Wed.Dec 07, 2022

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Judge Denies MTD in FDCPA Class Action Over Eviction

Account Recovery

A District Court judge in Colorado has denied a defendant’s motion to dismiss in a class-action Fair Debt Collection Practices Act case, ruling that a document it sends to individuals who are being evicted by their landlords was sufficiently alleged by the plaintiff to be a deceptive communication claim and that the actions of the … The post Judge Denies MTD in FDCPA Class Action Over Eviction first appeared on AccountsRecovery.net.

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How to Survive the Holidays During Bankruptcy

Sawin & Shea

The holidays are here once again. And although this is a season of joy, it’s also a time of overwhelming financial stress. If you’re struggling with crippling debt this holiday season, filing for bankruptcy may be your best option for getting your finances back on track. Fortunately, filing for bankruptcy offers debt relief to help you get your finances back in order, but you’ll need to avoid certain pitfalls when filing, such as overspending or accumulating more debt.

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Specialty BNPL Platform Closes Deal for $250M to Lend More to Consumers

Account Recovery

A company that offers consumers credit to pay over time for unexpected expenses like medical bills, auto repairs, and veterinarian bills has closed a deal for access to $250 million in credit that will be used to fund more transactions for consumers to continue the platform’s growth. The operation could be seen as a competitor … The post Specialty BNPL Platform Closes Deal for $250M to Lend More to Consumers first appeared on AccountsRecovery.net.

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In-depth look at the distribution of average U.S. FICO® Scores in 2022

Fico Collections

Home. Blog. FICO. In-depth look at the distribution of average U.S. FICO® Scores in 2022. The national average FICO Score did not go up for the first time in over a decade, a trend that’s seen at the city and state level across the nation. KristinaRobinson@fico.com. Tue, 08/30/2022 - 13:08. by Tom Quinn. expand_less Back To Top. Wed, 12/07/2022 - 13:00.

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From Complexity to Clarity: Strategies for Effective Compliance and Security Measures

Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

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Daily Digest – December 7. Judge Denies MTD in FDCPA Class Action; Specialty BNPL Platform Expands

Account Recovery

JUDGE DENIES MTD IN FDCPA CLASS ACTION OVER EVICTION A District Court judge in Colorado has denied a defendant’s motion to dismiss in a class-action Fair Debt Collection Practices Act case, ruling that a document it sends to individuals who are being evicted by their landlords was sufficiently alleged by the plaintiff to be a … The post Daily Digest – December 7.

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24 Companies Seeking Collection Talent

Account Recovery

During this, The Great Resignation Era, I thought it would be helpful to start a regular posting of different jobs within the accounts receivable management industry that I have found online. Please make sure to do your own due diligence before applying for a position included here or accepting any offers. This is merely meant … The post 24 Companies Seeking Collection Talent first appeared on AccountsRecovery.net.

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Smart Money: What the Jobs Report and Recent Layoffs Mean for You

Nerd Wallet

Welcome graf This week’s question graf, starting with a bold sentence: Then we pivot to this week’s question, from XXX. They say, “…” (CHECK TO BE SURE THIS EXACTLY MATCHES THE QUESTION QUOTED IN TRANSCRIPT) Edit lightly if needed for clarity. Check out the Smart Money podcast on any of these platforms: (REMEMBER THESE NEED. Anna Helhoski writes for NerdWallet.

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Judge Grants MSJ For Defendant in FCRA Case Over Disputed Debt Investigation

Account Recovery

A District Court judge in Arizona has granted a defendant’s motion for summary judgment in a Fair Credit Reporting Act case, ruling that any ambiguity in how debts are reported by the credit reporting agencies is not necessarily the fault of the furnisher as long as the information being furnished is accurate, and that the … The post Judge Grants MSJ For Defendant in FCRA Case Over Disputed Debt Investigation first appeared on AccountsRecovery.net.

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JetBlue TrueBlue Loyalty Program Introduces New Perks and Elite Status Tiers

Nerd Wallet

Sally French writes for NerdWallet. Email: sfrench@nerdwallet.com. Twitter: @SAFmedia. The article JetBlue TrueBlue Loyalty Program Introduces New Perks and Elite Status Tiers originally appeared on NerdWallet.

