Thu.Apr 07, 2022

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Judge Denies Plaintiff’s MSJ, Partially Grants Defendant’s Motion in FDCPA Case Over Disputed Debt

Account Recovery

It’s a situation that happens all-too-often in collection agencies across the country. A consumer, in this case through her attorney, submits a letter disputing the debt. But the information included in the letter doesn’t match anything the agency can find in its system. Turns out, the agency had the debt under a different last name … The post Judge Denies Plaintiff’s MSJ, Partially Grants Defendant’s Motion in FDCPA Case Over Disputed Debt appeared first on Account

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What your practice needs to know about medical debt reporting in 2022

American Profit Recovery

Our team here handles medical debt collections for a wide range of medical practices around the country. We keep up to date on the latest legislation and guidance from both federal regulators as well as state governments. In our industry, there seem to be changes all the time when it comes to how and when we are able to deal with consumers. These adjustments are meant to protect consumers and create an even playing field to assist them and the medical practices that require payment.

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CFPB ‘Cautiously Optimistic’ About Medical Debt Credit Reporting Changes, But Chopra Questions Whether CRAs Went Far Enough

Account Recovery

While expressing cautious optimism for “certain aspects” of the recent announcements from the three major credit reporting agencies regarding how they will handle medical debts, Rohit Chopra, the Director of the Consumer Financial Protection Bureau raised a number of issues and continued to ramp up the rhetoric with respect to credit reporting in his first … The post CFPB ‘Cautiously Optimistic’ About Medical Debt Credit Reporting Changes, But Chopra Questions Wheth

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Public Citizen - Untitled Article

Public Citizen

Do Copyright Holders Get a Free Pass to Identify Alleged Infringers? by Paul Alan Levy. Suppose that, on June 4, 2022 the owner of a China-based Twitter account were to post this 2005 photo of the Gate  of Heavenly Peace, with text calling for remembrance of the martyrs of Tiananmen Square.   Suppose further that, the following week, a previously unknown company based in China and claiming ownership of the copyright in the 2005 version of the iconic painting of Mao’s bust that sits o

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From Complexity to Clarity: Strategies for Effective Compliance and Security Measures

Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

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Gov’t Extends Student Loan Moratorium, Wipes Out All Existing Defaults, Delinquencies

Account Recovery

As expected, the federal government yesterday announced that it was extending the moratorium on making student loan payments for an additional four months — to August 31 — but added in an extra wrinkle that will impact those in the accounts receivable management industry: The 7 million borrowers who are in default on their student … The post Gov’t Extends Student Loan Moratorium, Wipes Out All Existing Defaults, Delinquencies appeared first on AccountsRecovery.net.

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Daily Digest – April 7. Getting to Know Jordan McWilliams of Contract Callers; Judge Denies Plaintiff’s MSJ in FDCPA Case

Account Recovery

GETTING TO KNOW JORDAN MCWILLIAMS OF CONTRACT CALLERS There is a level of self-assuredness that is needed to be completely honest when answering these questions, and it’s clear from the information below that Jordan McWilliams has it. That same level of self-assuredness is probably also what allows him to not think twice about openly swearing … The post Daily Digest – April 7.

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What Is Halal Investing?

Nerd Wallet

“Halal” is an Arabic word that means lawful or permitted. While halal often refers to food, it can also describe which investments are allowed within the Islamic faith. Halal investing definition Halal investing is a religious form of investing that complies with Islamic law or Shariah. Islamic scholars help shape halal investing guidelines around topics.

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Getting to Know Jordan McWilliams of Contract Callers

Account Recovery

The “Getting to Know” series is sponsored by Applied Innovation. Applied Innovation is helping to shape the future of accounts receivable management. Product development is driven by customer feedback, agency profitability and compliance and includes platforms addressing client portal access, document management, payment negotiation, Regulation E focused electronic payment authorizations and TCPA communication authorization platforms. … The post Getting to Know Jordan McWilliam

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Spring-Clean Your Finances With Some Automation

Nerd Wallet

Automating financial tasks sounds like the perfect way to check mundane items like saving and paying bills off your to-do list with minimal effort. But there’s a potential downside to giving up manual control. When you automate bills, you may be less likely to review them and notice errors, or to catch yourself overspending. When. Kimberly Palmer writes for NerdWallet.

