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Daily Digest – January 12. Collector Facing FDCPA Class Action for Allegedly Not Accepting Insurance Information from Plaintiff; Judge Dismisses FDCPA Suit Over Failure to Respond to Disputes

mikegibb by mikegibb
January 12, 2024
in Daily Digest
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Daily Digest – January 12. Collector Facing FDCPA Class Action for Allegedly Not Accepting Insurance Information from Plaintiff; Judge Dismisses FDCPA Suit Over Failure to Respond to Disputes

Collector Facing FDCPA Class Action for Allegedly Not Accepting Insurance Information from Plaintiff

  • A collector is facing a Fair Debt Collection Practices Act class action lawsuit in New York because it mentioned on the back of a Model Validation Notice that consumers can call the collector with insurance information, and then allegedly refused to accept the plaintiff’s Medicaid insurance.
  • More details here
  • This series is sponsored by WebRecon

Judge Dismisses FDCPA Suit Over Failure to Respond to Disputes

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  • A District Court judge in Ohio has dismissed a Fair Debt Collection Practices Act case because the plaintiff lacked standing to sue, even though he did allege some claims that have been considered sufficient for standing in the past (at least to my non-lawyer eyes).
  • More details here

CFPB Issues Advisory Opinions on FCRA Procedures

  • The Consumer Financial Protection Bureau yesterday released a pair of advisory opinions related to the Fair Credit Reporting Act — one addressing inaccurate background check reports and the other reminding credit reporting agencies that consumers have a right to their entire credit file any time it is requested.
  • More details here.

Credit Bureau Removing All N.Y. Consumer Medical Debts From Reports

  • In response to a new law enacted last month in New York, one of the three major credit reporting agencies has announced it will no longer include any medical debt for residents of the Empire State on their credit reports. The move affects 2.2% of the total amount of medical debt, according to the company.
  • More details here.

Southwest Recovery Services Achieves 10X ROI with Skit.ai’s Inbound Voice AI Solution

  • Skit.ai, the leading provider of conversational Voice AI solutions, announced today that one of its clients, Southwest Recovery Services, has achieved a remarkable 10X return on its investment in Skit.ai’s Voice AI technology for automated collections.
  • More details here.

WORTH NOTING: The best way to organize your pantry so it works for you … Tips to help you shovel snow safely … January is National Soup Month and Panera wants to give you cheap access to its menu of soups … Companies with flexible work policies are outperforming their competitors, according to new data … If stocks and bonds aren’t your thing, here is how to start investing in wine … Things to know about the world’s newest largest cruise ship … What is getting more expensive, and what is getting cheaper, at the grocery store … Why walking is the most effective way to get exercise.

Funny Friday, part I

Funny Friday, part II

The Daily Digest is sponsored by TCN. Today, contact centers need to do more with less. TCN’s cloud-based predictive dialing tools and services help clients to leverage the most sophisticated inbound, outbound, and blended calling technologies available. TCN’s award-winning platform offers multiple features to assist in compliance while improving performance with no hardware, no monthly minimums, or maintenance fees. Call 866-745-1900 or visit tcn.com today.

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Daily Digest – December 2. Nebraska Collection Agency Settles FDCPA Case; District Court Rules For Industry In Envelope Suit

Judge Signs Off on Settlement, $11M in Attorney's Fees in Student Loan Collection Case

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