Fri.Oct 28, 2022

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The Best Time to Status Match Each Airline

Nerd Wallet

Most U.S. airlines offer the ability to match a competitor’s elite status to that airline’s loyalty program. The rationale behind this move is that elite-status travelers must be pretty valuable flyers if they have earned elite status with another airline. Offering free airline elite status is a cheap way of attracting valuable patrons. These elite.

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Five Stories that Matter in Michigan This Week – October 28, 2022

Fraser

Governor Whitmer Signs Bipartisan Election Bills. Governor Whitmer recently signed a package of election law bills which impact how clerks process ballots, including those coming from members of the military overseas. Michigan Public Act 195 permits clerks to pre-process absentee ballots two days prior to Election Day, changes requirements for ballot drop boxes to increase security, and requires clerks to more frequently review and update qualified voter files to remove dead voters.

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The Best National Parks Near Charlotte, North Carolina

Nerd Wallet

As the leaves change colors and the temperature becomes cooler, many people have the urge to head outdoors. If you find yourself in North Carolina or are thinking of planning a trip, there are a lot of options to get outside and enjoy the state’s natural beauty. There are a number of national parks within. Ramsey Qubein writes for NerdWallet. Email: travel@nerdwallet.com.

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CFPB Issues Advisory Opinion to Consumer Reporting Agencies to Remove “Facially False Data” to Maintain FCRA Compliance

Troutman Sanders

Pursuant to its authority under Section 1022(b)(1) of the Dodd-Frank Act, the Consumer Financial Protection Bureau (CFPB) issued an advisory opinion to consumer reporting agencies (CRAs), highlighting their obligation to screen for and eliminate obviously false data from consumers’ credit reports. Specifically, CRAs were instructed to implement policies, procedures, and systems to screen for and remove “logically inconsistent” information.

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From Complexity to Clarity: Strategies for Effective Compliance and Security Measures

Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

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The NerdWallet guide to finding the best car insurance rate

Nerd Wallet

Comparison shopping is crucial if you want to save money on car insurance. Here’s why: Insurers look at similar factors, but they have their own “secret sauce” when it comes to setting rates. So two companies can charge wildly different rates for the same driver. How to compare car insurance quotes First of all, every. Kayda Norman writes for NerdWallet.

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The NerdWallet guide to finding the best car insurance rate

Nerd Wallet

Comparison shopping is crucial if you want to save money on car insurance. Here’s why: Insurers look at similar factors, but they have their own “secret sauce” when it comes to setting rates. So two companies can charge wildly different rates for the same driver. How to compare car insurance quotes First of all, every. Kayda Norman writes for NerdWallet.

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Does Filing for Bankruptcy Affect Employment?

Luftman, Heck & Associates.

Although many negative connotations are associated with declaring bankruptcy, it’s often an excellent opportunity for people to get out of debt and explore financial freedom. However, if you are considering bankruptcy, one of your top concerns could be how a bankruptcy declaration will affect your employment and ability to earn a living. Before you file, here are some of the most important things you need to remember.

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The NerdWallet guide to finding the best car insurance rate

Nerd Wallet

Comparison shopping is crucial if you want to save money on car insurance. Here’s why: Insurers look at similar factors, but they have their own “secret sauce” when it comes to setting rates. So two companies can charge wildly different rates for the same driver. How to compare car insurance quotes First of all, every. Kayda Norman writes for NerdWallet.

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Seventh Circuit Affirms Dismissal of FCRA Claim, But Finds Lack of Standing

Burr Forman

In Foster v. PNC Bank, National Association , the Seventh Circuit affirmed the dismissal of plaintiff’s Fair Credit Reporting Act (FCRA) claim, but determined that plaintiff lacked standing because he could not show that defendant’s conduct caused his credit score to drop. Plaintiff filed suit alleging claims for a violation of the FCRA, breach of contract, breach of the implied duty of a good faith and fair dealing, and breach of fiduciary duty.

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When It Comes to Collections Software, “Good Enough” Isn’t Good Enough

Are you finding some snags in your collections process? With delinquencies, and the number of consumers looking for payment assistance on the rise, it may be time to consider an efficient cloud-based software to support your team. Learn how MeridianLink® Collect has helped financial institutions like yours streamline collections processes.

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Does State Farm Offer Travel Insurance?

Nerd Wallet

Travel insurance can be a valuable benefit when you’re on a trip. With coverage such as trip delay insurance, lost baggage insurance and medical insurance, travel insurance can save you a lot of money when things go awry. There is a wide variety of insurance providers out there, but you may be wondering if State. Carissa Rawson writes for NerdWallet.

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PODCAST: CMI Drops to New Low, Prepare for Recession

NACM

?? Latest episode of Extra Credit: The October Credit Managers' Index dropped to 53.2. its lowest reading since June 2020.?? "We are not in a good position," said NACM Economist Amy Crews Cutts. Also hear from Jason Torf for some tips on how credit professionals can prepare for an economic downturn.

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Seed/Recovery Phrase: What It Is and How to Use One

Nerd Wallet

A seed phrase, or recovery phrase, is a series of words that grants access to your cryptocurrency wallet. Seed phrases work like a master password, so you can recover your crypto assets even if you lose your password, phone or hardware device. You’ll likely have a regular password for daily login to your wallet, but. Dalia Ramirez writes for NerdWallet.

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The NerdWallet guide to finding the best car insurance rate

Nerd Wallet

Comparison shopping is crucial if you want to save money on car insurance. Here’s why: Insurers look at similar factors, but they have their own “secret sauce” when it comes to setting rates. So two companies can charge wildly different rates for the same driver. How to compare car insurance quotes First of all, every. Kayda Norman writes for NerdWallet.

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ERM Program Fundamentals for Success in the Banking Industry

Speaker: William Hord, Senior VP of Risk & Professional Services

Enterprise Risk Management (ERM) is critical for industry growth in today’s fast-paced and ever-changing risk landscape. When building your ERM program foundation, you need to answer questions like: Do we have robust board and management support? Do we understand and articulate our bank’s risk appetite and how that impacts our business units? How are we measuring and rating our risk impact, likelihood, and controls to mitigate our risk?

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The NerdWallet guide to finding the best car insurance rate

Nerd Wallet

Comparison shopping is crucial if you want to save money on car insurance. Here’s why: Insurers look at similar factors, but they have their own “secret sauce” when it comes to setting rates. So two companies can charge wildly different rates for the same driver. How to compare car insurance quotes First of all, every. Kayda Norman writes for NerdWallet.