Thu.Nov 05, 2020

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Extend and Oliver Join the Wells Fargo Startup Accelerator

Account Recovery

SAN FRANCISCO – Nov. 5, 2020 – Wells Fargo & Company (NYSE:WFC) announced today that companies Extend and Oliver have joined the Wells Fargo Startup Accelerator, a portfolio of startup companies that develop solutions across a broad set of domains including customer experience, payments, marketing, risk and regulation, climate change and security.

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Black Friday Shopping During Coronavirus: Tips for Success

Credit Corp

Many people choose to do their shopping on Black Friday to get great deals for the holiday season. It’s one of the biggest shopping days of the year, and consumers make Black Friday purchases both in-store and online. According to research compiled by Adobe Analytics , shoppers spent $7.4 billion on online purchases alone on Black Friday in 2019.

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Getting to Know Sara Woggerman of ARM Compliance Business Solutions

Account Recovery

The “Getting to Know” series is sponsored by Arbeit. Arbeit is a powerful, and easy to use communications platform that empowers businesses to reach more consumers. Innovative by nature, we are constantly listening to and understanding the businesses we partner with and developing long term industry relationships that allow us to be proactive in anticipating … The post Getting to Know Sara Woggerman of ARM Compliance Business Solutions appeared first on AccountsRecovery.net.

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The Best Cheap Homeowners Insurance for 2020

Nerd Wallet

Homeownership is already expensive, so why pay more than you need to for your homeowners insurance? Don’t settle for an expensive rate; cheap homeowners insurance can include great coverage. NerdWallet analyzed pricing data from 145 insurance companies to find the cheapest homeowners insurance in every state, as well as the country’s largest cities.

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From Complexity to Clarity: Strategies for Effective Compliance and Security Measures

Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

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Consumer Groups Ask Kraninger to Abandon CFPB Reorg, Cite Lack of Supervision Over Debt Collectors

Account Recovery

A group of 83 different consumer advocacy groups have written a letter to Kathleen Kraninger, the director of the Consumer Financial Protection Bureau, urging her not to move forward with a proposed reorganization of the agency’s enforcement unit, saying it will “drastically weaken its authority, independence, and ultimately, effectiveness, leaving consumers vulnerable and defenseless.” Moving … The post Consumer Groups Ask Kraninger to Abandon CFPB Reorg, Cite Lack of Su

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Judge Grants MTD in FDCPA Case Over Credit Reporting Disclosure in Letter

Account Recovery

A District Court judge in New York has granted a defendant’s motion to dismiss after it was sued for allegedly violating the Fair Debt Collection Practices Act by including language in a collection letter that notified the letter’s recipient that the unpaid debt may be reported to a credit reporting agency. A copy of the … The post Judge Grants MTD in FDCPA Case Over Credit Reporting Disclosure in Letter appeared first on AccountsRecovery.net.

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How to Maximize the Southwest Rapid Rewards Plus Credit Card

Nerd Wallet

The Southwest Rapid Rewards® Plus Credit Card has a low $69 annual fee, yet comes with a lot of perks. If you’re thinking about applying, here’s how to get the most out of it. Earn the welcome bonus Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is. Jon Nickel-D'Andrea is a writer at NerdWallet. Email: travel@nerdwallet.com.

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California Voters Approve Measure to Bolster CCPA

Account Recovery

Temporarily lost amid the ongoing battle for the White House were some measures and developments in other areas that have the potential to impact the accounts receivable management industry. Voters in California, for example, approved a ballot initiative known as Proposition 24, or the California Privacy Rights Act of 2020. It is a companion law … The post California Voters Approve Measure to Bolster CCPA appeared first on AccountsRecovery.net.

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Loan Modification and Deferment Requirements for SBA Lenders

Jimerson Firm

If a borrower is experiencing difficulties making payments on their SBA loan, they may seek relief with the lender or CDC by requesting a loan modification or deferment. When a lender or CDC receives such a request from a borrower, the lender or CDC must be cognizant of the requirements of granting a modification or deferment, and recognize when the loan should be classified in liquidation instead.

