Account Recovery

MAY 18, 2021

A District Court judge in Tennessee has denied a plaintiff’s motion for a temporary injunction seeking to block the enactment of an interim final rule saying that collectors may face prosecution under the Fair Debt Collection Practices Act for not providing written notices to individuals being evicted, determining that the rule does not apply where … The post Judge Denies Request for TRO to Block CFPB’s FDCPA Eviction Rule appeared first on AccountsRecovery.net.

Fair Debt Collection 246

Fair Debt Collection Collections 246

Nerd Wallet

MAY 18, 2021

As a two-time national champion, Lexie Costa is constantly traveling for competitions and events. Like most athletes, she eats a high-protein diet including baked cod, lamb and yogurt — even on the road. Lexie Costa is a dog. She won first place in the 2017 and 2018 American Kennel Club and North America Diving Dogs. Sally French writes for NerdWallet.

119

119

Account Recovery

MAY 18, 2021

A District Court judge in Massachusetts has been asked to sign off on a settlement between the Consumer Financial Protection Bureau and a debt settlement company that was sued for allegedly engaging in abusive and deceptive acts and practices by charging fees before it performed any services and collecting higher fees than it was supposed … The post Debt Settlement Firm to Repay Consumers $5.4M Under Agreement With CFPB appeared first on AccountsRecovery.net.

Debt settlement 246

Debt settlement Collections 246

Nerd Wallet

MAY 18, 2021

While no one could foresee what 2020 would bring to small businesses, or the world, now that the year is winding down, it’s a good time to reflect on the last year and plan for the year ahead. You may not have been able to meet many of the goals you set for your business. Jacqueline DeMarco writes for NerdWallet. Email: wpguestuser+jdemarco@nerdwallet.com.

114

114

Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

Account Recovery

MAY 18, 2021

A District Court judge in New York has granted a defendant’s motion to dismiss after it was sued for allegedly violating the Fair Debt Collection Practices Act because of the language it used in a collection letter to indicate the methods in which the plaintiff could dispute the validity of the debt. A copy of … The post SDNY Judge Dismisses FDCPA Case Over Dispute Language in Letter appeared first on AccountsRecovery.net.

Fair Debt Collection 147

Fair Debt Collection Collections 147

Account Recovery

MAY 18, 2021

The California Department of Financial Protection and Innovation (DFPI) yesterday announced it has hired a leading consumer advocate to run its Office of Financial Technology and Innovation, with the mandate to create a “national model for fostering responsible innovation” for entrepreneurs developing financial products and services in the state.

147

147

Nerd Wallet

MAY 18, 2021

As a small business owner or freelancer, there are probably some aspects of your job you like more than others. While it’s great to be your own boss, set your schedule, and choose what projects you’ll take, it also means handling all your admin on your own, from accounting to taxes and more. Sending and. Sally Lauckner writes for NerdWallet. Email: slauckner@nerdwallet.com.

92

92

Account Recovery

MAY 18, 2021

SDNY JUDGE DISMISSES FDCPA CASE OVER DISPUTE LANGUAGE IN LETTER A District Court judge in New York has granted a defendant’s motion to dismiss after it was sued for allegedly violating the Fair Debt Collection Practices Act because of the language it used in a collection letter to indicate the methods in which the plaintiff … The post Daily Digest – May 18.

Debt settlement 147

Debt settlement Fair Debt Collection Collections 147

Nerd Wallet

MAY 18, 2021

If you’re thinking about joining a franchise, then consider entering the daycare industry. With 47 million children under the age of 12 and increasing dual-income households, demand for child daycare services is rising. The child daycare services market is projected to grow up to $520 billion by 2022, a significant jump from the industry’s $339. Sally Lauckner writes for NerdWallet.

90

90

Advertisement

Are you finding some snags in your collections process? With delinquencies, and the number of consumers looking for payment assistance on the rise, it may be time to consider an efficient cloud-based software to support your team. Learn how MeridianLink® Collect has helped financial institutions like yours streamline collections processes.

