Wed.Jul 21, 2021

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Daily Digest – July 21. Defendant in Barcode Case Filed En Banc Petition; Amount of Medical Debt Placed with Agencies Tops $140B

Account Recovery

DEFENDANT IN FDCPA BARCODE CASE FILES EN BANC PETITION WITH APPEALS COURT The defendant in a Fair Debt Collection Practices Act case where a lower court’s dismissal was reversed over the inclusion of a barcode on the envelope containing a collection letter has filed a petition with the Third Circuit Court of Appeals for an … The post Daily Digest – July 21.

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Dorm Costs Have Soared, but Many Freshmen Have No Choice

Nerd Wallet

Living in the dorms is a rite of passage for millions of first-year college students. But like the rest of the college experience, it’s costly. And in many cases it’s mandatory. Moving my only daughter into the dorms of scenic Appalachian State University her freshman year was tough on us both, but an exciting time. Elizabeth Renter writes for NerdWallet.

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Amount of Medical Debt Placed with Agencies Nearly Doubles in Five Years, to $140 Billion: Study

Account Recovery

The amount of medical debt being worked by collection agencies across the country is $140 billion, according to a study published yesterday in the Journal of the American Medical Association (JAMA), which is twice as much as was estimated just five years ago. Unpaid medical debts represent the largest category of debts that Americans owe … The post Amount of Medical Debt Placed with Agencies Nearly Doubles in Five Years, to $140 Billion: Study appeared first on AccountsRecovery.net.

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The Ultimate Guide to Business Insurance for Freelancers

Nerd Wallet

As a small business owner, purchasing insurance can be essential to protecting your operation from financial claims or lawsuits. In fact, along with getting the necessary licenses, registering for an EIN, and setting up a bank account, finding the right insurance should be one of your top priorities when you’re first starting your business. If. NerdWallet writes for NerdWallet.

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From Complexity to Clarity: Strategies for Effective Compliance and Security Measures

Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

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Defendant in FDCPA Barcode Case Files En Banc Petition With Appeals Court

Account Recovery

The defendant in a Fair Debt Collection Practices Act case where a lower court’s dismissal was reversed over the inclusion of a barcode on the envelope containing a collection letter has filed a petition with the Third Circuit Court of Appeals for an en banc rehearing, arguing that the Supreme Court’s ruling in TransUnion v. … The post Defendant in FDCPA Barcode Case Files En Banc Petition With Appeals Court appeared first on AccountsRecovery.net.

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DFPI Debt Collection Committee to Hold First Meeting Next Week

Account Recovery

The California Department of Financial Protection and Innovation has announced it will be holding the inaugural meeting of its Debt Collection Advisory Committee on July 28 from 1:30pm PT to 3:00pm PT. Those interested in watching the meeting can do so by clicking here. The agenda for the meeting will be: IntroductionsProgram UpdateRegulations*RoundtablePublic Comment With … The post DFPI Debt Collection Committee to Hold First Meeting Next Week appeared first on AccountsRecovery.net.

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Tax-Efficient Investing: Keep More of Your Money

Nerd Wallet

No one enjoys forking money over to the IRS, but everyone is responsible for paying taxes. Taking advantage of tax-efficient investing options can help you reap the benefits of certain tax breaks, especially if you fall into a higher tax bracket. Here we explore some considerations you can keep in mind to potentially minimize your. Tiffany Lam-Balfour writes for NerdWallet.

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Judge Grants MTD in FDCPA Case Over Alleged Improper Service in Underlying Collection Suit

Account Recovery

A District Court judge in Arizona has granted a defendant’s motion to dismiss after it was sued for allegedly violating the Fair Debt Collection Practices Act by serving the plaintiff with a summons for a collection lawsuit in the incorrect venue, ruling that the plaintiff’s failed attempt to have the collection lawsuit dismissed because of … The post Judge Grants MTD in FDCPA Case Over Alleged Improper Service in Underlying Collection Suit appeared first on AccountsRecovery.ne

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How to Get Insurance for a Car Rental Business

Nerd Wallet

No matter what kind of small business you run, getting the right insurance coverage is essential to protecting your company from the unexpected—whether an accident, natural disaster, or lawsuit. However, when you own a business that poses a greater daily risk—like a car rental business—comprehensive small business insurance is even more imperative, and often more.