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When It Comes to Collections Software, “Good Enough” Isn’t Good Enough

Are you finding some snags in your collections process? With delinquencies, and the number of consumers looking for payment assistance on the rise, it may be time to consider an efficient cloud-based software to support your team. Learn how MeridianLink® Collect has helped financial institutions like yours streamline collections processes.

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Daily Digest – November 5. Getting to Know Sara Woggerman of ARM Compliance Business Solutions; Judge Grants MTD in FDCPA Case

Account Recovery

GETTING TO KNOW SARA WOGGERMAN OF ARM COMPLIANCE BUSINESS SOLUTIONS Sara Woggerman has always been someone who takes the road less traveled, which likely explains her decision to launch her own consulting business in the middle of a global pandemic. But she has a solid foundation in the industry on which to hang her new … The post Daily Digest – November 5.

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How to Save on Flights by Booking Through the AmEx International Airline Program

Nerd Wallet

Now, while travel might be on hold for many of us, is an especially good time to learn new ways to travel at a discount. That’s where the American Express International Airline Program comes in. This occasionally overlooked program is great for saving money when booking international flights. On some itineraries, you might even save more. JT Genter is a writer at NerdWallet.

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How To Remove Receivable Management Systems From Your Credit Report

Better Credit Blog

Have you discovered a collections entry from Receivable Management Systems on your credit report? Collections entries can drop your credit score for years, hurt your future creditability, and add stress to your life. Because along with lowering your credit score, having debt in collections opens you up to frequent phone calls and letters from the collections agency.

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Coffee conversation with Sue Chapple, CICM on the future of the credit management industry and the renewed importance of the credit manager

On Guard

Onguard Coffee Conversations – Interview with Sue Chapple of the CICM . Sue Chapple is the Chief Executive of the Chartered Institute of Credit Management(CICM), the world’s largest professional credit management organisation. While enjoying an afternoon cuppa, Floor Stam, VP Marketing at Onguard, welcomes Sue to this coffee conversation. There is currently so much uncertainty surrounding not only the future of the credit management industry but the economy as a whole.

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ERM Program Fundamentals for Success in the Banking Industry

Speaker: William Hord, Senior VP of Risk & Professional Services

Enterprise Risk Management (ERM) is critical for industry growth in today’s fast-paced and ever-changing risk landscape. When building your ERM program foundation, you need to answer questions like: Do we have robust board and management support? Do we understand and articulate our bank’s risk appetite and how that impacts our business units? How are we measuring and rating our risk impact, likelihood, and controls to mitigate our risk?

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Burr’s Matt Scully Invited to Speak at TerraLex’s Virtual Global Meeting on The Future of Work Post-COVID-19

Burr Forman

On Friday, November 13th, Birmingham Partner Matt Scully will discuss the future of work in a COVID-19 world. During the presentation, the panelists will examine different aspects of work to consider and give insight into suggested approaches and solutions. The TerraLex Virtual Global Meeting is designed to provide members with new ways to connect, collaborate and share insights and knowledge.

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Coffee Conversation with Finlay Thomson, Coface on the role and importance of credit insurance for UK businesses

On Guard

Onguard Coffee Conversations – Interview with Finlay Thomson, Coface on the importance and role of credit insurance. Finlay Thomson has over 10 years of experience in the credit insurance industry and specialises in export. While enjoying an afternoon cuppa, Floor Stam, VP Marketing at Onguard, interviews Finlay on topics related to the role of credit insurance, credit insurance and supply chain, and the importance of being part of an international network.

