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Is It “Debt Collection” If You Never Asked For Money?

FDCPA Defense

Can a communication from a collector violate the Fair Debt Collection Practices Act, 15 U.S.C. the “FDCPA”) if it never asks the debtor to pay any money? What exactly does the term “debt collection” mean in the context of the FDCPA? See, e.g., Ho v. ReconTrust Co., NA , 840 F.3d 2710 (2018).

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Trends In FDCPA Litigation Filed Against HOA Attorneys

FDCPA Defense

Attorneys who regularly engage in collection work for community associations have increasingly become targets for lawsuits filed by professional consumer attorneys under the Fair Debt Collection Practices Act (“FDCPA” or “the Act”), 15 U.S.C. 2012) (intent of debtor at time of purchase controls). NA , 840 F.3d

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Searching For The Meaning Of “Meaningful Involvement”

FDCPA Defense

If you have read the Fair Debt Collection Practices Act, 15 U.S.C. FDCPA”), from beginning to end, you are probably still looking for the phrase “meaningful involvement.” For example, in Clomon the defendant, an attorney, was a part-time general counsel of a collection agency. 1692, et seq. Kay , 650 F.3d

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Emerging Trends In FDCPA Litigation Against Community Association Attorneys

FDCPA Defense

Attorneys and other entities that regularly engage in collection work for community associations may be subject to the requirements of the Fair Debt Collection Practices Act, 15 U.S.C. as well as analogous state laws governing the consumer collection process. Riexinger & Associates, LLC , 817 F.3d

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Why Every Lawyer And Client Should Be Fighting To Stop The "Meaningful Attorney Involvement" Doctrine From Spreading

FDCPA Defense

The “meaningful attorney involvement” doctrine evolved out of the Fair Debt Collection Practices Act, 15 U.S.C. the “FDCPA”). You can read the entire FDCPA from front to back, however, and you will not find the term “meaningful attorney involvement” defined or even mentioned anywhere in the statute. 1692, et seq.

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The Limits On Direct And Vicarious Liability Under The FDCPA

FDCPA Defense

Courts have recognized that shareholders, officers or employees of a corporate debt collector may not be directly liable under the FDCPA, unless the plaintiff can meet the strict requirements necessary to pierce the corporate veil. See, e.g., White v. Goodman , 200 F.3d 3d 1016, 1019 (7th Cir. 3d 433, 437-38 (6th Cir.