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When It Comes to Collections Software, “Good Enough” Isn’t Good Enough

Are you finding some snags in your collections process? With delinquencies, and the number of consumers looking for payment assistance on the rise, it may be time to consider an efficient cloud-based software to support your team. Learn how MeridianLink® Collect has helped financial institutions like yours streamline collections processes.

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12 Ways to Reduce Your Air Conditioning Bills This Summer

Credit Corp

It’s a scorcher out there. In 2021, many states broke long-standing temperature records —and boy, did residents feel the heat. Meteorologists agree that record-setting weather events are here to stay and cooling stations and air conditioning units could become essential in all states. Sure, you want to beat the heat this summer. But you also probably know that cranking up the AC can take a toll on your wallet.

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Properly Evaluating and Defending Class Action Complaints

Jimerson Firm

Class action complaints are not a novel concept. Nevertheless, there appears to be an increase in class action complaints alleging violations of consumer protection laws such as Fair Debt Collection Practices Act (FDCPA), Florida’s Consumer Collections Practices Act (FCCPA), Fair Credit Reporting Act (FCRA), or Telephone Consumer Protection Act (TCPA).

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12 Ways to Reduce Your Air Conditioning Bills This Summer

Credit Corp

It’s a scorcher out there. In 2021, many states broke long-standing temperature records —and boy, did residents feel the heat. Meteorologists agree that record-setting weather events are here to stay and cooling stations and air conditioning units could become essential in all states. Sure, you want to beat the heat this summer. But you also probably know that cranking up the AC can take a toll on your wallet.

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Robinhood vs. the Alternatives

Nerd Wallet

For some, Robinhood is synonymous with “investment app.” When the company started offering free trades in 2015, it had an enormous advantage over most major brokerages that were charging customers for every trade. However, Robinhood’s competitors quickly followed suit, and today commission-free trading is standard, not special. And while Robinhood remains the face of the.

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ERM Program Fundamentals for Success in the Banking Industry

Speaker: William Hord, Senior VP of Risk & Professional Services

Enterprise Risk Management (ERM) is critical for industry growth in today’s fast-paced and ever-changing risk landscape. When building your ERM program foundation, you need to answer questions like: Do we have robust board and management support? Do we understand and articulate our bank’s risk appetite and how that impacts our business units? How are we measuring and rating our risk impact, likelihood, and controls to mitigate our risk?

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Sustainable Yields: Can Ethical Stocks Become a Driving Force in The Market’s Revival?

Credit Corp

The views and opinions expressed in this article are those of the author only and are not endorsed by Credit.com. The Covid-19 pandemic has presented widespread challenges across the world. The emergence of the health crisis saw many financial markets plunge into recession as fear swept across stock markets. While some commentators were expecting widespread financial turmoil, the markets appeared to have other ideas.

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The Newest Las Vegas Hotels You Need to Know About in 2021

Nerd Wallet

The Fountains of Bellagio still erupt with choreographed blasts of water. The Taco Bell Cantina still serves one of the best meal deals (and wedding venues) on the Strip. Most of the pool parties, Cirque du Soleil shows and clubs are open and bumping. Though many of the activities in Las Vegas that you know. Sally French writes for NerdWallet. Email: sfrench@nerdwallet.com.

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Michigan Legislature Repeals Emergency Powers of Governor Act of 1945

Fraser

On July 21, 2021, the Michigan legislature approved a petition to repeal the Emergency Powers of Governor Act of 1945, which was the statutory basis used by Governor Whitmer during the early days of the COVID-19 pandemic to institute sweeping health and safety restrictions. Because the action taken by the legislature was pursuant to an “initiated law,” the repeal does not require Governor Whitmer’s approval, nor can she veto it.

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Paycom vs. Paychex Flex: Paychex Flex Wins

Nerd Wallet

Paychex Flex and Paycom are both established brands that offer combined cloud-based payroll and human resources features for small businesses. Paychex Flex is a better choice overall because of its ability to scale with your business and integrate seamlessly with popular accounting software such as QuickBooks Online. Paycom is ideally suited for medium-sized businesses that.

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You Put in a Full Work Week. Shouldn’t Your Collections Software Do the Same?

Discover a modern, cloud-based collection system that never takes a rest day. MeridianLink® Collect is an intuitive platform with advanced customization options developed to simplify the collections process. Here are four ways MeridianLink Collect can support your team: Omnichannel communications Compliance rules & checklists Workflows & queues One interface with supporting integrations And that’s just the start.

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Should Land Use Boards Meet in Person, or Continue to Hold Virtual Hearings?

