Credit Corp

JANUARY 10, 2021

It’s the most wonderful time of the year—time to receive your tax documents! Ok, maybe it’s not the most wonderful time of the year, but it is an important time to keep an eye on your mailbox for documents marked “important tax return document enclosed.” The IRS requires many tax forms to be mailed by January 31, which means you will be receiving those documents in the coming weeks.

Student loans 85

Student loans Student Loans Government Loans 85

Public Citizen

JANUARY 10, 2021

Tribute to Andy Spanogle, 1934-2020. By Dee Pridgen, Professor Emeritus, University of Wyoming College of Law. I was very saddened to learn the news that my dear friend, and coauthor, Andy (John A.) Spanogle, had passed away in December of last year.  He was a towering figure in the law, especially in the fields of consumer law and international business transactions.  Our paths first crossed in the late 1980’s, when Andy and his coauthor Ralph Rohner (who just left us last summer) a

Consumer Credit 56

Consumer Credit 56

Credit Corp

JANUARY 10, 2021

Article Updated July 20, 2018. You’ve found the perfect place to rent, and now the property manager tells you all you need to do is fill out an application, so she can run a credit check—gulp. Whether you’ve got great credit, bad credit, or no credit, credit checks probably make you a little uneasy. What if there’s a problem? To help you feel more at ease, we are going to answer some common questions about landlord credit checks, preparing yourself for one, and your options if your credit isn’t

Education 96

Education Bankruptcy Repossession Foreclosure 96

Troutman Sanders

JANUARY 10, 2021

In anticipation of the “GSE patch” expiring, the Consumer Financial Protection Bureau (“CFPB”) issued several final rules in 2020 to amend Regulation Z (“Reg. Z”). Concerns have existed that the expiration of the GSE patch would restrict consumer mortgage credit unless the CFPB created a permanent version of the GSE patch or revised the General Qualified Mortgage (“QM”) definition.

Loans 52

Loans Lender 52

Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

Public Citizen

JANUARY 10, 2021

by Jeff Sovern. Obituary here. Andy was one of the original co-authors of our casebook and I met him when I worked on the third edition of the book. Andy was larger than life, so filled with bonhomie that you almost didn't realize how brilliant he was. One way Andy will live on is through his influence on consumer law. For example, for the third edition of the casebook, he came up with a single extended story for the introduction that raised questions about every consumer law topic explored

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