Thu.Jul 07, 2022

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Getting to Know Carl Harkleroad of Imagined.Cloud

Account Recovery

The “Getting to Know” series is sponsored by Applied Innovation. Applied Innovation is helping to shape the future of accounts receivable management. Product development is driven by customer feedback, agency profitability and compliance and includes platforms addressing client portal access, document management, payment negotiation, Regulation E focused electronic payment authorizations and TCPA communication authorization platforms. … The post Getting to Know Carl Harkleroad

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A Scrap of Hope for Distressed Home Buyers

Nerd Wallet

The first half of 2022 was a catastrophe for home buyers. Skyrocketing mortgage rates and home prices made homeownership unaffordable for millions of renters. At the year’s midpoint, the real-estate landscape remains steeply tilted against home buyers. But the terrain may become less hostile to buyers in months to come. Here’s how we got here. Holden Lewis writes for NerdWallet.

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VIDEO: ACA International CEO Shares Details About Upcoming Convention

Account Recovery

Scott Purcell, the chief executive of ACA International, wants you to know that whatever is keeping you awake at night, whatever issues you and your agency are going through, the association’s upcoming convention has educational content that will help you get through it. “I know that there are many issues our agency members are facing … The post VIDEO: ACA International CEO Shares Details About Upcoming Convention appeared first on AccountsRecovery.net.

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5 Things to Know About the Walgreens Credit Card

Nerd Wallet

The myWalgreens™ Mastercard® tailors its rewards toward health and wellness for frequent customers of the Walgreens drugstore chain, as well as of its New York-based sibling chain, Duane Reade. With the $0-annual-fee card, issued by Synchrony, you earn rewards on purchases, as well as by participating in health challenges. There is also a bonus offer.

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From Complexity to Clarity: Strategies for Effective Compliance and Security Measures

Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

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Judge Partially Grants MTD in FDCPA Case Over Different Account Numbers in Letter

Account Recovery

A District Court judge in Michigan has granted a defendant’s motion to dismiss a class action on one of the claims accusing a company of violating the Fair Debt Collection Practices Act, but denied the motion to dismiss the remaining claims, ruling that using different account numbers when attempting to collect on the same debt … The post Judge Partially Grants MTD in FDCPA Case Over Different Account Numbers in Letter appeared first on AccountsRecovery.net.

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More Consumers Using BNPL For Everyday Purchases, Sending Up Red Flags

Account Recovery

More consumers are using Buy Now, Pay Later offerings for everyday expenses and necessities like food and gas, leading consumer advocates and economists to worry about the state of the economy and the lack of insight into just how much debt consumers are taking on, likening the product to the “Wild West” with few checks … The post More Consumers Using BNPL For Everyday Purchases, Sending Up Red Flags appeared first on AccountsRecovery.net.

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IHG vs. Hilton: Which is Right for You?

Nerd Wallet

IHG versus Hilton — These two hospitality behemoths are no strangers to frequent travelers. With hotels all around the world, IHG and Hilton are well-known names. But when it comes to comparing IHG One Rewards against Hilton Honors, the two programs may not be as familiar to many readers. IHG One Rewards is fresh from. Ramsey Qubein writes for NerdWallet.

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Daily Digest – July 7. Getting to Know Carl Harkleroad of Imagined.Cloud; Judge Partially Grants MTD in FDCPA Class Action

Account Recovery

GETTING TO KNOW CARL HARKLEROAD OF IMAGINED.CLOUD I learn something new every time a profile is published and I have Carl Harkleroad to thank for introducing me to the “one shower” rule (read below for details). But Carl, a legend on the technology side of the accounts receivable management industry, is known for offering great … The post Daily Digest – July 7.

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Cash on Delivery (COD): Definition, What Small Businesses Need to Know

Nerd Wallet

Cash on delivery, or COD, is a payment method that allows buyers to wait until they receive the goods they’ve ordered before paying for them. Also (and more accurately) known as “collect on delivery,” this method doesn’t necessarily require physical cash for payment. Checks, credit cards, debit cards and other payment methods are commonly accepted. Roberta Pescow writes for NerdWallet.

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When It Comes to Collections Software, “Good Enough” Isn’t Good Enough

Are you finding some snags in your collections process? With delinquencies, and the number of consumers looking for payment assistance on the rise, it may be time to consider an efficient cloud-based software to support your team. Learn how MeridianLink® Collect has helped financial institutions like yours streamline collections processes.

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Insolvency service advises on use of Private Debt Collection Agencies

UK debt collections

The Insolvency has issued a statement on its use of Private Debt Collection Agencies this week. The notice advises that the Insolvency Service may used private debt collectors to recover income payment arrangements from bankrupt individuals. It also refers to collecting payments from companies that are in liquidation. It is assumed the public notice has been issued for the avoidance of doubt for any private individuals.

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NerdWallet’s Pet Insurance Reviews for 2022

Nerd Wallet

Each pet insurance company offers slightly different coverage, plans and consumer experiences. Not sure which one is right for you? The pet insurance reviews below explain the pros and cons of each company to help you determine which is the best fit. A | B | C | D | E | . NerdWallet writes for NerdWallet. Email: articles@nerdwallet.com. The article NerdWallet’s Pet Insurance Reviews for 2022 originally appeared on NerdWallet.

