Account Recovery

MARCH 3, 2021

The number of individuals who are at least three months behind on their mortgages has increased by 250% in the past year, and 11 million renters and homeowners are at risk of losing their homes to foreclosure or eviction, according to a report issued by the Consumer Financial Protection Bureau this week. Collectively, almost $90 … The post CFPB Report Reveals 11 Million People at Risk of Losing Homes appeared first on AccountsRecovery.net.

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Foreclosure Collections 246

Nerd Wallet

MARCH 3, 2021

After a year of little to no travel, you’re probably ready to get back out and explore the world once it’s safe. But just because you’ve gotten your vaccine or coronavirus case rates are dropping doesn’t necessarily mean everything is returning to normal. In fact, the travel world is still far from it. If you. Sally French writes for NerdWallet. Email: sfrench@nerdwallet.com.

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Account Recovery

MARCH 3, 2021

JUDGE DENIES MOTION TO CERTIFY CLASS IN FDCPA SOL SUIT A District Court judge in Delaware has denied a motion to certify a class in a lawsuit that alleged a collector violated the Fair Debt Collection Practices Act by falsely representing the legal status of a debt when it sent settlement offers on time-barred debts … The post Daily Digest – March 3.

Fair Debt Collection 246

Fair Debt Collection Collections 246

Nerd Wallet

MARCH 3, 2021

There are a few obvious ways to learn how much money you spend on groceries every month: You can add up receipts, view your credit card transaction history or track your spending with a budget app. But figuring out how much you should spend on groceries isn’t quite as straightforward. Here’s how to work grocery. Lauren Schwahn writes for NerdWallet.

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Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

Account Recovery

MARCH 3, 2021

A verbal altercation broke out on the New Mexico Senate floor yesterday, leading the sponsor of a bill aimed at preventing healthcare providers from placing collection accounts or filing lawsuits against certain low-income individuals to drop an F-bomb toward one of his compatriots who is opposing the bill and used a parliamentary procedure to stall … The post Debate Over N.M.

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Healthcare Collections 246

Account Recovery

MARCH 3, 2021

A District Court judge in Delaware has denied a motion to certify a class in a lawsuit that alleged a collector violated the Fair Debt Collection Practices Act by falsely representing the legal status of a debt when it sent settlement offers on time-barred debts without disclosing that the statute of limitations had expired. A … The post Judge Denies Motion to Certify Class in FDCPA SOL Suit appeared first on AccountsRecovery.net.

Fair Debt Collection 242

Fair Debt Collection Collections 242

Nerd Wallet

MARCH 3, 2021

Americans struggling with debt might get some additional unpleasant tax surprises this year: From needing to pay taxes on forgiven debt to seeing reduced deductions as a result of loans that are in forbearance, some taxpayers are poised to owe more than they might realize, adding to an already confusing tax year. Some taxpayers are. Kimberly Palmer writes for NerdWallet.

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Loans 104

Prosperity Now

MARCH 3, 2021

Among the many inequities that the COVID-19 pandemic has revealed, a glaring example is the number of people in the

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Nerd Wallet

MARCH 3, 2021

There’s no shortage of rewards credit cards that offer enticing perks worth real money — potentially hundreds of dollars each year. But if the rewards program is complicated to navigate, it can be tough to get value out of your card. Instead of saving money, you’re left with a pile of points that were hard to. Sara Rathner writes for NerdWallet. Email: srathner@nerdwallet.com.

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Collections

Hudson Weir

MARCH 3, 2021

What is Corporation Tax? If you run a small business or are thinking of starting one, you may well be asking yourself this question. In this blog we’ll explain everything you need to know about Corporation Tax – what it is, how much you need to pay, and how and when to pay it. What is Corporation Tax? Corporation Tax is a tax that limited companies must pay on their profits.

Trade 52

Trade 52

Nerd Wallet

MARCH 3, 2021

The Chime Credit Builder Visa Secured Credit Card shares the same purpose as traditional secured credit cards: It can help you build a credit history if you have no credit or bad credit. But the similarities end there, because the $0-annual-fee Chime Credit Builder Visa requires no minimum security deposit and no credit check when. Sara Rathner writes for NerdWallet.

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Hudson Weir

MARCH 3, 2021

A declaration of solvency is a document that company directors sign during a Members’ Voluntary Liquidation (MVL). In this blog we’ll outline everything you need to know about signing a declaration of solvency. What is a Members’ Voluntary Liquidation? An MVL is a formal liquidation procedure that enables solvent companies to wind down their activities.

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Creditors 52

Nerd Wallet

MARCH 3, 2021

The free night certificate that comes with some Hilton American Express cards can help offset the card’s annual fee — especially if you know how to get the most value out of it. What’s more, due to the pandemic, any free weekend night award earned before Jan. 1, 2022, can be used any night of. Josh Garber writes for NerdWallet. Email: travel@nerdwallet.com.

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Speaker: William Hord, Senior VP of Risk & Professional Services

Enterprise Risk Management (ERM) is critical for industry growth in today’s fast-paced and ever-changing risk landscape. When building your ERM program foundation, you need to answer questions like: Do we have robust board and management support? Do we understand and articulate our bank’s risk appetite and how that impacts our business units? How are we measuring and rating our risk impact, likelihood, and controls to mitigate our risk?

