DISMISSES FDCPA MEANINGFUL REVIEW CASE FOR LACK OF STANDING A District Court judge in Florida went to great lengths to spell out exactly why a plaintiff lacked standing to sue in a Fair Debt Collection Practices Act case in which she alleged a collection law firm did not engage in meaningful attorney involvement before … The post Daily Digest – April 12.

Fair Debt Collection 234

Fair Debt Collection Law Firms Collections 234

Consumer Finance

APRIL 12, 2021

The Consumer Financial Protection Bureau (CFPB) took action today against an online debt-settlement company for taking advantage of consumers, failing to disclose its relationship to certain creditors, and steering consumers into high-cost loans offered by affiliated lenders.

Loans 101

Loans Debt settlement Lender Creditors 101

Account Recovery

APRIL 12, 2021

The Court of Appeals for the Second Circuit has upheld a lower court’s ruling in favor of a defendant that was sued for allegedly violating the Fair Credit Reporting Act for how it identified a default judgment that had been subsequently settled on the plaintiff’s credit report. A copy of the ruling in the case … The post Appeals Court Affirms Ruling in FCRA Judgment Case appeared first on AccountsRecovery.net.

Judgment 147

Judgment 147

Roths Child Law

APRIL 12, 2021

With just $15 left in their bank, one Baby Boomer made peace with the fact that she had less than others. Many retirees are finding themselves in this same position, which is why it’s an important topic to discuss. It’s widely known that this generation, the Baby Boomer generation, has a wide savings gap compared to some past generations. In one case, a woman decided to move to survive when her fortune disappeared during the financial crisis.

Bankruptcy 98

Bankruptcy Chapter 13 bankruptcy Credit Card Debt Banks 98

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Collections

Account Recovery

APRIL 12, 2021

I’m thrilled to announce that Bedard Law Group is the new sponsor for the Compliance Digest. Bedard Law Group, P.C. – Compliance Support – Defense Litigation – Nationwide Complaint Management – Turnkey Speech Analytics. And Our New BLG360 Program – Your Low Monthly Retainer Compliance Solution. Visit www.bedardlawgroup.com, email John H.

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Credit Corp

APRIL 12, 2021

When planning for the future, there are certain milestones that you may be focusing on that are inevitably going to require financial preparations. From planning a wedding, purchasing your first home, starting a family, to even funding retirement, you must have an action plan set in place to help you achieve your long-term financial goals. To best prepare for these certain life milestones, it can be helpful to set short-term financial goals first to support your future plans later.

Credit Card Debt 98

Credit Card Debt Financial services Loans Debt Management 98

Nerd Wallet

APRIL 12, 2021

The saying “everything’s bigger in Texas” doesn’t just apply to a plot of land or the size of a rib-eye steak. It turns out, it’s true for homeowners insurance, too. With an average annual rate of $3,380, Texas home insurance is the third-most expensive in the United States, trailing only northern neighbors Oklahoma and Kansas. Doug Sibor writes for NerdWallet.

Home Insurance 90

Home Insurance 90

The Kaplan Group

APRIL 12, 2021

All too often, commercial debt collection becomes a negotiation. At that point, the stronger the position our client has, the better the deal we typically can negotiate. This could be more money, faster payments, avoiding court, or if necessary, the final outcome in court and the subsequent judgment collection process. Surprisingly, the vast majority of our new clients have many deficiencies in their boilerplate documentation that weaken their position and ultimately cost them money.

Collection Agencies 52

Collection Agencies Collections Agency Judgment Debtor 52

Speaker: William Hord, Senior VP of Risk & Professional Services

Enterprise Risk Management (ERM) is critical for industry growth in today’s fast-paced and ever-changing risk landscape. When building your ERM program foundation, you need to answer questions like: Do we have robust board and management support? Do we understand and articulate our bank’s risk appetite and how that impacts our business units? How are we measuring and rating our risk impact, likelihood, and controls to mitigate our risk?

Banks

Nerd Wallet

APRIL 12, 2021

In this era of flight changes and cancellations, airline customer service representatives have their work cut out for them. If you’re planning to travel Delta and your trip is affected by COVID-19 or any other unforeseen event, here are key tips for successfully contacting Delta Air Lines customer service and getting the help you need. Anya Kartashova writes for NerdWallet.

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TCPA

APRIL 12, 2021

The Southern District of Florida recently remanded a case back to state court because the defendant that removed the case failed to establish that plaintiff suffered an Article III injury. Harris v. Travel Resorts of America, Inc., Civ. No.

