Thu.Dec 03, 2020

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Getting to Know Stacy Willis of Account Management Resources

Account Recovery

The “Getting to Know” series is sponsored by Arbeit. Arbeit is a powerful, and easy to use communications platform that empowers businesses to reach more consumers. Innovative by nature, we are constantly listening to and understanding the businesses we partner with and developing long term industry relationships that allow us to be proactive in anticipating … The post Getting to Know Stacy Willis of Account Management Resources appeared first on AccountsRecovery.net.

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12 Tips to Help Prevent Identity Theft

Credit Corp

There were more than 650,000 instances of reported identity theft in 2019, according to data from the Federal Trade Commission (FTC). Separate information from Javelin Strategy & Research found that consumers lost almost $17 billion to fraud in the same year. Concerned you might not be doing enough to prevent identity theft? Check out these tips we’ve collected to help you lead a more secure life and safeguard your information, finances and family.

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Judge Denies MTD in Suit Filed Against Collector By CFPB

Account Recovery

A District Court judge in Maryland has denied a debt collector’s motion to dismiss a lawsuit filed against it by the Consumer Financial Protection Bureau, ruling that even though the Supreme Court found the leadership structure of the Bureau to be unconstitutional, it did not dictate that it lacked authority to bring an enforcement action … The post Judge Denies MTD in Suit Filed Against Collector By CFPB appeared first on AccountsRecovery.net.

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ESG Funds: High-Rated and Low-Cost Options

Nerd Wallet

This article provides information and education for investors. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. When you’re adding investments to your portfolio, how well they perform may not be the only question on your mind. Investors are increasingly considering.

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From Complexity to Clarity: Strategies for Effective Compliance and Security Measures

Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

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How to Help Collectors Respond to Every Scenario During a Collection Call

Account Recovery

Collectors who stay in this business long enough usually end up hearing every objection, stall, and question in the book. And, over time, they can develop the appropriate responses to each of those situations. But that takes time. How can an agency help newer collectors — those whose inexperienced ears have yet to hear all … The post How to Help Collectors Respond to Every Scenario During a Collection Call appeared first on AccountsRecovery.net.

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Appeals Court Orders Dismissal of FDCPA Case Over Lack of Jurisdiction

Account Recovery

The Court of Appeals for the Ninth Circuit has reversed a lower court’s order granting a defendant’s motion for judgment on the pleadings in a Fair Debt Collection Practices Act case, but only so it could tell the lower court to instead dismiss the case without prejudice because of a lack of jurisdiction. A copy … The post Appeals Court Orders Dismissal of FDCPA Case Over Lack of Jurisdiction appeared first on AccountsRecovery.net.

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Consumer Financial Protection Bureau Sues LendUp Loans, LLC for Allegedly Violating the Military Lending Act

Consumer Finance

On December 4, 2020, the Consumer Financial Protection Bureau filed a lawsuit against LendUp Loans, LLC alleging that LendUp violated the Military Lending Act (MLA) in connection with its extensions of credit.

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Daily Digest – December 3. Getting to Know Stacy Willis; Appeals Court Orders Dismissal of FDCPA Suit

Account Recovery

GETTING TO KNOW STACY WILLIS OF ACCOUNT MANAGEMENT RESOURCES All Stacy Willis was looking for was a job. Re-entering the workforce following the birth of her second child, she wasn’t thinking about a career. But she found one. Two decades later, Stacy is now the Director of Operations at that same agency that originally hired … The post Daily Digest – December 3.

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What Is Earnest Money?

Nerd Wallet

Earnest money is a good-faith deposit you make on a home to show the seller you’re serious about buying. The money is deposited after the seller has accepted your offer and is usually kept in an escrow account. When the sale closes, you can keep the cash or apply the money toward the purchase. Although. Barbara Marquand is a writer at NerdWallet. Email: bmarquand@nerdwallet.com.

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When It Comes to Collections Software, “Good Enough” Isn’t Good Enough

Are you finding some snags in your collections process? With delinquencies, and the number of consumers looking for payment assistance on the rise, it may be time to consider an efficient cloud-based software to support your team. Learn how MeridianLink® Collect has helped financial institutions like yours streamline collections processes.

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How to Safeguard Your Business from Cyber Frauds

Payment Savvy

Cyber frauds have become more dangerous than any other thieves. Stealing of sensitive data or financial accounts brings more overwhelming losses than regular robbery. But, many small businesses think that this only happens to big enterprises. However, Small Business Committee research reports that approximately 71% of cyberattacks occur in companies with fewer than 100 employees.

