Unfairness and Disparate Effects
Public Citizen
JULY 30, 2022
by Jeff Sovern. As we wrote about in May , the CFPB takes the position that it can use its unfairness power when consumer financial service companies discriminate. One issue that has arisen is whether when it does so, the Bureau will use the disparate effects test, sometimes called the disparate impact test, to determine if discrimination has occurred.
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