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When It Comes to Collections Software, “Good Enough” Isn’t Good Enough

Are you finding some snags in your collections process? With delinquencies, and the number of consumers looking for payment assistance on the rise, it may be time to consider an efficient cloud-based software to support your team. Learn how MeridianLink® Collect has helped financial institutions like yours streamline collections processes.

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Equal Pay for Latinas = Better Economy for All

Prosperity Now

The average Latina woman would have to work 70 years to earn what the average White man earns over a typical 35-year

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How Single Rider Lines at Disney World Work

Nerd Wallet

If you’re headed to “The Most Magical Place on Earth” by yourself or are visiting with friends who don’t like the same type of rides, you may want to take advantage of single rider lines at Disney World. These lines can be a big win for solo riders because it cuts down on wait times, Natasha Gabrielle writes for NerdWallet. Email: travel@nerdwallet.com.

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Compliance Roundup - 7 December 2022

CSA

In this issue: FCA launches annual fees policy consultation ICO begins publishing data protection reprimands MMHPI calls for limits on contacting customers in debt in policy paper FCA shares update on debt packager proposals FCA publishes latest quarterly consultation Council of EU and European Parliament announce provisional agreement on consumer credit directive BEIS announces review into tackling late payments for small businesses Crown Commercial Service updates data protection guidance rela

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Charles Schwab vs. TD Ameritrade: 2022 Comparison

Nerd Wallet

The first thing you should know when comparing Charles Schwab and TD Ameritrade: They’re part of the same company. In 2019, Schwab announced an acquisition of TD Ameritrade, and the deal closed in late 2020. Since then, it’s largely been business as usual for the two brokers and their customers, but Schwab says it expects. Arielle O'Shea writes for NerdWallet.

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ERM Program Fundamentals for Success in the Banking Industry

Speaker: William Hord, Senior VP of Risk & Professional Services

Enterprise Risk Management (ERM) is critical for industry growth in today’s fast-paced and ever-changing risk landscape. When building your ERM program foundation, you need to answer questions like: Do we have robust board and management support? Do we understand and articulate our bank’s risk appetite and how that impacts our business units? How are we measuring and rating our risk impact, likelihood, and controls to mitigate our risk?

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China Loosens Anti-COVID Regulations After Protests

NACM

China eased COVID-19 regulations and virus test requirements for some public places on Wednesday, according to AP News. China's strong zero-COVID stance, which disrupted manufacturing and global trade, sparked protests last week.

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What Is a Home Insurance Declarations Page?

Nerd Wallet

Sarah Schlichter writes for NerdWallet. Email: sschlichter@nerdwallet.com. The article What Is a Home Insurance Declarations Page? originally appeared on NerdWallet.

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Understanding the 50/30/20 Budget

Nerd Wallet

NerdWallet writes for NerdWallet. Email: articles@nerdwallet.com. The article Understanding the 50/30/20 Budget originally appeared on NerdWallet.

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Amerigroup Medicare Advantage 2023 Review

Nerd Wallet

Amerigroup is one of the brands of parent company Elevance Health. Amerigroup-branded Medicare Advantage plans are available in seven states as part of the Blue Cross Blue Shield collective. Amerigroup plans offer competitive premiums and $0-premium options, but their ratings for both quality and member satisfaction are below average. Here’s what you should know about.

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You Put in a Full Work Week. Shouldn’t Your Collections Software Do the Same?

Discover a modern, cloud-based collection system that never takes a rest day. MeridianLink® Collect is an intuitive platform with advanced customization options developed to simplify the collections process. Here are four ways MeridianLink Collect can support your team: Omnichannel communications Compliance rules & checklists Workflows & queues One interface with supporting integrations And that’s just the start.

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What Is the Consumer Price Index (CPI)?

Nerd Wallet

Taryn Phaneuf writes for NerdWallet. Email: tphaneuf@nerdwallet.com. The article What Is the Consumer Price Index (CPI)? originally appeared on NerdWallet.

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