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When It Comes to Collections Software, “Good Enough” Isn’t Good Enough

Are you finding some snags in your collections process? With delinquencies, and the number of consumers looking for payment assistance on the rise, it may be time to consider an efficient cloud-based software to support your team. Learn how MeridianLink® Collect has helped financial institutions like yours streamline collections processes.

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Jimerson Birr Ranks Among Fastest Growing Law Firms in the Nation

Jimerson Firm

Jacksonville, Fla — March 10, 2022 — For the fifth year, Jimerson Birr has been recognized by the Law Firm 500, which celebrates the fastest-growing law firms in the United States. The firm placed 101 out of 500, climbing 50 spots since its previous listing. The Law Firm 500 measures year-over-year growth by calculating gross revenues from the three previous years.

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A Guide to Delta Flights to Mexico

Nerd Wallet

Delta Air Lines has a global network that can get you around the U.S. and beyond. If your travel plans are taking you to Mexico, Delta and its SkyTeam partner Aeromexico have you covered. SkyMiles elite members are even eligible to request complimentary upgrades on Aeromexico. While Aeromexico has its own network of flights that will get. Ramsey Qubein writes for NerdWallet.

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Fast and Furious with the FCRA: Fifty Minutes on the Latest Developments in FCRA Litigation

Troutman Sanders

Thursday, April 7 • 12:00 – 1:00 p.m. ET. David Anthony spoke on a panel that discussed recent significant developments in Fair Credit Reporting Act litigation, with a particular focus on cases that involve class action issues. The panel discussion topics included key decisions, trends in the types of claims and issues that are the focus of litigation, and compliance takeaways from litigation.

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The Best Car Insurance in Florida

Nerd Wallet

Florida has more uninsured drivers than any other state in the nation, with more than 20% of drivers foregoing car insurance, according to a study from the Insurance Research Council. With so many uninsured motorists on the road, you’ll want to make sure you have the best car insurance possible in case you’re in an. Kayda Norman writes for NerdWallet.

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ERM Program Fundamentals for Success in the Banking Industry

Speaker: William Hord, Senior VP of Risk & Professional Services

Enterprise Risk Management (ERM) is critical for industry growth in today’s fast-paced and ever-changing risk landscape. When building your ERM program foundation, you need to answer questions like: Do we have robust board and management support? Do we understand and articulate our bank’s risk appetite and how that impacts our business units? How are we measuring and rating our risk impact, likelihood, and controls to mitigate our risk?

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Ninth Circuit Finds Standing in FCRA File Disclosure Case But Rejects Expansive View of Definition of “File”

Troutman Sanders

The Ninth Circuit recently affirmed a Central District of California decision, denying a motion to remand and granting a motion to dismiss in Tailford , No. 20-56344, 2022 U.S. App. LEXIS 5357, at *11-12 (9th Cir. Mar. 1, 2022). Plaintiffs Theresa Tailford, Sanford Buckles, and Jeffrey Ruderman sued a national credit bureau for FCRA violations, alleging failure to disclose certain information in the file disclosures the credit bureau provided upon request.

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Anthem Medicare Supplement Insurance 2022 Review

Nerd Wallet

Anthem is the second-largest health insurer in the U.S. It offers Medicare Supplement Insurance, or Medigap, both as part of the Blue Cross Blue Shield collective and on its own. Anthem stands out from most other Medigap insurers by offering options to add dental and vision coverage to Medigap plans. It offers only a few. Alex Rosenberg writes for NerdWallet.

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Secure Digital Banking and Customer Communications

Fico Collections

Following the highly successful The 11 Commandments of Digital Banking eBook , we are publishing a series of 5 deeper dive blog posts that group the 11 Commandments below into common themes: Digital lift-and-shift is not a strategy! Friction – not inherently good or evil. Be personable in this impersonal channel. Respect the data. Engage me, teach me – feed my TikTok obsession.

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Deposit Explained

Nerd Wallet

What is a deposit? A deposit is the amount of money you give to a financial institution, such as a bank, to hold for you in an account. Individuals and businesses make deposits every day by transferring their funds — usually via cash or check — into banking accounts. Depending on the account type, depositors. Benjamin Din writes for NerdWallet. Email: bdin@nerdwallet.com.