Banks

Roths Child Law

MARCH 3, 2021

Fighting cancer is probably one of the most stressful things you've had to do in your life. Unfortunately, your difficult medical battle could very well come with a secondary financial fight for you. People diagnosed with cancer often find themselves saddled with astronomical levels of personal debt that they have no way of paying off in the foreseeable future.

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Bankruptcy Collections 52

Nerd Wallet

MARCH 3, 2021

This article provides information and education for investors. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Exchange-traded funds are a little like Millennials: Born in the early 90s, not really relevant until after the Great Recession, and a force to.

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Education Trade 64

Fico Collections

MARCH 3, 2021

I am honored to share some good news. FICO was ranked Number One on the Forbes 2021 list of America’s Best Mid-Sized Employers. This comes on the heels of winning the “Great Place to Work” awards for both FICO India and FICO Brazil. These distinctions reflect our strong foundation, focused on our people and rooted in our core values: . Act Like an Owner of our company.

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Roths Child Law

MARCH 3, 2021

Fighting cancer is probably one of the most stressful things you've had to do in your life. Unfortunately, your difficult medical battle could very well come with a secondary financial fight for you. People diagnosed with cancer often find themselves saddled with astronomical levels of personal debt that they have no way of paying off in the foreseeable future.

Bankruptcy 52

Bankruptcy Collections 52

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Collections

Troutman Sanders

MARCH 3, 2021

A federal district court in Arizona held in FTC v. Tate’s Auto Center of Winslow Inc. that the Federal Trade Commission (FTC) proved several automobile dealerships’ (collectively, “Tate’s Auto”) advertising failed to include legally required credit information in violation of the Truth in Lending Act (TILA) and the Consumer Leasing Act (CLA). The court declined to grant summary judgment on the FTC Act claims, alleging misleading advertisements and deceptive information on car loan applications.

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Judgment Loans Trade Collections 52

Nerd Wallet

MARCH 3, 2021

U.S. Bank has a wide range of business checking options, including a free option (Silver Business Checking) and an interest-bearing account (Gold Business Checking). While the bank excels in choice, it falls short on transparency. Terms and conditions, and the full slate of account fees are difficult to locate on the bank’s website. U.S. Bank. Kelsey Sheehy writes for NerdWallet.

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Banks 52

Payment Savvy

MARCH 3, 2021

PaymenAutomated Clearing House ( ACH ) payments are cost-effective, quickly processed, and improves cash flow. This method transfers money from one bank account to another without using physical checks, cash, or credit cards. While commonly used for recurring transactions, but don’t rule it out for one-time payments. Businesses should begin taking advantage of this electronic payment method if they haven’t already.

Banks 52

Banks 52

Nerd Wallet

MARCH 3, 2021

Hawaii has excellent beaches, active volcanoes, lush mountains and incredible resorts. But, depending on where you’re flying from, getting there can be quite pricey. Points and miles can help cut that cost. Unfortunately, many airline mileage programs treat Hawaii as a separate region from the mainland U.S., and then price awards to Hawaii at a. JT Genter writes for NerdWallet.

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Speaker: Dr. Karen Hardy, CEO and Chief Risk Officer of Strategic Leadership Advisors LLC

Communication is a core component of a resilient organization's risk management framework. However, risk communication involves more than just reporting information and populating dashboards, and we may be limiting our skillset. Storytelling is the ability to express ideas and convey messages to others, including stakeholders. When done effectively, it can help interpret complex risk environments for leaders and inform their decision-making.

Fico Collections

MARCH 3, 2021

The FICO Advisors team of consultants has just published our third COVID-19 bulletin to help banks adapt and thrive in these unprecedented conditions. Here are our observations on changing fraud patterns. A consequence of the economic downturn is the blurring of lines between fraud and risk. It is now less clear whether a customer has obtained credit with no intention to repay for fraudulent reasons, or whether they have fallen on hard times through unemployment or other financial pressures.

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Banks 52

Nerd Wallet

MARCH 3, 2021

The SKYPASS Visa® Secured Card offers people with a troubled payment history an opportunity to earn miles while rebuilding their credit. This co-branded Korean Air card includes a welcome bonus, travel benefits and additional miles every year that you renew the card. However, in order to receive these benefits, you must pay a $50 annual fee. Lee Huffman writes for NerdWallet.

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TCPA

MARCH 3, 2021

The Southern District of California recently dismissed the TCPA case Hildre v. Heavy Hammer, Inc., No. 3:20-cv-00236, 2021 WL 734431 (S.D. Cal. Feb.

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Albuquerque Law

MARCH 3, 2021

This past year has not been easy on anyone in the business world. In particular, restaurants are facing some of the largest financial challenges, with difficulty paying rent, bills or suppliers, all while continuing to serve customers with a reduction in profits. When struggling with overwhelming debt, many restaurant owners fear that seeking debt relief through bankruptcy will mean the end of the line for their business.

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Bankruptcy Chapter 7 bankruptcy Collections 49

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Credit Unions