article thumbnail

3 Security Measures to Keep Customer Online Payments Safe

Payment Savvy

With tokenized data, someone can’t break or reverse engineer your system in the future to gain access to sensitive consumer data. There is no way to retrieve the original information. The Payment Card Industry Data Security Standard, or PCI-DSS, is a set of regulations specific to reduce consumer credit card fraud.

article thumbnail

FICO XD is Changing the Way Consumers Build Credit

Titan Consulting

The FICO XD scoring model now provides millions of consumers access to a credit score, that were once overlooked, mostly from a lack of data. Fico XD helps young adults, immigrants, and those with past credit challenges that resulted in closing all credit accounts. What Factors Does the FICO XD Consider.

article thumbnail

Understanding Why You Have So Many Different Credit Scores

Titan Consulting

All three for-profit credit reporting agencies, Experian, Equifax and Transunion compile and report consumer credit and debt payment activity and sell this consumer information to lenders seeking to grant credit. Here’s why: Who Decides Your Credit Score? Key Takeaways.