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You Put in a Full Work Week. Shouldn’t Your Collections Software Do the Same?

Discover a modern, cloud-based collection system that never takes a rest day. MeridianLink® Collect is an intuitive platform with advanced customization options developed to simplify the collections process. Here are four ways MeridianLink Collect can support your team: Omnichannel communications Compliance rules & checklists Workflows & queues One interface with supporting integrations And that’s just the start.

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Deputy Director Martinez’s Opening Remarks to the Academic Research Council

Consumer Finance

Deputy Director Martinez remarks at the April 8, 2022 Academic Research Council.

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What a Tax Holiday at the Gas Pump Means for You

Nerd Wallet

Amid rising inflation and worrisome world conflict, soaring costs at the gas pump are the last thing folks want to worry about. But with fuel prices hitting record highs, it’s a reality most drivers can’t ignore. As the pressure to provide financial relief grows, President Joe Biden is expected to release 180 million barrels of. Sabrina Parys writes for NerdWallet.

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CBD Likely to Receive Stricter Regulatory Scrutiny in Michigan Following Governor’s Executive Order

Fraser

Significant changes in Michigan’s cannabis regulatory framework go into effect on April 13, 2022, following Governor Whitmer’s Executive Order No. 2022-1. Pursuant to the Executive Order, the Marijuana Regulatory Agency, which oversees marijuana growing, processing, and sales, will become the Cannabis Regulatory Agency (the “Agency”).

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How to Book an All-Inclusive Resort for as Little as 10K Points Per Night

Nerd Wallet

Bright sunshine, cool water and as many strawberry daiquiris as you can stomach — this is the standard promise you’ll find for all-inclusive resorts. They’re popular for a reason, but the costs of experiencing this idyllic tranquility can quickly add up. Happily, a partnership between Citi ThankYou points and Choice hotels has led to some. Carissa Rawson writes for NerdWallet.

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The Power of Storytelling in Risk Management

Speaker: Dr. Karen Hardy, CEO and Chief Risk Officer of Strategic Leadership Advisors LLC

Communication is a core component of a resilient organization's risk management framework. However, risk communication involves more than just reporting information and populating dashboards, and we may be limiting our skillset. Storytelling is the ability to express ideas and convey messages to others, including stakeholders. When done effectively, it can help interpret complex risk environments for leaders and inform their decision-making.

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Manufacturing Index Shows Economic Expansion in Overall Economy for 22 Months Straight

NACM

The purchasing managers' index (PMI) stood at 57.1% in March—following a February reading of 58.6%, according to the Institute for Supply Management® (ISM) March 2022 Manufacturing Report On Business. This decrease in 1.5 percentage points indicates expansion in the overall economy for the 22nd month in a row and is the PMI's lowest rating since Se.

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Can You Negotiate Your COVID-19 Hospital Bills?

Nerd Wallet

Since health insurance companies have rolled back waivers for hospital costs related to COVID-19, a COVID-19 hospitalization could result in a startlingly high bill from health care providers, according to a recent study from the University of Michigan and Boston University. Of people who had private insurance from March 2020 to March 2021 and were.

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Best Benefits of the American Airlines AAdvantage MileUp Mastercard

Nerd Wallet

The American Airlines AAdvantage MileUp? Card is a solid option for those who want to earn AAdvantage miles without paying an annual fee. Although the card lacks some travel benefits like free checked bags and priority boarding, it still comes with a decent amount of perks. We’ve outlined some of the best benefits on the. Elina Geller writes for NerdWallet.

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Hyatt House vs. Hyatt Place: Which Is Right for Your Trip?

Nerd Wallet

World of Hyatt members can earn and redeem points at more than 1,150 hotels across 19 different brands within the greater Hyatt portfolio. Two popular brands among the Hyatt portfolio are Hyatt Place and Hyatt House. These two brands sound similar — and in many ways, they are. Both Hyatt Place and Hyatt House are. Paul Rubio writes for NerdWallet. Email: travel@nerdwallet.com.

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How to Attract Multiple Generations to Open New Accounts and Apply for Loans

The experiences of every generation are characterized by their behaviors involving finances. Understanding these attitudes and using them to inform marketing messages enables community banks, regional banks and credit unions to better serve their customers. This entertaining and informative eBook will help your financial institution uncover the best practices when it comes to appealing to mass audiences.