Nerd Wallet
JULY 4, 2022
Pandemic aside, flying induces many questions these days. Do I have to pay for a bag? Can my companion and I sit together? How many economy cabins are there? If you’re wondering what all the economy classes mean, you’re not the only one. If you are buying a ticket on United Airlines, here’s what you. Anya Kartashova writes for NerdWallet. Email: travel@nerdwallet.com.
Collection Industry News
JULY 4, 2022
Source: site. The Consumer Financial Protection Bureau (CFPB) issued an advisory opinion on June 29, 2022, clarifying its view as to the legality under the Fair Debt Collection Practices Act (FDCPA) of “convenience fees” for optional methods of expedited payment not prescribed in the underlying loan documents, such as payment by phone or on the web.
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Nerd Wallet
JULY 4, 2022
Online travel agencies like Hotels.com act as the go-between for you and travel companies, helping to facilitate all your travel needs. Hotels.com — as the name suggests — focuses on accommodations. Let’s take a look at how Hotels.com works, its loyalty program and ways to save money when booking with Hotels.com. How does Hotels.com work? Carissa Rawson writes for NerdWallet.
Collection Industry News
JULY 4, 2022
Source: site. On June 24, the California Department of Financial Protection and Innovation (DFPI) issued proposed regulations implementing certain provisions of the California Consumer Financial Protection Law (CFPL) related to commercial financial products and services. Written comments on the proposed regulations are due by August 8. The proposed rules implement the DFPI’s authority under the CFPL to issue and enforce rules defining unfair, deceptive, or abusive acts or practices as they rel
Speaker: Erika R. Bales, Esq.
When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.
Collection Industry News
JULY 4, 2022
Source: site. CFPB Moves to Reduce Junk Fees Charged by Debt Collectors. Advisory opinion explains that most “pay-to-pay” fees charged by debt collectors violate federal law. WASHINGTON, D.C. (June 29, 2022) — Today, the Consumer Financial Protection Bureau (CFPB) issued an advisory opinion affirming that federal law often prohibits debt collectors from charging “pay-to-pay” fees.
Creditor Collections Today brings together the best content for creditors and collection professionals from the widest variety of industry thought leaders.
Collection Industry News
JULY 4, 2022
Source: site. (Bloomberg) — US consumer spending fell in May for the first time this year and prior months were revised lower, suggesting an economy on somewhat weaker footing than previously thought amid rapid inflation and Federal Reserve interest-rate hikes. Most Read from Bloomberg. Purchases of goods and services, adjusted for changes in prices, decreased 0.4% after a downwardly revised 0.3% gain a month earlier, Commerce Department data showed Thursday.
Collection Industry News
JULY 4, 2022
Source: site. As the Federal Reserve boosts interest rates to beat inflation, all sorts of debt becomes more expensive. Much of the everyday focus may be on credit cards and mortgages. But amid the headlines noting that homebuyers are being priced out of their markets, that savings may be tested by the fact that putting food on the table has become harder as prices soar by double-digit percentage points — auto lending will feel a pinch too.
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