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Calculating Wages for Garnishment

FFGN COLLECT NY

On December 31, 2021, Governor Hochul signed the Fair Consumer Judgment Interest Act into law. This amended the post-judgment interest rate on all judgments against consumers from 9% to 2%, effective April 30, 2022. As part of the law, any current income executions need to be amended with their respective marshal or sheriff, reflecting the new interest rate and the new calculation of remaining interest outstanding on the judgment.

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Potential Lenders

Nerd Wallet

Better BNC National Bank Fast Forward Home Loans First Mortgage Direct GO Mortgage Guaranteed Rate KS Statebank LenderFI loanDepot NBKC New American Funding Northpointe Rocket Mortgage, LLC SoFi Watermark Home Loans. NerdWallet writes for NerdWallet. Email: articles@nerdwallet.com. The article Potential Lenders originally appeared on NerdWallet.

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ERM Program Fundamentals for Success in the Banking Industry

Speaker: William Hord, Senior VP of Risk & Professional Services

Enterprise Risk Management (ERM) is critical for industry growth in today’s fast-paced and ever-changing risk landscape. When building your ERM program foundation, you need to answer questions like: Do we have robust board and management support? Do we understand and articulate our bank’s risk appetite and how that impacts our business units? How are we measuring and rating our risk impact, likelihood, and controls to mitigate our risk?

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Five Key Provisions Every Tenant Needs in a Residential Lease

Jimerson Firm

Far too often, I’m approached by tenants who have an issue with a residential lease that they have already signed and agreed to but have come to find out is full of problems and missing key information. Like any contract, once a lease is signed, there’s not much a tenant can do about the terms. That is why I strongly advise having an attorney review any lease before it’s signed.

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Potential Lenders

Nerd Wallet

You may be matched with the following NerdWallet partners: Better BNC National Bank Guaranteed Rate loanDepot NASB NBKC New American Funding Northpointe Rocket Mortgage, LLC Veterans United. NerdWallet writes for NerdWallet. Email: articles@nerdwallet.com. The article Potential Lenders originally appeared on NerdWallet.

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CA DFPI Request for Comment on Cryptocurrency-Related Financial Products and Services

Troutman Sanders

Please join Troutman Pepper Partner Chris Willis and his guests and fellow Partners Keith Barnett and Ethan Ostroff as they discuss the recent request for comment from California’s Department of Financial Protection and Innovation on cryptocurrency-related financial products and services under the California Consumer Financial Protection Law. Keith and Ethan share their ideas about what this request for comment says about the direction California may take in the world of cryptocurrency.

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How to Find 40,000-Point Hotels for Your Annual IHG Certificate

Nerd Wallet

Do you hold a co-branded IHG hotel credit card? These cards provide a variety of perks, but one of the most useful offers is the annual free night certificate. While you won’t be able to redeem these at all of IHG’s hotels — they do have a cap of 40,000 points per night — with. Carissa Rawson writes for NerdWallet. Email: articles@nerdwallet.com. The article How to Find 40,000-Point Hotels for Your Annual IHG Certificate originally appeared on NerdWallet.

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You Put in a Full Work Week. Shouldn’t Your Collections Software Do the Same?

Discover a modern, cloud-based collection system that never takes a rest day. MeridianLink® Collect is an intuitive platform with advanced customization options developed to simplify the collections process. Here are four ways MeridianLink Collect can support your team: Omnichannel communications Compliance rules & checklists Workflows & queues One interface with supporting integrations And that’s just the start.

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Elevate Your Collection Strategy with Machine Learning and HeartBeat

True Accord

Debt recovery and collection look quite different in 2022 than it did ten, five, even just a year ago: new channels to reach consumers, larger data sets to analyze, complex regulations that can vary state by state, and so much more. So when it comes to deciding the best way to engage consumers and effectively recover debt, has your strategy evolved to keep up?

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Tips for Drafting Employee Handbooks in Florida

Jimerson Firm

This article addresses tips and considerations for employers who are considering whether they should codify employment policies into an employee handbook which may be interpreted or evaluated under Florida law (or “employee manual,” as they are sometimes called). To make that determination, an employer should ask a few key questions to be fully aware of their benefits and what is at stake.

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Consumer protection and the Supreme Court's new "major questions doctrine"

Public Citizen

On the last day of its term, the Supreme Court issued its decision in West Virginia v. EPA —a decision highly anticipated, and perhaps dreaded, by federal agencies, administrative law experts, and members of the public who care about the ability of the government to act to protect public health, safety, consumer interests, and the environment. The suspense stemmed from the likelihood that the Court would address the so-called “major questions doctrine”—a new approach to judicial review of agency

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Why FICO Won Best Technology Provider for Data Analytics

Fico Collections

Home. Blog. FICO. Why FICO Won Best Technology Provider for Data Analytics. FICO Platform approach was key to judges of 2022 Credit Awards. FICO. Thu, 08/29/2019 - 17:00. by Nikhil Behl. expand_less Back To Top. Thu, 07/07/2022 - 09:40. I was part of the very excited FICO team last week at the 2022 Credit Awards in London. The awards, presented by Credit Strategy, are sometimes described as the “Oscars of the credit industry” for EMEA, recognizing innovation and performance.

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The Power of Storytelling in Risk Management

Speaker: Dr. Karen Hardy, CEO and Chief Risk Officer of Strategic Leadership Advisors LLC

Communication is a core component of a resilient organization's risk management framework. However, risk communication involves more than just reporting information and populating dashboards, and we may be limiting our skillset. Storytelling is the ability to express ideas and convey messages to others, including stakeholders. When done effectively, it can help interpret complex risk environments for leaders and inform their decision-making.