Account Recovery

APRIL 22, 2021

The shockwaves are still reverberating through the accounts receivable management industry following yesterday’s ruling in Hunstein v. Preferred Collection and Management Services, Inc., and the question on many minds is, how bad is this going to get? That question is being asked on a number of levels. The obvious level is — will consumers and … The post Assessing the Impact of Yesterday’s Ruling appeared first on AccountsRecovery.net.

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Accounts Receivables Management Collections 246

Nerd Wallet

APRIL 22, 2021

Pandemic-related job losses forced many older Americans out of the workplace in the past year, perhaps permanently. But the COVID-19 crisis also seems to have delayed some retirements. Remote work eliminated commutes and often allowed more flexible schedules with fewer interruptions. At the same time, the pandemic restricted many traditional retirement activities, including travel and.

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Account Recovery

APRIL 22, 2021

The “Getting to Know” series is sponsored by Applied Innovation. Applied Innovation is helping to shape the future of accounts receivable management. Product development is driven by customer feedback, agency profitability and compliance and includes platforms addressing client portal access, document management, payment negotiation, Regulation E focused electronic payment authorizations and TCPA communication authorization platforms. … The post Getting to Know Don Siler of Cre

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Accounts Receivables Management 246

Nerd Wallet

APRIL 22, 2021

Buying a business is a big decision — but when you pull the trigger on buying an existing business, you get the opportunity to become an entrepreneur without starting a small business completely from scratch. Every year, more than 500,000 businesses change hands, and that number is expected to skyrocket in the next several years. Priyanka Prakash writes for NerdWallet.

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Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

Account Recovery

APRIL 22, 2021

GETTING TO KNOW DON SILER OF CREDENCE GLOBAL SOLUTIONS They say that traumatic events can completely change your outlook on life. Don Siler is living proof of that. Now able to talk about the heart attack he suffered when he was 40 years old, Don luckily walked away from the experience with a new outlook … The post Daily Digest – April 22.

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Account Recovery

APRIL 22, 2021

Claiming you have been the victim of identity theft is not enough to get a collection item removed from your credit report, a District Court judge in California has ruled, granting a defendant’s motion for summary judgment after the plaintiff claimed it violated the Fair Debt Collection Practices Act by continuing to report the debt … The post Judge Grants MSJ for Defendant in FDCPA Case Over Allegedly Fraudulent Loan appeared first on AccountsRecovery.net.

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Loans Fair Debt Collection Judgment Collections 246

Credit Corp

APRIL 22, 2021

If you’re ready to start thinking about your finances, we’ve got good news for you: April is Financial Literacy Month. Promoted by the Jump$tart Coalition , National Financial Literacy Month is a great time to evaluate your financial situation and make a plan to reach your financial goals. It’s a great time to teach your kids about financial responsibility, too.

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Loans 98

Account Recovery

APRIL 22, 2021

The Federal Trade Commission yesterday announced it is returning more than $4 million to 10,000 individuals who were scammed by a debt collector more than five years ago. The refunds were to replace money lost by individuals who were taken advantage of by a series of companies that allegedly threatened and intimidated individuals into making … The post FTC Refunding $4M to Consumers Victimized by Collection Scam appeared first on AccountsRecovery.net.

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Collections Debt collector Trade 200

Nerd Wallet

APRIL 22, 2021

It can be frustrating to try to find good use of British Airways Avios, particularly on British Airways flights. Booking British Airways rewards flights with Avios can be quite expensive, both in Avios and out-of-pocket cost. That’s why we generally recommend using Avios to book rewards flights on British Airways’ partners that don’t charge hefty. JT Genter writes for NerdWallet.

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Collections

McLane

APRIL 22, 2021

This order is offered for educational purposes only. References to law and rules may not be current or accurate. Counsel must evaluate whether the pleading has utility in a given case. I am always happy to try to answer general questions of fellow counsel about law and practice and can be reached via the information below. Ralph F. Holmes McLane Middleton. ralph.holmes@mclane.com (603) 628-1409 (office) (857) 278-0019 (cell).

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Education 52

Nerd Wallet

APRIL 22, 2021

Whether you’re purposefully packing light or simply supplementing your checked luggage with a few items you would like to keep handy during a flight, it’s important to keep size top of mind when packing a carry-on and heading to the airport. After all, not all airlines allow full-size carry-ons for free, and most have slightly. Alisha McDarris writes for NerdWallet.

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McLane

APRIL 22, 2021

In the Matter of Merrill and Merrill , the NH Supreme Court (Marconi, J.) held that the inclusion by the Family Court of assets in a spendthrift trust benefiting the husband as part of the marital estate of the divorcing parties was plain error. While the decision does not establish new law, it underscores the importance of spendthrift protection. .

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Creditors 52

Nerd Wallet

APRIL 22, 2021

The transportation business touches far more of our lives than we notice. When you think of transportation businesses, you might think specifically about taxi companies or car rentals, but there are so many other options that you might not be considering. Any time you’ve rented a car, bike, or limousine you’ve interacted with a transportation. Nina Godlewski writes for NerdWallet.

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Speaker: William Hord, Senior VP of Risk & Professional Services

Enterprise Risk Management (ERM) is critical for industry growth in today’s fast-paced and ever-changing risk landscape. When building your ERM program foundation, you need to answer questions like: Do we have robust board and management support? Do we understand and articulate our bank’s risk appetite and how that impacts our business units? How are we measuring and rating our risk impact, likelihood, and controls to mitigate our risk?

