Fri.Dec 02, 2022

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Supreme Court Agrees to Hear Arguments in Student Loan Debt Cancellation Plan While Another Appeals Court Upholds Block

Account Recovery

The Supreme Court yesterday agreed to hear arguments this term in a lawsuit over the Biden administrations plan to cancel up to $20,000 of student loan debt, while another appeals court issued a ruling upheld a lower court’s decision to temporarily halt the program, after 26 million individuals had applied for loan forgiveness.

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Don't Let Past Due Invoices Ruin Your Holidays!

Enterprise Recovery

The holidays are a special time when your business breathes out a sigh as one year ends and another begins. Right? Before that happens, there is much to do! The end of the year signals the looming beginning of tax preparation and budget decisions.

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Data Breach at Wash. Collection Agency Impacts 3.7M Consumers

Account Recovery

A Washington-based collection agency has reported a data breach to the Attorney General of Maine after being the target of a ransomware attack last year that compromised the personal information of more than 3 million people, according to published reports.

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Labor Market Kept It Tight in 2022

Nerd Wallet

Anna Helhoski writes for NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. The article Labor Market Kept It Tight in 2022 originally appeared on NerdWallet. Personal Finance

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Connect, Care, Convert: Secrets to Establishing Trust with Niche Markets and Turning Them Into Clients

Speaker: Lynnette Khalfani-Cox, The Money Coach®

Lynnette Khalfani-Cox, The Money Coach, is here to give you insights into the consumer mindset along with proven strategies for nurturing trust and client-building in underserved markets.

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Judge Grants MSJ for Defendant in FDCPA Case Over Cease Communications Request

Account Recovery

More Trending

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Collector Accused of Violating Reg F, FDCPA by Furnishing Info about Plaintiff’s Father on Plaintiff’s Credit Report

Account Recovery

EDITOR’S NOTE: This article is part of a series that is sponsored by WebRecon. WebRecon identifies serial plaintiffs lurking in your database BEFORE you contact them and expose yourself to a likely lawsuit.

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How High-Interest ‘Rent-a-Bank’ Loans Sidestep State Rate Caps

Nerd Wallet

A Google search for “online loan” returns a list of low-interest personal loans alongside no-credit-check loans with high interest rates. The latter might not be available in many states if it weren’t for the “rent-a-bank” business model.

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Daily Digest – December 2. Collector Accused of Violating Reg F Over Debt Parking; Data Breach at Wash. Collection Agency Impacts 3M Consumers

Account Recovery

COLLECTOR ACCUSED OF VIOLATING REG F, FDCPA BY FURNISHING INFO ABOUT PLAINTIFF’S FATHER ON PLAINTIFF’S CREDIT REPORT A defendant is being accused of violating the debt parking provisions of Regulation F and the Fair Debt Collection Practices Act because it allegedly furnished information about an unpaid debt to the credit reporting agencies that was owed … The post Daily Digest – December 2. Collector Accused of Violating Reg F Over Debt Parking; Data Breach at Wash.

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Save for ‘Retirement’? Generate Lifetime Income Instead

Nerd Wallet

The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments.

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Successful Change Management with Enterprise Risk Management

Speaker: William Hord, Vice President of ERM Services

Join us as we discuss the various tangents of data and the change management process that will help you make better risk-based business decisions to save time and money for your organization.

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New regulatory body for Bailiffs launched

UK debt collections

A new regulatory body for bailiffs was launched on Wednesday as new figures reveal that over a third of families fear the cost-of-living crisis will force them into debt.

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The Guide to Star Alliance Silver

Nerd Wallet

When you earn elite status through an airline that’s part of an alliance, in a way, you’re earning two elite statuses. First, you receive benefits from the airline with which you earned your status. However, you also achieve elite status with that airline’s global alliance.

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Common Bankruptcy Mistakes to Avoid

Luftman, Heck & Associates.

If you want to keep some of your debts, a repayment plan via a Chapter 13 bankruptcy may be the right move if you’re struggling. Alternatively, Chapter 7 could let you discharge everything to move on faster.

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4 Reasons to Buy Thrifted Gifts This Year

Nerd Wallet

Thrifting is hot, and Goodwill finds are cool again. But while we’re thrilled to find the perfect throwback tee for our own closet, gifting used goods still carries a stigma for some. It shouldn’t. Secondhand gifts are better for your wallet, your community and the environment.

