Best Medicare Advantage Plans in Indiana 2024
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About 1.3 million people in Indiana are signed up for Medicare, placing it in the top 20 U.S. states for Medicare beneficiaries.
Medicare is the federal health insurance program for people 65 and older. Medicare Advantage is a bundled alternative to Medicare sold by private insurance companies. It offers all the same benefits and usually some extras, such as cost savings on dental and vision coverage.
Medicare Advantage plans offer more benefits than Original Medicare, and they can be cheaper than paying for Medicare and a Medicare Supplement plan. However, they have less flexibility since you’ll need to get care from within the plan’s network of providers. Weigh your options to determine which plan best suits your needs.
Compare Medicare Advantage plans in Indiana
What to know about Medicare in Indiana
About 1 in 6 people in Indiana are 65 and older, and there are a variety of Medicare plans in the state.
The average monthly premium in 2024 for a Medicare Advantage plan in Indiana is $16.29. (It was $12.88 in 2023.)
There are 147 Medicare Advantage plans available in Indiana in 2024. (There were 146 plans in 2023.)
All Medicare-eligible people in Indiana have access to a $0-premium Medicare Advantage plan.
Medicare Advantage companies in Indiana
The following providers offer Medicare Advantage plans in Indiana:
Anthem HealthKeepers.
Communicare Advantage.
Essence Healthcare.
Health Alliance Medicare.
Indiana University Health Plans.
MDwise Medicare.
MyTruAdvantage.
Paramount Elite Medicare Plans.
Zing Health.
Top-rated Medicare Advantage plans in Indiana
Each year, the Centers for Medicare & Medicaid Services (CMS) awards every Medicare Advantage plan a star rating on a scale of 1 to 5 — with 5 being a top-rated plan. Below are companies with at least one plan that received top marks in Indiana for the 2024 plan year. (Get more information about Medicare star ratings.)
5-star plans
The company below offers plans in Indiana that are rated 5 stars out of 5 by CMS:
Essence Healthcare.
4.5-star plans
The company below offers plans in Indiana that are rated 4.5 stars out of 5 by CMS:
Humana.
Medicare resources in Indiana
Indiana Department of Insurance: Offers information on all insurance topics, including Medicare and Medicare Advantage.
Indiana Area Agencies on Aging: Provide information and assistance to access a variety of community services.
Indiana State Health Insurance Assistance Program: Offers free counseling for people with questions about Medicare.
Indiana Health Insurance Consumer Help: Compiles a list of agencies that can help people understand consumer protections and legal benefits.
Find the right Medicare Advantage plan
It’s important to do your research before selecting a Medicare Advantage plan for yourself. Here are some questions to consider asking:
What are the plan’s costs? Do you understand what the plan’s premium, deductibles, copays and/or coinsurance will be? Can you afford them?
Is your doctor in-network? If you have a preferred medical provider or providers, make sure they participate in the plan’s network.
Are your prescriptions covered? If you’re on medication, it’s crucial to understand how the plan covers it. What tier are your prescription drugs on, and are there any coverage rules that apply to them?
Is there dental coverage? Does the plan offer routine coverage for vision, dental and hearing needs?
Are there extras? Does the plan offer any extra benefits, such as fitness memberships, transportation benefits or meal delivery?
Medicare Advantage companies
Get more information below about some of the major Medicare Advantage companies. These insurance companies offer plans in most states. The plans you can choose from will depend on your ZIP code and county.