Banks

Troutman Sanders

APRIL 22, 2021

In Hopkins v. Collecto, Inc. , the Third Circuit Court of Appeals affirmed the dismissal of a putative class-action complaint, alleging that by itemizing interest and collection fees for a “static debt,” the letter violated the Fair Debt Collection Practices Act (FDCPA) by falsely implying that interest and fees could accrue and thereby increase the amount of the debt over time.

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Debtor Debt collector Collections Accrued Interest 52

Nerd Wallet

APRIL 22, 2021

If you’re a high-flying, frequent American Airlines customer, the AirPass program may be worth considering. Joining requires significant cash outlay, but this upfront payment then acts as a credit balance for travelers to draw from when purchasing future travel. The AirPass also brings plentiful frequent flyer elite status perks and guaranteed pricing, but is it.

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Consumer Financial Services Law

APRIL 22, 2021

By Caren D. Enloe The FDCPA provides a bona fide error defense for debt collectors who can show by a preponderance of the evidence that their violation was not intentional and resulted from a bona fide error notwithstanding the maintenance of procedures reasonably adapted to avoid any such error. 15 U.S.C. §1692k(c). Historically, debt collectors have been judicious in its use.

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Debt collector Collections Creditors Debtor 52

Nerd Wallet

APRIL 22, 2021

If you’re gearing up to start a restaurant or bar or open a liquor store, it’s likely you’re interested in snagging a license. And for good reason: According to the Small Business Chronicle, liquor sales tend to have some of the largest profit margins of anything on a menu, averaging between 75% to 80%. But. Matthew Speiser writes for NerdWallet. Email: mspeiser+wpguestuser@nerdwallet.com.

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Collections

Debt RR

APRIL 22, 2021

You’ve spent months chasing down a company that owes you money. Now you hear the dreaded news: Your non-paying customer is filing for bankruptcy. After the time, money, and resources you’ve invested in this customer, you are likely wondering about your options. Some businesses might write off the claim altogether upon learning this news. However, if the debtor owes a significant amount, you may want to consider pursuing the debt in bankruptcy court.

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Debtor Unsecured Creditor Bankruptcy Creditors 54

Nerd Wallet

APRIL 22, 2021

As a small-business owner with a lot on your plate, using an accounting software platform like Xero can make it easier to manage your complex financial responsibilities. To help you get the most from your Xero software, we’ve compiled some of our favorite Xero tips — including shortcuts, customizations and unique features, that will give. Billie Anne Grigg writes for NerdWallet.

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Credit Corp

APRIL 22, 2021

Is it too early to teach your children about finances? Absolutely not! The earlier, the better! In this essential guide, we’ll show you how you can teach your children financial literacy in different stages of their lives. When They’re Toddlers. Kids start learning even at the moment when they’re born. Though, this type of learning is based on what they see their parents do like smile and say things.

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Student loans Student Loans Banks Education 64

Nerd Wallet

APRIL 22, 2021

Genworth Financial Inc. offers long-term care insurance and mortgage insurance. Genworth announced that it was suspending sales of life insurance and fixed annuities as part of a restructuring effort in 2016. Genworth long-term care insurance The company remains a major provider of long-term care insurance, which helps pay for assistance with routine daily activities at.

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Speaker: Dr. Karen Hardy, CEO and Chief Risk Officer of Strategic Leadership Advisors LLC

Communication is a core component of a resilient organization's risk management framework. However, risk communication involves more than just reporting information and populating dashboards, and we may be limiting our skillset. Storytelling is the ability to express ideas and convey messages to others, including stakeholders. When done effectively, it can help interpret complex risk environments for leaders and inform their decision-making.

Public Citizen

APRIL 22, 2021

The first paragraph of the Court's unanimous opinion in AMG Capital Management v. FTC sums it up: Section 13(b) of the Federal Trade Commission Act authorizes the Commission to obtain, “in proper cases,” a “permanent injunction” in federal court against “any person, partnership, or corporation” that it believes “is violating, or is about to violate, any provision of law” that the Commission enforces. 87 Stat. 592, 15 U.

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Nerd Wallet

APRIL 22, 2021

More than 44 million Americans 65 and older have gotten at least one dose of the COVID-19 vaccine, and over 36 million are fully vaccinated, according to recent data from the Centers for Disease Control and Prevention. And with that protection in hand, many are finding that the open road is again calling. A survey. Kate Ashford writes for NerdWallet.

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Jimerson Firm

APRIL 22, 2021

Featured in the April 2021 Issue. Partner’s Perspective: Choosing to Be an Ambassador of Fun and Happiness. Watch Now: Critical Construction Contract Provisions Webinar. Catch Up on our Banking & Financial Services Industry Blog Series for SBA Lenders. Managing Partner Moderates Legal Panel for Banking & Financial Services Industry. Curiosities, Ruminations and Various Eccentricities of Firm Biz.

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Nerd Wallet

APRIL 22, 2021

Marriott loyalists, take note: As of April 22, 2021, both of the Chase-issued Marriott Bonvoy co-branded credit cards are offering increased bonuses for newcomers. New applicants will be eligible for the following limited-time offers: Marriott Bonvoy Boundless™ Credit Card: Earn 100,000 bonus points after you spend $3,000 on purchases in the first 3 months from.

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