Account Recovery

JUNE 10, 2021

A District Court judge in Alabama has granted a defendant’s motion for judgment on the pleadings after it was sued for allegedly violating the Fair Credit Reporting Act because it referenced a monthly payment amount on a tradeline that had been closed and where the balance was $0 when furnishing information to the credit reporting … The post Judge Grants Motion for Defendant in FCRA Case Over Disputed Tradeline appeared first on AccountsRecovery.net.

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Judgment 246

Nerd Wallet

JUNE 10, 2021

Many Americans don’t save enough for retirement, but it’s entirely possible to save too much — at least according to the IRS. Tax laws limit how much you’re allowed to contribute to retirement accounts, and excess contributions can be penalized. Uncle Sam doesn’t want you to leave the money in the account too long, either. Liz Weston writes for NerdWallet.

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Account Recovery

JUNE 10, 2021

Anyone who has been in this industry for more than a hot minute knows that the Fair Debt Collection Practices Act applies to any debt in which the subject of the transaction is for primarily personal, family, or household purposes. But every now and then a case comes along where the type of debt in … The post Ninth Circuit Reverses Ruling in FDCPA Case Over Type of Debt appeared first on AccountsRecovery.net.

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Fair Debt Collection Collections 242

Nerd Wallet

JUNE 10, 2021

Bankruptcy is one of the fastest and most effective ways to find debt relief. Most consumers who follow this path will file for Chapter 7 bankruptcy or Chapter 13 bankruptcy. Which is best depends on the individual’s assets and financial goals. To help you understand the difference between Chapter 7 and Chapter 13 bankruptcy, here’s. Sean Pyles writes for NerdWallet.

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Chapter 13 bankruptcy Chapter 7 bankruptcy Bankruptcy 99

Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

Account Recovery

JUNE 10, 2021

The “Getting to Know” series is sponsored by Applied Innovation. Applied Innovation is helping to shape the future of accounts receivable management. Product development is driven by customer feedback, agency profitability and compliance and includes platforms addressing client portal access, document management, payment negotiation, Regulation E focused electronic payment authorizations and TCPA communication authorization platforms. … The post Getting to Know Diann Jenkins of

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Credit Bureau Accounts Receivables Management 211

Account Recovery

JUNE 10, 2021

A month before the federal Child Tax Credit payments start landing in the bank accounts of individuals across the country, the Attorney General of California issued a warning to financial institutions, creditors, and debt collectors that it is illegal to seize those funds to pay individual debts under a state executive order. In April 2020, … The post Calif.

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Garnishment Financial Institution Debt collector Creditors 147

Nerd Wallet

JUNE 10, 2021

The Theme Park Capital of the World is home to Walt Disney World Resort, Universal Orlando Resort, SeaWorld Orlando and Legoland Florida Resort. It also has numerous water parks, shopping malls and theatrical dinner shows. Beyond the tourist attractions, Orlando is a world-class city with excellent food, culture and nightlife. Plus, there’s the natural beauty.

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Account Recovery

JUNE 10, 2021

GETTING TO KNOW DIANN JENKINS OF CREDIT BUREAU OF JONESBORO There is no doubt that new ways of doing business are revolutionizing the accounts receivable management industry. But it is important to remember that the old ways of doing business worked pretty well, too. Take, for example, the best piece of advice that Diann Jenkins … The post Daily Digest – June 10.

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Credit Bureau Accounts Receivables Management 147

Nerd Wallet

JUNE 10, 2021

A prepaid business debit card is a payment solution that allows you to spend funds that you load onto the card. The best prepaid business debit cards are easy to apply for, user-friendly and offer financial management tools — all without charging hefty fees. What are prepaid business debit cards? A prepaid business debit card. Randa Kriss writes for NerdWallet.

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Collections

Credit Corp

JUNE 10, 2021

Buying and selling real estate for commercial purposes can be an expensive endeavor. Many real estate investors typically have to start out using their own funds or personal credit to cover the cost of their new properties, even when they’re for generating income. This strategy works well for those who have the personal capital to make big purchases, but for those who don’t, it can be a roadblock for them.

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Loans Banks Financial Institution Lender 98

Nerd Wallet

JUNE 10, 2021

This article provides information for educational purposes. NerdWallet does not offer advisory or brokerage services, nor does it recommend specific investments, including stocks, securities or cryptocurrencies. Inflation is one of those economic terms most of us know just enough about to be afraid of. We know it erodes our money over time, and that it arrives.

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Education 94

TCPA

JUNE 10, 2021

The Eastern District of Missouri recently granted a plaintiff’s motion for summary judgment against three defendants in a TCPA fax case. Levine Hat Co. v. Innate Intelligence, LLC, No. 16-cv-01132, 2021 WL 1889869 (E.D. Mo. May 11, 2021).

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Judgment 52

Nerd Wallet

JUNE 10, 2021

Citi is launching a new 5% cash-back credit card — and unlike other 5%-back cards, this one won’t require any activation of categories. The $0-annual-fee Citi Custom Cash? Card will earn 5% back automatically in your eligible top spending category per billing cycle, on up to $500 spent. All other purchases earn 1% back. Eligible 5% categories include: Restaurants.

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Speaker: William Hord, Senior VP of Risk & Professional Services

Enterprise Risk Management (ERM) is critical for industry growth in today’s fast-paced and ever-changing risk landscape. When building your ERM program foundation, you need to answer questions like: Do we have robust board and management support? Do we understand and articulate our bank’s risk appetite and how that impacts our business units? How are we measuring and rating our risk impact, likelihood, and controls to mitigate our risk?