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LEND360 Conference 2020

Troutman Sanders

November 9 – 13, 2020. Troutman Pepper is proud to continue our sponsorship of LEND360, one of the most active conferences in the online lending space. LEND360 is the go-to event that connects every angle of the online lending industry and offers unparalleled networking and learning opportunities with the best and brightest in the industry. Panelists include: Rick Eckman will moderate “Bank Fintech Partnerships and the Courts: How the Legal Landscape is Shifting”.

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How Long Can You Collect on Credit Card Debt?

Payment Savvy

Each state gives creditors and collection agencies varying times to file suit on unpaid and delinquent credit card debt. These times are formally known as statutes of limitations. Note that in all states, these limitations are governed by state laws – not federal. Understanding the Statute of Limitations. Dependent on the state, debt collectors are allotted a finite timeframe to file suit against consumers with past due credit card balances.

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You Put in a Full Work Week. Shouldn’t Your Collections Software Do the Same?

Discover a modern, cloud-based collection system that never takes a rest day. MeridianLink® Collect is an intuitive platform with advanced customization options developed to simplify the collections process. Here are four ways MeridianLink Collect can support your team: Omnichannel communications Compliance rules & checklists Workflows & queues One interface with supporting integrations And that’s just the start.

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Video interview | Coffee conversation with Sue Chapple, CICM

On Guard

Onguard Coffee Conversations – Interview with Sue Chapple of the CICM . Sue Chapple is the Chief Executive of the Chartered Institute of Credit Management(CICM), the world’s largest professional credit management organisation. While enjoying an afternoon cuppa, Floor Stam, VP Marketing at Onguard, welcomes Sue to this coffee conversation. There is currently so much uncertainty surrounding not only the future of the credit management industry but the economy as a whole.

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How To Remove Stellar Recovery Inc From Your Credit Report

Better Credit Blog

If you’re being confronted by a debt collector, you might be feeling overwhelmed. Between their daily phone calls, frequent letters, and presence on your credit report, it’s hard to know where to start. If Stellar Recovery Inc is the agency hounding you about outstanding debts, we can help. We’ll tell you everything you need to know about the debt collector and break down a few simple steps for getting them out of your hair and off your credit report.

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Video Interview | Coffee Conversation with Finlay Thomson, Coface

On Guard

Onguard Coffee Conversations – Interview with Finlay Thomson, Coface on the importance and role of credit insurance. Finlay Thomson has over 10 years of experience in the credit insurance industry and specialises in export. While enjoying an afternoon cuppa, Floor Stam, VP Marketing at Onguard, interviews Finlay on topics related to the role of credit insurance, credit insurance and supply chain, and the importance of being part of an international network.

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Single Fax Received by E-Mail Deemed Insufficient to Confer Article III Standing

TCPA

As we have reported here and here, courts throughout the country, including most notably the Eleventh Circuit in Salcedo v.

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The Power of Storytelling in Risk Management

Speaker: Dr. Karen Hardy, CEO and Chief Risk Officer of Strategic Leadership Advisors LLC

Communication is a core component of a resilient organization's risk management framework. However, risk communication involves more than just reporting information and populating dashboards, and we may be limiting our skillset. Storytelling is the ability to express ideas and convey messages to others, including stakeholders. When done effectively, it can help interpret complex risk environments for leaders and inform their decision-making.

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Washington Supreme Court holds that it violates the state constitution to exclude certain workers from overtime pay

Public Citizen

On the potential importance of state constitutional law: The Supreme Court of Washington has just held that the statutory exclusion of dairy workers from state overtime protections violates the state constitution. Read Martinez-Cuevas v. Deruyter Brothers Dairy.  HT to Charlotte Garden.

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What Is COAF on My Credit Report?

Better Credit Blog

Is there a COAF credit inquiry on your credit report? Hard inquiries are often the result of a credit card or a loan application, and COAF is no exception. COAF may appear on your report after you apply for an auto loan or buy a car with funding from Capital One. Your report may also show a hard inquiry from COAF if you agreed to be a cosigner for someone else’s car loan application.

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