Collections

PDC Flow

MAY 18, 2021

One of my favorite quotes is by the author Maya Angelou: “I've learned that people will forget what you said, people will forget what you did, but people will never forget how you made them feel.”. This is clearly a great quote for people interested in personal development because it perfectly captures the importance of leaving a lasting, positive impression on everyone you meet.

Collection Agencies 86

Collection Agencies Collections Agency Collections Debt collector 86

Nerd Wallet

MAY 18, 2021

Capital One’s Savor credit cards are sweetening their rewards rates on food-related categories, while also incentivizing streaming purchases. As of May 18, 2021: The Capital One® Savor® Cash Rewards Credit Card will now earn 4% cash back on streaming services like Netflix, Disney+ and Hulu, and 3% back on grocery store purchases. The Capital One SavorOne Cash.

86

86

Credit Corp

MAY 18, 2021

You don’t need perfect credit to buy a home. However, the higher you can get your credit score, the better the rates will be on your mortgage and the easier the process will be. Just increasing your credit score by 10-20 points can move you from fair to good credit. Increasing your credit score is a chance to save thousands of dollars over the course of the mortgage.

Lender 84

Lender Loans Trade Creditors 84

Nerd Wallet

MAY 18, 2021

Creating a family budget takes teamwork, time and regular tweaking, but you’ve got this. We’ll walk you through it, but let’s first define “budget” so you know what to expect. What is a family budget? A family budget is a plan for your household’s incoming and outgoing money over a certain period of time, such. Laura McMullen writes for NerdWallet. Email: lmcmullen@nerdwallet.com.

82

82

Speaker: William Hord, Senior VP of Risk & Professional Services

Enterprise Risk Management (ERM) is critical for industry growth in today’s fast-paced and ever-changing risk landscape. When building your ERM program foundation, you need to answer questions like: Do we have robust board and management support? Do we understand and articulate our bank’s risk appetite and how that impacts our business units? How are we measuring and rating our risk impact, likelihood, and controls to mitigate our risk?

Banks

Chargent

MAY 18, 2021

A successfully managed dunning process in Salesforce is a critical part of any business, especially subscription or donation-based organizations. Learn what you need to automatically bring in failed payments. The post Creating an Effective Dunning Process in Salesforce appeared first on Chargent by AppFrontier.

Collections 52

Collections 52

Nerd Wallet

MAY 18, 2021

If you’re looking to start a business, one of the considerations and questions you need to ask yourself is whether you want to start an independent business or a franchise. There are many advantages of franchising, as well as disadvantages—for both franchisees and franchisors. When considering if you want to get involved with a franchise, Sally Lauckner writes for NerdWallet.

71

71

Fico Collections

MAY 18, 2021

Mathematicians and computer nerds – and I know many – talk frequently about Ray Kurzweil’s “ second half of the chessboard ,” the exponential explosion that results when things geometrically double in value with each iteration. . As the story goes, if you put a grain of rice on the first square of a chessboard and continue to double it… two on the second, four on the third, eight on the fourth, and so on, after 32 squares – the “first half” of the chessboard – you would have 2.14 billion grains

Banks 52

Banks Repossession Manufacturing Financial services 52

Nerd Wallet

MAY 18, 2021

ANA’s first class is one of the best in the world — its passengers experience high-end service, private suites and fabulous food. Here’s what you need to know about the first class experience on ANA. What to expect flying first class with ANA ANA is one of the few airlines in the world to have. Carissa Rawson writes for NerdWallet. Email: wpguestuser+carissarawson@nerdwallet.com.

63

63

Advertisement

Discover a modern, cloud-based collection system that never takes a rest day. MeridianLink® Collect is an intuitive platform with advanced customization options developed to simplify the collections process. Here are four ways MeridianLink Collect can support your team: Omnichannel communications Compliance rules & checklists Workflows & queues One interface with supporting integrations And that’s just the start.