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Farmers Life Insurance Review

Nerd Wallet

NerdWallet is a free tool to find you the best credit cards, cd rates, savings, checking accounts, scholarships, healthcare and airlines. Start here to maximize your rewards or minimize your interest rates. Ben Moore FARMERS LIFE INSURANCERated 3.5 stars out of 5 for overall performance in NerdWallet’s analysis.Fewer life insurance complaints to state regulators than.

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Alert: Fraudulent Activity! How ACH Fraud Detection Can Help

Micro Bilt

Unfortunately, COVID-19 has created unique opportunities for cybercriminals eager to take advantage of the chaos created by multi-state shutdowns, worldwide lockdowns, and greater volumes of people working from home to commit fraudulent activities of many kinds, including ACH fraud.

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Why the AmEx Gold Card is the Dark-Horse Travel Card You Need in 2021

Nerd Wallet

With big-time bonus points at U.S. supermarkets and restaurants, the American Express® Gold Card is seemingly a card for everyone. But with a hefty $250 annual fee yet few-to-no bougie benefits like Centurion Lounge access to show for it, it sometimes feels like a card for no one. The American Express® Gold Card has always. Sally French is a writer at NerdWallet.

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ERM Program Fundamentals for Success in the Banking Industry

Speaker: William Hord, Senior VP of Risk & Professional Services

Enterprise Risk Management (ERM) is critical for industry growth in today’s fast-paced and ever-changing risk landscape. When building your ERM program foundation, you need to answer questions like: Do we have robust board and management support? Do we understand and articulate our bank’s risk appetite and how that impacts our business units? How are we measuring and rating our risk impact, likelihood, and controls to mitigate our risk?

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Filing of Property Transfer Affidavits

Fraser

Michigan law requires that a Property Transfer Tax Affidavit (“PTA”) be filed with the local assessor (city or township) upon the transfer of ownership of real property. As used in the statute “transfer of ownership” means the conveyance of title to or a present interest in real property or some personal property. The PTA must be filed within 45 days of the date of transfer.

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7 WorkSpaces by Hilton for a Change of Scenery

Nerd Wallet

Working remotely doesn’t have to mean being stuck at your kitchen table while enduring the distractions and interruptions of daily life. Hotels have gotten creative in offering “work-from-hotel” packages, creating spaces where you can boost productivity while enjoying a change of scenery. The World of Hyatt and Marriott Bonvoy properties have some sweet deals among.

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Alert: Fraudulent Activity! How ACH Fraud Detection Can Help

Micro Bilt

Unfortunately, COVID-19 has created unique opportunities for cybercriminals eager to take advantage of the chaos created by multi-state shutdowns, worldwide lockdowns, and greater volumes of people working from home to commit fraudulent activities of many kinds, including ACH fraud.

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U.S. Treasury Bonds, Bills and Notes: What They Are and How to Buy

Nerd Wallet

This article provides information and education for investors. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. The United States and its economy have a broad reach. The U.S. has the largest and most active stock exchanges worldwide, U.S. dollars are. Tiffany Lam-Balfour is a writer at NerdWallet.

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You Put in a Full Work Week. Shouldn’t Your Collections Software Do the Same?

Discover a modern, cloud-based collection system that never takes a rest day. MeridianLink® Collect is an intuitive platform with advanced customization options developed to simplify the collections process. Here are four ways MeridianLink Collect can support your team: Omnichannel communications Compliance rules & checklists Workflows & queues One interface with supporting integrations And that’s just the start.

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The Best Travel Credit Cards For Not Traveling During COVID

Nerd Wallet

Strange as it may sound, many travel credit cards are now offering valuable nontravel perks and benefits. Indeed, some of these cards are worth considering even if you don’t plan to travel in the near future. How did this happen? When the pandemic began and travelers began canceling their trips wholesale, the travel credit card. Sam Kemmis is a writer at NerdWallet.

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Kemper Life Insurance Review

Nerd Wallet

NerdWallet is a free tool to find you the best credit cards, cd rates, savings, checking accounts, scholarships, healthcare and airlines. Start here to maximize your rewards or minimize your interest rates. Ben Moore KEMPER LIFE INSURANCERated 2 stars out of 5 for overall performance in NerdWallet’s analysis.Higher number of complaints to state regulators than.

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Want a Raise in 2021? You May Not Even Need to Ask for It

Nerd Wallet

Pay raises can be hard to come by, especially now. But if you received a big tax refund this year, getting more take-home pay next year could be a matter of filling out a form. That form is the W-4, and it has a big influence on how much tax comes out of your paycheck. Tina Orem is a writer at NerdWallet. Email: torem@nerdwallet.com. The article Want a Raise in 2021?

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