Price Meese

Mr. Purcell recently co-authored a point/counter-point piece in the New Jersey Law Journal debating the merits of returning to in person land use board hearings or continuing to hold virtual hearings after the Covid-19 emergency ends. Below is a copy of the article. Additionally, Mr. Purcell will be participating in a seminar on this topic hosted by the New Jersey Institute of Continuing Legal Education (“NJICLE”) on August 24, 2021.

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How to Navigate Costly Airline Seat Selection Fees

Nerd Wallet

Airlines always seem to have one more trick up their sleeves for adding fees to the cost of airfare. Anyone who has flown in the past few years knows that some airlines now charge for basics, like carry-on bags and a printed boarding ticket. Yet one sneaky charge is often ignored by even savvy travelers: Sam Kemmis writes for NerdWallet. Email: skemmis@nerdwallet.com.

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Virtual VITA Technology Fund Supports 140,000 Low- to Moderate-Income Taxpayers

Prosperity Now

Volunteer Income Tax Assistance (VITA) sites across the country unquestionably felt the effects of the COVID-19 pandemic. In 2020, because of lockdowns, VITA sites had to shut their doors in the middle of the tax season and prepare to “reopen” virtually ahead of the July 15, 2020, deadline. That virtual work had to continue this year.

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Best Accounts Payable Software for 2021

Nerd Wallet

Our top picks for accounts payable software: Best for low-cost, high-value: Bill.com Best for live support: Tipalti and AvidXchange Best for businesses with a lot of users: Lightyear Best for free version: Airbase Best for AI: Stampli Best for integration with other accounting software: DocuWare Accounts payable software can help you keep track of what.

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The Power of Storytelling in Risk Management

Speaker: Dr. Karen Hardy, CEO and Chief Risk Officer of Strategic Leadership Advisors LLC

Communication is a core component of a resilient organization's risk management framework. However, risk communication involves more than just reporting information and populating dashboards, and we may be limiting our skillset. Storytelling is the ability to express ideas and convey messages to others, including stakeholders. When done effectively, it can help interpret complex risk environments for leaders and inform their decision-making.

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Florida Supreme Court Quashes Third District Holding: Note Supersedes Mortgage if Conflict Arises

Troutman Sanders

In WVMF Funding v. Palmero , the Supreme Court of Florida quashed the Third District Court of Appeals’ holding in OneWest Bank, FSB v. Palmero , 283 So. 3d 346 (Fla. 3d DCA 2019) that Mrs. Palmero was a “borrower” under a mortgage “as a matter of law.” In its holding, the Court emphasized that, pursuant to Graham v. Fitts and Hotel Mgmt. Co. v. Krickle , the “mortgage must be read alongside the note it secures” and “the note prevails in the event of the conflict.”.

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New Upgrade Bitcoin Rewards Card Earns 1.5% Back

Nerd Wallet

??This article provides information for educational purposes. NerdWallet does not offer advisory or brokerage services, nor does it recommend specific investments, including stocks, securities or cryptocurrencies. Image courtesy of Upgrade Financial startup Upgrade is adding another credit card to its collection — and adding to the growing number of credit cards that earn cryptocurrency rewards.

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Burr & Forman’s Commercial Litigation Practice Grows with Addition of D. Keith Andress and Jade E. Sipes

Burr Forman

Birmingham, AL – July 1, 2021 – Burr & Forman is pleased to announce the addition of D. Keith Andress and Jade E. Sipes to the firm’s Commercial Litigation Practice Group. Keith joins the firm as Partner and Jade joins as Counsel. They are both located in the Birmingham office. “We are thrilled to welcome Keith and Jade as we continue to grow our Commercial Litigation practice.

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Ahola Payroll and HR Solutions Review: Pros, Cons, Alternatives

Nerd Wallet

Ahola Payroll and HR Solutions, a family-owned payroll and human resources service provider, is a good choice for small-business owners who want to outsource certain payroll or HR tasks or get one-on-one assistance. Founded in 1967, it’s serviced over 10,000 small businesses with an average of 20 employees each. It specializes in personalized client support.

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How to Attract Multiple Generations to Open New Accounts and Apply for Loans

The experiences of every generation are characterized by their behaviors involving finances. Understanding these attitudes and using them to inform marketing messages enables community banks, regional banks and credit unions to better serve their customers. This entertaining and informative eBook will help your financial institution uncover the best practices when it comes to appealing to mass audiences.