Banks

Public Citizen

JUNE 10, 2021

by Jeff Sovern. The report, by Syed Ejaz, is titled A Broken System: How The Credit Reporting System Fails Consumers And What To Do About It. Here are excerpts from the Executive Summary: Consumers are finding errors on their credit reports. More than one-third (34 percent) of consumers who participated in CR’s Credit Checkup survey reported that they found at least one error on their report, with 29 percent saying that they found errors in personal information and 11 percent finding accou

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Nerd Wallet

JUNE 10, 2021

Has this happened to you? A rental car shuttle van drops you off in a distant corner of a vast parking lot with a key fob but no instructions for how to use it to start the car. You sit inside the unfamiliar rental and wonder which magic combination of buttons will start the engine. Philip Reed writes for NerdWallet. Email: articles@nerdwallet.com. Twitter: @AutoReed.

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Loans 77

Burr Forman

JUNE 10, 2021

The CPRA – or the California Privacy Rights and Enforcement Act of 2020 – amends certain provisions of the CCPA (California Consumer Privacy Act) that went into effect on January 1, 2020. The CPRA narrows the definition of what qualifies as a business while expanding consumers’ privacy rights. It goes into effect as of January 1, 2023. If your company collects personal information of California consumers, then it needs to consider whether it otherwise qualifies as a business or other covered ent

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Collections 52

Nerd Wallet

JUNE 10, 2021

Bookkeeper360 is an online bookkeeping service provider designed to help small and medium-sized businesses with their bookkeeping and accounting. When you sign up for Bookkeeper360, you receive a dedicated account manager, who will work with you to create a service strategy that meets your needs. After this, you’ll connect Bookkeeper360 to your accounting system — either.

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Collections

Burr Forman

JUNE 10, 2021

OSHA’s Emergency Temporary Standard imposes new COVID-19 requirements on healthcare providers, most of which go into effect fourteen days after the Standard’s effective date. In January 2021, President Joe Biden issued an Executive Order ordering the Department of Labor (“DOL”) to consider issuing an Emergency Temporary Standard (“ETS”) addressing COVID-19.

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Healthcare Retail Manufacturing 52

Nerd Wallet

JUNE 10, 2021

Opening a franchise can be the perfect option for people with an entrepreneurial spirit who may not want to build a business from scratch for a number of reasons. Like other franchises, opening a Taco Bell franchise enables franchisees to open a business within the framework of a larger corporation. Of course, with the many. Christine Aebischer writes for NerdWallet.

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Troutman Sanders

JUNE 10, 2021

On May 12, President Biden signed an executive order (EO) that seeks to improve the federal government’s cybersecurity. This comes in the wake of sweeping cyber incidents, such as the SolarWinds incident. The EO calls on both the federal government and the private sector to work collaboratively to identify, deter, detect, and respond to cyber incidents, stating that “bold changes and significant investments” are needed to defend the nation’s computer systems from attack.

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Acquisition Government 52

Nerd Wallet

JUNE 10, 2021

A small-business tax advisor is a certified tax professional hired to help year-round with preparing and filing business taxes, offering tax and other financial advice and representing the business in the event of an audit. Other responsibilities include record keeping and planning for tax purposes and maximizing business tax returns. This person should not only.

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Speaker: Dr. Karen Hardy, CEO and Chief Risk Officer of Strategic Leadership Advisors LLC

Communication is a core component of a resilient organization's risk management framework. However, risk communication involves more than just reporting information and populating dashboards, and we may be limiting our skillset. Storytelling is the ability to express ideas and convey messages to others, including stakeholders. When done effectively, it can help interpret complex risk environments for leaders and inform their decision-making.

Nerd Wallet

JUNE 10, 2021

Paying off debt might seem like the most important thing to do for your financial health, but building up a savings buffer is just as critical. That way, when unexpected expenses come up, you’ll have funds set aside — and you won’t fall deeper into debt. Here are common banking tools to use that can. Ruth Sarreal writes for NerdWallet. Email: rsarreal@nerdwallet.com.

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Banks 59

Nerd Wallet

JUNE 10, 2021

Each passing day brings 43 million federal student loan borrowers closer to resuming the payments that have been paused since March 2020 — and further from the chance that life-changing loan forgiveness is coming anytime soon. Borrowers had reason to hope. Student debt, now at $1.7 trillion, was a crisis long before COVID-19. But the. Anna Helhoski writes for NerdWallet.

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Student loans Student Loans Loans 59

Nerd Wallet

JUNE 10, 2021

ShopKeep is a popular POS option used by over 25,000 businesses across the country. When you sign up for ShopKeep POS, you’ll get access to powerful POS software that can handle most important business functions, including inventory, employee and customer relationship management. Depending on what you want from a POS system, ShopKeep POS could very.

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Nerd Wallet

JUNE 10, 2021

Coming up with a business idea and launching your business can be a difficult—or, at the very least, time-consuming—process. Luckily, learning how to build an ecommerce website to sell your products or services online is easy. Modern ecommerce platforms are economical and extremely user-friendly, allowing you to create a custom website for your ecommerce business.

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The experiences of every generation are characterized by their behaviors involving finances. Understanding these attitudes and using them to inform marketing messages enables community banks, regional banks and credit unions to better serve their customers. This entertaining and informative eBook will help your financial institution uncover the best practices when it comes to appealing to mass audiences.

Credit Unions