Collections

Burr Forman

MAY 18, 2021

On September 4, 2020, the CDC issued a broad order temporarily halting evictions nationwide, citing the COVID-19 pandemic as its basis. 85 Fed. Reg. 55,292 (Sept. 4, 2020). The CDC determined that such a moratorium was necessary to encourage isolation and social distancing for individuals who might become homeless or forced to move in with a larger group upon eviction.

Trade 52

Trade Judgment 52

Nerd Wallet

MAY 18, 2021

Vancouver International Airport, YVR, has several lounges for travelers to enjoy before a trip. Access depends on where you’re flying, but both the domestic and international terminals of the airport offer multiple lounges. Options include airline-operated lounges from global carriers like Air Canada, British Airways and Cathay Pacific, and there’s also a SkyTeam alliance-branded lounge.

61

61

Credit Management Company

MAY 18, 2021

Our mission statement shows the critical role our employees play in our organization: “Credit Management Company exists to provide world class customer experience, unmatched value to our clients, and a growth-driven environment for our employees.”. Since human resources is responsible for hiring the right people to deliver excellent customer service and creating a culture that encourages growth, we decided to sit down with the Senior Director of Human Resources, Jessica Fritz, to learn more abou

Credit Management 52

Credit Management 52

Nerd Wallet

MAY 18, 2021

Most SBA loans are issued by banks, credit unions and other financial institutions, not the government. The best lenders have substantial experience with these small-business loans, so you get effective help during the application process and hopefully increase your chances of approval. Here are the best SBA lenders by loan program, as well as tips.

Lender 60

Lender Credit Unions Credit Unions Financial Institution 60

Speaker: Dr. Karen Hardy, CEO and Chief Risk Officer of Strategic Leadership Advisors LLC

Communication is a core component of a resilient organization's risk management framework. However, risk communication involves more than just reporting information and populating dashboards, and we may be limiting our skillset. Storytelling is the ability to express ideas and convey messages to others, including stakeholders. When done effectively, it can help interpret complex risk environments for leaders and inform their decision-making.

Troutman Sanders

MAY 18, 2021

On May 17, the Consumer Financial Protection Bureau (CFPB) announced a settlement with DMB Financial LLC, a Massachusetts-based debt-settlement company. In its complaint, the CFPB alleged that DMB Financial violated the Telemarketing Sales Rule (TSR) and the Consumer Financial Protection Act of 2010 (CFPA) by charging illegal fees and misleading consumers about its business practices.

Debt settlement 52

Debt settlement Debt collector Creditors 52

Nerd Wallet

MAY 18, 2021

Going into business is hard enough. Having to wear all the hats and “do all the things” can be even harder. Fortunately, in today’s world of innovation and technological advancement, there’s plenty of business help provided by trusted partners in virtually any field or business discipline. From apps to consultants and agencies and all the. Aja McClanahan writes for NerdWallet.

Startups 59

Startups 59

Fico Collections

MAY 18, 2021

As the economies in many countries start to bounce back due to successful vaccination programmes, there is a lot of discussion among lender about how best to determine both consumer and SME risk and treatment in the collections operation, given the interruption to standard data variables on which credit risk decisioning has been premised for some time.

Collections 52

Collections Lender Banks Collection Agencies 52

Nerd Wallet

MAY 18, 2021

The internet is full of high-end aspirational hotel redemptions. From an overwater villa in the Maldives to a chic Parisian loft, these drool-worthy properties almost always have one thing in common: no room for families. So what do you when a journey includes mom, dad, the kids and a friend or two? Find a hotel. Carissa Rawson writes for NerdWallet.

53

53

Advertisement

The experiences of every generation are characterized by their behaviors involving finances. Understanding these attitudes and using them to inform marketing messages enables community banks, regional banks and credit unions to better serve their customers. This entertaining and informative eBook will help your financial institution uncover the best practices when it comes to appealing to mass audiences.

Credit Unions