Enterprise Recovery
MAY 27, 2022
When tragedy happens in America, regular life grinds to a halt. For business marketers and executives, their daily tasks come with heavy consequences. Both internal employees and the public often jump to conclusions based on your business' reaction or lack of reaction. With the recent gun violence in recent weeks, many organizations are left wondering what to say or do.
Nerd Wallet
MAY 27, 2022
Depending on where you are traveling, you might be required to take a COVID-19 test before departure. But, of course, this raises whether your insurance will reimburse you for the test. So the short answer is: There’s no one-size-fits-all answer. Whether or not your test will be covered will depend on your health insurance and. Carissa Rawson writes for NerdWallet.
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Better Credit Blog
MAY 27, 2022
Home equity loans allow you to borrow funds against the existing equity on your property. The equity balance is the difference between the market value of your home and the amount owed on your mortgage. Homeowners use these loans to fund home renovations, student loans, and high-value purchases or consolidate high-interest debt. When you take out this type of loan, you receive a lump sum that you pay back, typically at a fixed interest rate, over a period of 5 to 30 years.
Nerd Wallet
MAY 27, 2022
Sitting on a plane for long stretches of time without comforting snacks can make a long flight feel even longer. If you want to save money by packing your own food, it’s smart to understand what kinds of sustenance you can bring through the Transportation Security Administration checkpoint. Can you take food through TSA? The. Meg Lee writes for NerdWallet.
Speaker: Erika R. Bales, Esq.
When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.
Troutman Sanders
MAY 27, 2022
On May 26, the Consumer Financial Protection Bureau (CFPB or Bureau) announced that federal anti-discrimination law requires companies to explain to applicants the specific reasons for denying an application for credit or taking other adverse actions, even if the creditor is relying on credit models using complex algorithms. In a corresponding Consumer Financial Protection Circular published the same day , the CFPB started with the question, “When creditors make credit decisions … do these credi
Creditor Collections Today brings together the best content for creditors and collection professionals from the widest variety of industry thought leaders.
Troutman Sanders
MAY 27, 2022
On May 26, California Supreme Court ruled that the Federal Trade Commission’s (FTC) “Holder Rule” does not limit the award of attorneys’ fees where a consumer seeks fees from a holder under a state prevailing party statute. The Holder Rule and Previous California Precedent. The FTC’s Holder Rule permits consumers to bring any legal claims against the “holder” of a credit contract that the consumer could assert against the original seller of the good or service, even if the claim springs from the
Nerd Wallet
MAY 27, 2022
Whether you’re a frequent traveler or you’re just booking your first hotel, it often makes sense to join a loyalty program. Why? Because hotels reward you for your stays, no matter how much you travel. World of Hyatt membership is no exception. Let’s take a look at what you should know before joining Word Of. Carissa Rawson writes for NerdWallet. Email: articles@nerdwallet.com.
Troutman Sanders
MAY 27, 2022
On May 25, the Consumer Financial Protection Bureau (CFPB or Bureau) published a blog post , examining what it describes as the “practice of suppressing payment data.”. Per the blog post, the CFPB alleges that its research conducted in 2020 “uncovered that only about half of the largest credit card companies contribute data to credit reporting companies about the exact monthly payment amounts made by borrowers.
Jimerson Firm
MAY 27, 2022
A trustee of a trust in Florida has numerous duties to which they must adhere to in the administration of the trust. A trustee’s failure to do so may constitute a breach of trust and give rise to legal claims by trust beneficiaries. The Florida Trust Code provides an overview of the trustee’s duties in section 736.0801, making clear that “Upon acceptance of a trusteeship, the trustee shall administer the trust in good faith, in accordance with its terms and purposes and the interests of the be
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Fico Collections
MAY 27, 2022
Fraud at the point of application has long been an issue for lenders. Over the years, other sectors that needed personal data to set-up accounts and provide access to services have also fallen in the line of fire of criminals. We have seen insurance, utilities and mobile phone contracts all targeted by application fraud. This trend has grown considerably, as the pandemic forced rapid digital transformations across organizations that were far from ready.
Public Citizen
MAY 27, 2022
John P. Hunt of UC-Davis has written The Failed Legal Case Against Student Debt Jubilee. Here is the abstract: This paper reviews and rebuts the arguments presented to date that the Executive lacks authority to engage in mass student loan cancellation. Legality skeptics have presented no compelling argument that the relevant statutory text, which authorizes the Secretary of Education to “waive … or release., any claim” is ambiguous.
NACM
MAY 27, 2022
Its a rainy day here at NACM headquarters in Columbia, Maryland. But what better way to spend the day inside than listening to the latest episode of our Extra Credit #podcast ? ??Listen here: [link] week we talked about.1. Credit departments losing staff to other companies2. Possible early signs of an.
Fraser
MAY 27, 2022
Five Stories that Matter in Michigan This Week – May 27, 2022; Legal, Legislative, and Regulatory Insights. The Republican-led Michigan Senate and House recently passed $2.5 billion in tax cuts, with a party-line vote in the Senate and a more bipartisan vote in the House. The legislation was passed shortly after Governor Whitmer suggested sending $500 rebates to “working families” in Michigan.
Speaker: William Hord, Senior VP of Risk & Professional Services
Enterprise Risk Management (ERM) is critical for industry growth in today’s fast-paced and ever-changing risk landscape. When building your ERM program foundation, you need to answer questions like: Do we have robust board and management support? Do we understand and articulate our bank’s risk appetite and how that impacts our business units? How are we measuring and rating our risk impact, likelihood, and controls to mitigate our risk?
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