The Kaplan Group

OCTOBER 19, 2020

FDCPA ( Fair Debt Collection Practices Act). The Fair Debt Collection Practices Act (FDCPA) is a federal law that restricts the behavior of collection agencies when they are attempting to collect money from individuals. Debt Settlement Services. Garnishment.

Credit Counselor 59

Credit Counselor Garnishment Fair Debt Collection Debt settlement 59

Better Credit Blog

APRIL 4, 2022

Regardless of what a debt collector might tell you, you have a lot of rights when it comes to how debt can be collected. In fact, merely mentioning that you understand your rights will, many times, stop debt collectors in their tracks. Your rights come from the Fair Debt Collection Practices Act (FDCPA).

Debt collector 116

Debt collector Fair Debt Collection Collection Agencies Collections Agency 116

Sawin & Shea

AUGUST 24, 2020

Bankruptcy will wipe out credit card debt, medical bills, and personal loans, but will not eliminate primary obligation debt; things like student loans, child and spousal support, and newer tax debt. Bankruptcy can also stop or delay a home or mortgage foreclosure, stop collection actions, stop garnishments and lawsuits.

Chapter 13 bankruptcy 98

Chapter 13 bankruptcy Bankruptcy Chapter 7 bankruptcy Debt collector 98

Better Credit Blog

APRIL 1, 2022

This method works best if the collection account has been sold to a third-party collection agency other than Capital One. That said, there is no harm in trying this method even if Capital One still owns your old credit card debt. Why would this kind of debt settlement work? It’s definitely worked in the past.

Debt collector 73

Debt collector Credit Card Debt Collections Third-party Debt Collectors 73