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Nerd Wallet

APRIL 12, 2021

Reliance on mobile devices puts the world at our fingertips, and Marriott Bonvoy’s newest app updates improve upon the functionality that it offers. The latest changes provide more search capability for both hotels and residences, new ways to earn Marriott Bonvoy points and an improved user interface. A variety of languages are available in the. Ramsey Qubein writes for NerdWallet.

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Roths Child Law

APRIL 12, 2021

With just $15 left in their bank, one Baby Boomer made peace with the fact that she had less than others. Many retirees are finding themselves in this same position, which is why it’s an important topic to discuss. It’s widely known that this generation, the Baby Boomer generation, has a wide savings gap compared to some past generations. In one case, a woman decided to move to survive when her fortune disappeared during the financial crisis.

Bankruptcy 40

Bankruptcy Chapter 13 bankruptcy Credit Card Debt Banks 40

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Collections

Nerd Wallet

APRIL 12, 2021

If you’re booking a rental car with Budget, then take the extra step to enroll in the rental company’s Fastbreak membership program. Not only is Budget’s Fastbreak program free to join, but it’s fairly easy to quickly rack up rewards coupons called Budget Bucks, which you can then use to reduce the cost of your. Sally French writes for NerdWallet. Email: sfrench@nerdwallet.com.

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Collection Industry News

APRIL 12, 2021

Source: site. In Hearn v. Comcast Cable Communications, LLC , the Eleventh Circuit Court of Appeals held that a FCRA claim arising nearly a year after the termination of a subscriber agreement was subject to the arbitration provision included in the terminated subscriber agreement. 2021 WL 1246263 (11th Cir. 2021). Hearn was a Comcast subscriber, subject to a subscriber agreement (the “2016 Subscriber Agreement”) from December 2016 until August 2017, when he terminated the Comcast services.

Collections 40

Collections Education 40

Nerd Wallet

APRIL 12, 2021

While major credit card issuers tightened lending standards and slashed credit limits amid COVID-19, some financial technology startups took a different tack. In 2020, young companies like Grow Credit, TomoCredit and Chime launched or expanded credit cards that are available to those with less-than-ideal credit — because they don’t run a credit check at all.

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Startups 62

Collection Industry News

APRIL 12, 2021

Source: site. It is impossible for any dentist in USA to get paid 100% of the time for the treatment they provide. The rising treatment costs for retaining the aesthetics and functions of the oral cavity piles up the accounts receivable in the patient’s balance sheet. Such monetary burdens can often have an impact on the relation between the patient and the dentist, financial management of the dentist and welcomes legal proceedings in the matter at times.

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Debt collector Collection Agencies Collections Agency Collections 40

Speaker: Dr. Karen Hardy, CEO and Chief Risk Officer of Strategic Leadership Advisors LLC

Communication is a core component of a resilient organization's risk management framework. However, risk communication involves more than just reporting information and populating dashboards, and we may be limiting our skillset. Storytelling is the ability to express ideas and convey messages to others, including stakeholders. When done effectively, it can help interpret complex risk environments for leaders and inform their decision-making.

Nerd Wallet

APRIL 12, 2021

Aetna, a CVS Health company since 2018, is the fourth-largest provider of Medicare Advantage plans. The company offers a strong array of benefits, with most plans including dental, vision and hearing coverage, and many plans offering additional (and valuable) perks. They’re also largely low cost, with an estimated 80% of Medicare beneficiaries having access to a.

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Prosperity Now

APRIL 12, 2021

[link]

Banks 52

Banks 52

Consumer Finance Watch

APRIL 12, 2021

Andrea M. Roberts and Diana M.

Financial services 52

Financial services Lender Banks 52

Fico Collections

APRIL 12, 2021

Closing the Case for Customer Centricity & Digital Transformation. Bill Waid. Mon, 04/12/2021 - 22:24. Successful digital decisioning, customer centricity, and digital transformation force companies into playing the role of a detective. No matter who your favorite fictional detective happens to be – Sherlock Holmes, Miss Marple, Hercule Poirot, Nancy Drew, etc. – they all have a common methodology that enabled them to solve vexing crimes that eluded their contemporaries: They all had an uncanny

Auto Insurance 52

Auto Insurance Construction Financial Institution Banks 52

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The experiences of every generation are characterized by their behaviors involving finances. Understanding these attitudes and using them to inform marketing messages enables community banks, regional banks and credit unions to better serve their customers. This entertaining and informative eBook will help your financial institution uncover the best practices when it comes to appealing to mass audiences.

Credit Unions