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How Preparation and Strategy Can Be Used to Fight and Defeat Any Ransomware Attack

Speaker: Karl Camilleri, Cloud Services Product Manager at phoenixNAP

Through a detailed analysis of major attacks and their consequences, Karl Camilleri, Cloud Services Product Manager at phoenixNAP, will discuss the state of ransomware and future predictions, as well as provide best practices for attack prevention and recovery.

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Specialized Brains ICT help improve user experience and capabilities within Visma | Onguard solutions

Onguard

Amsterdam, 2 December 2022 – Despite the talents that people with autism have, it is very difficult for them to function well in a regular work environment. Because of this, the idea of creating a protected environment where their talents can be fully expressed has emerged.

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5 Tips for Booking Group Travel Insurance

Nerd Wallet

Are you planning a group travel event? Maybe you have a large family, or you’re heading to an event hosted by your employer. Whatever the case, you may be looking to purchase travel insurance for your time out of town; but since there are so many of you, it may make sense to purchase group.

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CPSC issues rule to protect children from strangulation by window covering cords. Industry association sues.

Public Citizen

Nearly half of the children caught in cords for shades, blinds, or other window coverings die -- close to 100 kids died of strangulation from window covering cords in 2021 -- according to data from the Consumer Product Safety Commission. Two years ago, Canada announced a regulation strictly limiting the length of window covering cords and adopting other requirements to protect children. The regulation went into effect earlier this year. On November 28, the CPSC issued a similar regulation.

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What Is an HSA?

Payment Savvy

A health savings account, or HSA, is a tax-advantaged account that allows account holders to save for qualified medical expenses , such as dental services or vision care, that are not reimbursed by high-deductible health plans.

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Mandatory COVID Vaccination Policy Template

The federal government is developing a rule requiring employers with more than 100 employees ensure their workers are vaccinated or produce a negative COVID test weekly before entering the workplace. So, what can your organization do to prepare? Get Paycor’s COVID Vaccination Policy Template to help communicate important details to your employees.

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Supreme Court to Hear Arguments on Biden’s Student Loan Forgiveness Plan

Troutman Sanders

As discussed here , on November 18, the Biden administration filed an application with the U.S. Supreme Court to vacate the Eighth Circuit injunction temporarily pausing the administration’s student loan forgiveness program.

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Credit Card Processing Outage

Payment Savvy

Most businesses these days benefit from credit card payments, at least in some capacity. This means that whenever a card processing outage occurs, business owners have reasons to be worried.

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Finally, The Ninth Circuit Endorses Narrower Definition of Automatic Telephone Dialing System Under the TCPA

Troutman Sanders

On November 16, the Ninth Circuit issued a decision affirming the dismissal of a lawsuit on the grounds that to qualify as an automatic telephone dialing system (ATDS) under the Telephone Consumer Protection Act (TCPA) the telephone system must randomly or sequentially generate telephone numbers, not just any numbers. In Borden v.

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What Is an HSA Card and How To Use It?

Payment Savvy

Medical expenses are a major cause of bankruptcy in the U.S. The average American spends about $12,500 per year on health care. That’s a lot of money to pay out-of-pocket, especially when you consider that most people don’t have thousands of dollars sitting around in a savings account.

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Five Stories that Matter in Michigan This Week – December 2, 2022

Fraser

New Michigan NIL Legislation Takes Effect December 31, 2022. Michigan House Bill 5217 which was passed into law in 2020, takes effect December 31, 2022 and sets new standards for how student-athletes can earn compensation for the use of their name, image, and likeness (“NIL”) in Michigan.

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What Is an FSA?

Payment Savvy

A flexible spending arrangement or flexible spending account (FSA) is a tax-advantaged account provided by an employer to an employee to allow for covering eligible healthcare expenses or dependent care costs.

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November CMI Falls to New Low as Downward Trend Continues

NACM

?? The November NACM Credit Managers' Index fell once again, this time by 1.2 points to a reading of 52.0, its lowest since May 2020 and the lowest non-recession, non-pandemic value recorded.?? Hear from NACM Economist Amy Crews Cutts about her latest recession outlooks.

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HSA vs. FSA – Which Is Better?

Payment Savvy

Health savings account (HSA) and flexible spending account (FSA) are tax-advantaged accounts that you can use to save money for qualified medical expenses as well as benefit from significant savings on your taxes. HSAs and FSAs have different advantages and eligibility requirements.